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I am waiting for action against me with trepidation, I have complex mental health problems including memory loss which means I cannot recall all transactions related to matters over a year ago. Thus, the prospect of remembering the details of DISPUTE which were raised over three years ago. I sent many letters DISPUTING with original lender credit card, but don't have copies. They eventually sold to Arrow Global. They, in turn, have used a succession of collection companies , who I have ignored / returned letters unanswered. I now wonder if or
Hi all, I received a claim from Arrow as follows: Issue date 18th June. Particulars of claim: The claimants claim is for the sum of £7,800 being monies due from the Defendant to the Claimant under a regulated agreement between the Defendant and Providian and assigned to the Claimant. Notice of the assignment has been provided to the Defendant. The Defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the Consumer Credit Act 1974. AND the Claimant claims the sum of £7,800 together with the costs of th
I just got an unwelcome letter through in the post today demanding I pay £250 to Arrow. This is probably an old mobile phone bill from several years ago that I have been ignoring - I think my old housemate added me to the electoral roll which would probably explain why I've been traced, I've been at this address for years now with no-one bothering me. Anyway can anyone give me an indication of how litigious this bunch are? From looking at previous threads it seems they are pretty active. Also what next steps should I take? I suspect the last time I made any payment on this was at th