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About Me


Found 9 results

  1. I am waiting for action against me with trepidation, I have complex mental health problems including memory loss which means I cannot recall all transactions related to matters over a year ago. Thus, the prospect of remembering the details of DISPUTE which were raised over three years ago. I sent many letters DISPUTING with original lender credit card, but don't have copies. They eventually sold to Arrow Global. They, in turn, have used a succession of collection companies , who I have ignored / returned letters unanswered. I now wonder if or
  2. After scoring zero points on my 3rd WCA assessment (so no change there ) I find my self in a dilemma! Do I or do I not claim Universal Credit [uC] Well.................... http://www.rightsnet.org.uk/forums/viewthread/10218/ http://www.rightsnet.org.uk/forums/viewthread/9951/ That's in Full Service areas I'm still in a single claimant area so..... I'm going for it.... ; a. LHA change of circumstances in today NIL income declaration well except for DLA,. b. going to have to argue for an annotated fit note from a GP I've seen before from here http:/
  3. please redirect if posted in wrong place mother in law has dementia wanders got ran over 3 weeks ago thank goodness not to bad. had mental capacity test done in one hospital conclusion lack of it. moved to different rehab unit they at first said they wouldn't accept other hospitals conclusion her home social services did the test. how do we as a family apply for both financial and medical power of attorney she cant consent herself
  4. Whilst looking to help a new poster I came across this very good PDF and I am hoping it will be of some use for the forums if so please feel free to read share and use it. It is a very good document about how debt could/should be handled in 12 steps and 12 questions from The Royal College of Psychiatrists and has many case studies for reference and has the names of some well known DCA's EA's and other institutions. This is a 2nd edition of the document and was published in November 2014. It will pay anyone reading the attachment to read it entirely before posting thoughts back
  5. Equality Act, and lack of capacity, used to annul bankruptcy order. I will add more in a moment... Not sure where to post this argument here on this thread or the other one in the bailiff section so have decided here and to link to this thread for further discussions... I think this is an important to add here due to the thread and other things so your thoughts please... See below for the link... http://blogs.lexisnexis.co.uk/randi/...cial-receiver/ The link to a case referred to in the above can be found here http://www.mentalhealthlaw.co.uk/Haw...
  6. Hi I am a new user, could you please read below and advise which forum i should post to. I'm most grateful and please excuse my inexperience with this site. ----------------------------------------------------------------- We purchased an industrial property around 7 years ago. The previous owners had a high capacity electrical supply fitted to cater for their needs. Our present energy supplier SEE are charging us £805 per month! (almost £70,000 over 7 years), for the facility to use large amounts of electricity if we want to. I recently joined the present owner of the pr
  7. Hi, once again going to fill in Limited Capacity to Work form, as they lost the first one. I've read the sticky on es, and my question is, as I'm not totally incapable of work - I suffer from chronic back problems and depression but I could do about 2 hrs a day non-physical if it wasn't client facing and I could sit but move around if I needed to, as long as it wasn't a lot of travel, but could not guarantee I'd be able to do it all the time - 1) how should I fill in the form? I don't want to lie. Should I just use the worst-case scenario as a model for it? My worst days I can't even
  8. Hi. I've just got the Limited Capacity to Work form. Not much of it applies to me; my problem is severe back pain. I am off work basically because my job involves very cheery client-facing and with my pain I can't do that. Often I sleep badly with the pain. I can't stay very long in the same position and being on my feet for more than 2 hours is agony. I could work for about the 2 hours a day when my painkillers are actually working, or I could do some other job that involves non-physical back room, but unfortunately I'm not really qualified or have any experience of any job apart from cl
  9. I've been told that if someone is in receipt of DLA, that automatically means they have 'limited capacity for work'. What does this mean in practical terms wrt eligibility for ESA? Anything at all?
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