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Found 7 results

  1. Hi, I'm wondering if someone can help me, as I've received a claim from these also for a loan of £2000 from 2006. I'm 100% certain I was mis-sold the PPI as I sent the forms off with that part unticked, which they RETURNED advising I must tick the box for it in order to complete the loan. I only heard from this IND Ltd in the middle of last month for the first time, I hadn't heard from Welcome for nearly 3 years prior to this at all! I just need to know what to do as I'm certain that the majority of the sum (nearly 3,000-odd at least) is made of interest and charges due to the
  2. Dear Members, Decided to check my credit report today and found that on May 1st this year a CCJ for just under £10k was registered against me, details given are for an old address of mine. My intention is to contest this, apologies but the details are patchy as the matter relates to a very old account. Judgement 02 May 2013 Northampton CCBC Default recorded Dec 2008 (HBOS Credit Card) just under £7k - so they are claiming £3k of interest/costs No notice of assignment received from IND No paperwork received in relation to the CCJ as I do not live at the address on the cl
  3. hi all I received a county claim form yesterday from Northampton county court yesterday from hegarty llp acting for welcome financial services ltd. this is for a hire purchase agreement dated January 2007 which also included ppi but I have never chased this because I didn't want to deal with welcome finance anymore after being sold a car which I only ever had mechanical problems with. welcome sold the car sometime in 2010 I believe I cant be sure sorry memory is bad . Im sure I haven't made a payment since setember 2007 but my credit file says I made a payment of £4
  4. OK, after all the help on here I managed to successfully get Lloyds to drop a case against my mother. However, my Brother has now asked for my / your help with a claim that Welcome are bringing against him. The annoying thing is he put in a CCA request back in 2008, they cashed the cheque but never sent any agreement or anything (We still have the original request), I have told him to file the AOS. I have also got him to send of a CPR 31.14 and CPR 18 to see what if anything they have. Is there anything else we should be doing in the immediate future? I will no doubt be
  5. I hope this is in the right place! I want to explain everything so I apologise if this is a bit lengthy. I received a letter from ind ltd in march stating that they had been appointed by welcome financial services ltd to collect a debt of £1789.40. This was relating to a loan they claim I had in december 2011 (or possibly defaulted on in december 2011, it isn't very clear). I did not take this loan out. Many years earlier I had a loan from this company but as far as I am concerned it was all paid off, way before 2011. I copied a template I found on here asking for the cred
  6. Not to sure of the exact details of this as it may go back several years. I today received a claim form from a firm called Hegarty LLP based in Peterborough on behalf of a company called Welcome Financial Services (funny that the letter is dated 5 days ago yet it's sent first class). It seems to be to do with some finance agreement or loan. But I'm unsure as I have never had any dealings with this Welcome Financial Services at any time over any matter let alone this matter. I did have some letter from 1 firm or another a few weeks ago regarding this or a similar ma
  7. Hi, long time member, infrequent poster. Looking for some guidance as I have received today a court claim as below, After reading up on here about Acknowledging Service and CPR procedures, I have acknowledged service online and requested the following from Hegarty under CPR 31.14, 1 the agreement relating to Personal Loan Account number AAAAAAA. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting t
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