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Found 7 results

  1. Hi there, Yesterday I received a letter from Lowell & 118 (together in one envelope) that Lowell are now the new owners of a 12 month unsecured loan I stopped paying in November 2015. During this period I also defaulted on 4 loans with 4 different payday companies however by now I have taken care of all but this one. I fully intend to take care of the last of my mess which rules out the PROVE IT route but there are a few stumbling blocks before I can do so. After checking my credit report I notice a second default has been placed on my account. How do I go about getting this
  2. To quote from Thames Water on their Assessed Household Charge Now I was assessed in late 2008 and placed in band 1 and have been billed band 1 ever since. Only recently did I discover that the single rate also exists so have applied for it and been accepted. Now luckily I have a copy of my original meter assessment form (completed and signed on the day of my assessment) which states on it 1 bed 1 person.......... I can't remember a bill or leaflet that advertised that they had brought in a lower rate I was eligible for or I would have applied for it. So the q
  3. I've been claiming ESA since may and had my assessment two weeks ago. They made a decision on the 22/04/2015 that I be placed into the Support Group option and was told I be backdated from 3rd August 2014 to present. I've asked them 4 times how this is worked out, they all said my back pay calculation will be done tomorrow or latest monday and once this has been done it is then sent off to the social fund department for authorisation for payment. I know I have £1000 debt with them which I'm currently paying back from my ESA at £28.88 every two weeks. My Question, Is it normal practi
  4. I became unemployed in may so this is what i did 1.registered and claimed jsa 2. Rang hmrc explaining that i was no longer working and in process of claiming jsa (took dwp 2 weeks to send appt after making claim online) 3.made claim for hb and ct when my hypermobility syndrome worsened at the beginning of june my gp put me on the sick so dwp placed me on something called esa on the 18th of june(contribution based) £71.50 per week hmrc sent amended award and stopped paying working tax element only paying ctc £164.00 doctor re issueing sick note every 2 months i then reciev
  5. Hi Everybodyl, First time poster here (although i have been keeping my eye on various posts for a few weeks now) so forgive meifi i am the wrong section. I am currently employed but off work with doctors 'fit' notes as i have been struggling with a lower back problem or over 2 years now (25 years old ) I recently was told i was entitled to ESA (assessment phase) and it would be paid from 28.06.13. This was the not the date i gave when i put my telephone claim in on 01.07.13. I rang fairly late on the day and the Welsh lady on the other end was speaking at 100 mph and seemed
  6. Hi, I have a problem re Council tax. Council say they didnt get my form in April 2012 and are only giving me CTB from Dec 2012 when it was re submitted. I was on Income Support in April 2012 and migrated to ESA in Nov 2012. The council got a liability order and a bailiff has called twice now even though I am appealing the decision not to backdate CTB. They are not even giving me the single person discount for the April to November. Is it right to send bailiffs in when I am appealing ? Do I have to pay the bailiff's fees. I'd be grateful for advice.
  7. Despite being referred to someone by my GP at the time I need to fit note for. He refuses to back date it. I wasn't aware that I needed one as I just heard I had been transferred to ESA during appeal and had a letter saying that I 'may be' required to provide fit notes today (the 30th of May) However, no money has gone into my account since the 25th of April. I sent the new note. Over the phone they say I need a fit note from the 29th of April. My doctor refuses. Although admits I am not fit to work.
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