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sytra

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Everything posted by sytra

  1. Does any one know if this legislation covers Wales too, I have looked at the legislation.gov site and can only find The Education (Pupil Registration) (England) Regulations 2006 That have been amended, the ones for Wales still say the same as before the legislation was supposed to come into force. How can I find out if it is now legislation in Wales or if it is upto each individual LEA
  2. I don't know anything about this but will shortly be having our own battles with the council i no doubt!! but my understanding is that the Headteachers CAN still authorise absence, the guidance issued to them is that they should use discretion as to whether or not it is exceptional. I think the Head in your case is trying it on
  3. I know this is very late, however, I know a number of VERY dissatisfied customers of UW, some of whom are finding it extremely difficult to change from, were quoted x at the beginning but after a couple of months payments nearly doubled. Doesn't help the "sales" men do not make things clear at all.
  4. Hi Jimmy Jangle have you had any further news on this yet? The sxxxs decided to lift the stay on our case so have to go to court at some point! I notice you picked up on something that came to me yesterday, regarding the arrangement fee, did you ever hear if that was dodgy? I noticed that the amount they had on the agreement for total loan was £xxxx and the amount deposited was exactly £75 more (the arrangement fee)
  5. Ok have sent of the AQ, just a couple of quick questions though, My brother still says he doesn't remember actually signing the PPI box, he does remember them sending the form back for him to sign (although that far back cant remember for sure if he did sign it), after looking at the form I can see the similarity in the signatures but there is also a distinct difference, how can we go about questioning this? Also, in the advanced figure box is states a figure that is £75 lower than the actual figure that was deposited, the £75 I assume is the acceptance fee, but looking at the agreement that figure has already been included in the total credit charge. Can they add the acceptance fee to the loan? Well I can just about see that the acceptance fee can be added to the total advance, but where on the agreement does it state what the Total Advance will be, I can only see the Total Amount of Credit which doesn't match up. Please can someone in the know please have a look at the agreement for me http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=44072&d=1369569514 it is about the 5th or 6th doc in the list (the first copy isn't legible)
  6. OK, we knew it was to good to be true, Hegarty have had the stay lifted (hopefully docs attached), I am assuming it is all above board, please can someone help with the AQ so we can get it sent off. Seems a bit off that they ticked that no one should be served with the N244 application and that no evidence is involved
  7. I would do, but his mother would butt in and stop it, she has to get involved with everything if it means causing trouble
  8. Thank you for all your responses, I emailed the school and pointed out a few things and they have now said that as it was approved in Feb it is fine "this time". Just need to try and figure out next years now!
  9. I think it might be ok I have been onto the MK Council website and under the education section it has the penalty code of conducts and how and when a notice can be issued, there they have to fill in a form that asks if the holidays were un-authorised, this one was authorised, so don't see how the council would be able to issue a fine or court summons.
  10. No, no email yet! Where does it state this in the terms? Scottish Power were advised by email in May i think it was, that i would be paying by debit card. So yes it can be easily resolved, put us back onto the plan i was on, credit my account with the standing charge and standard rate charges that i have been charged from the beginning of July. regards
  11. Hi, I am not sure this is in the right place, I hope someone can help, I arranged in Feb 13 to take my autistic son on a Family Holiday in September, this was authorised in writing by the school (signed by headmaster), he is due to be off for 10 days. On the school website it still states that up to 10 days may be authorised for holidays in term time. Now, i receive an email from the school (My sons teacher) 2 days before the school closes for summer advising that " I spoke to Ms Harris in Student Services. Ms Harris confirmed that all term holiday concessions on discretion of schools have been withdrawn by the Government. If a parent therefore takes a student on holiday during term time, there will be a fine of £60 to one or both parents." Can the school go back on a letter that has authorised the holiday? Can the school at this short notice (knowing full well the holiday has been booked and payed for) basically cancel the holiday for my son who is autistic and is really looking forward to it? Would i have a leg to stand on, if i take him away with us and argue the fine when he returns? Obviously being autistic he needs the stability and routine which the school are trying to change, he has been planning "his" holiday since he first found out he was going, even trying to improve his schooling so he could go. Before anyone has a go about taking him out of school in term time, it is the ONLY time we can afford any kind of holiday and he doesn't live with us, we live a couple of hundred miles away from him and only get to see him a few times a year, so understandably he loves anytime he gets to see us.
  12. attached should be the guide that goes with the online fixed plan we were on, first page lists the payment details
  13. Scottish Power don't bother to look at their own T&C's and guides so won't have a clue what it says in them, save a copy of the pdf's so they cant change them to suit themselves
  14. Right so have done both spreadsheets now and have £264 from Littlewoods (charges) and just over £1000 from ISME (charges & interest compound at 44.9%).
  15. This will be forthcoming, especially as they have now billed us for the standard rate usage and also a standing charge so effectively adding a couple of pound to our bill.
  16. I am about to start a claim against Littlewoods (Shop Direct) for repayment of the £12 admin charges since 2007, have done a SAR and got all the statements etc, I have done the spread sheet but am unsure if I am able to claim compound interest on the charges, I have had a quick look and found some have claimed 3% some 8% and others 29.9%. As this was a zero interest acc although some goods were bought on BNPL so incurred interest themselves, can i claim any interest or not? If so at what rate? OK strike this, don't think any interest can be claimed as can't see any ref to it on any of the statements. So have £264 in charges to reclaim. Also I want to claim against Isme for as a rough guess £500 plus interest, would it be best to combine the 2 when it comes to the court claim or do the 2 seperate. The littlewoods has a nil balance the Isme has been sold to capquest
  17. This thread is to keep everyone up to date with my little tussle with Scottish Power. A couple of months ago SP wanted to up our DD by nearly half as much again saying that they predicted we would be using more energy soon, at the time we were in credit with them so I emailed them saying i wasn't happy with the increase, inevitably they responded saying the increase would go ahead, I cancelled the DD and have been paying by Debit Card since, and yes, we are still in credit. As a result they cancelled the plan we were on and put us onto the standard plan, a further email to them saying I wanted the original plan put back in place, their response was as follows: Your previous service package was Online Fixed Price Energy May 2014 which was changed to Standard following the cancellation of the Direct Debit payment plan. We offer the service package with the monthly Direct Debit payment plan. Now, the advisor that sent this email obviously isn't aware of their own T&C's as in the Terms it states quite clearly payment can be made by DD or Debit Card. So yet another email sent to SP ( and the SP Rep on here) this time stating that I want the original payment plan putting back in place. This is no doubt going to build into yet another disatissfied customer thread, you'd think that with this virtually doubling profit, what is it £700,000,000+ now, they would have better customer service
  18. Oh i should say that now we put a reading in each week and pay litteraly what we have used by Debit Card each month, so far have not had to pay more than we were paying by DD so how they can justify an increase is beyond me, this way they cannot stockpile the cash themselves to further boost their sky high profits!
  19. Thats what i thought about the SB, worth a go though
  20. Update, the just contacted the court and the claim has been stayed. What do you think the likely hood is that they will pay to lift the stay? I don't suppose that now a claim has been brought and stayed the 6yr SB ruling still applies does it? just wondered because I believe the last payment was now over 6 years ago.
  21. ASFIK they have 28 days to respond, although when we contacted the court the end of June about our Welcome/Hegarty case they said the claimant had 33 days to respond, so assume the 28 days has to have delivery added to it.
  22. Same as us, been with scottish ages, moved to wales, carried on with them, account was in credit but still they tried upping it
  23. Hi, a couple of years ago i started getting letters from Moorcroft re an Anglian Water bill from a property i lived in until July 04, I have ignored all letters from them until a few weeks ago when i sent them a SB letter, they responded by saying they will hold the account until they have contacted AW. Anyway this week i get 2 letters from Moorcroft again: 1, saying debt is from Sep 03 - Oct 04 (i moved out of property in July 04) 2, second letter is exactly same amount, but a different address and dates, the dates are June 09 - April 10 (I have never lived at this address, didn't even know where it was). I do admit i used to live at the first address and "may" have left a small bill due, but due to state of mind and health at the time i forgot a lot of debts, however i left this address nearly 9 years ago so do know this is statute barred hence why i sent them a SB letter. Since leaving this address i have had Anglian Water supply my new address without any questions until we moved in 2012. The second address Moorcroft claim this relates to is nothing to do with me, i have never lived there, never lived any where near it. I know i need to send Moorcroft the letter re confirming SB on the one address but is there a letter template i can send re the address i have never even heard of?
  24. I will have a go, see if i can do anything with it
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