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    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? Appreciate any assistance - Thanks for reading. Al.  
    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Moorcroft chasing Lloyds loan now sold to 1st credit


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Re Post 325 - update on Credit Card.

 

Had a reply - stating my proposal to pay £10 per month was acceptable - muppets - am currently paying this and requested a reduction to £5.

 

Not sure what to do next

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Re Post 325 - update on Credit Card.

 

Had a reply - stating my proposal to pay £10 per month was acceptable - muppets - am currently paying this and requested a reduction to £5.

 

Not sure what to do next

 

 

Pay them the fiver intended.

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  • 2 weeks later...

Like to get things under control so wrote to them clearly stating the offer of £5 - daughter just rung - they have accepted the £5 offer - saves them £5 a month, not much to Dave and his mates but better in her pocket.

 

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Like to get things under control so wrote to them clearly stating the offer of £5 - daughter just rung - they have accepted the £5 offer - saves them £5 a month, not much to Dave and his mates but better in her pocket.

 

Intend

Well one intend!!!

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Thanks Brig - your help has been invaluable.

Thank you!! Always happy to help!

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Please Consider making a donation to keep this site running!

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  • 2 months later...

Credit card update

 

 

- long ago when requested CCA noticed the PPI box was YES

but when checking current statements none was being paid so did not pursue.

 

 

Today told by OH to shift the mountain of papers from LTSb which have been on bedroom floor for months

- never looked at it in detail as nice folks at the Loans section sent me details of loans and PPI payments ( one current claim and one pending).

 

Well lo and behold copy CC statements show PPI on card for 19 months so about to start claim

 

Point for this post here is - son-in-law had lots of £12 charges at same time - how realistic is it to claim these back??

 

Intend

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outside of 6yrs little chance unless you issue a court claim.

 

 

however if they are within or after the PPI period

very good chance

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Fee are from Jan 08 to Feb 09 and within the period he was paying PPI

Go for it!!

  • Confused 1

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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don't forget the FOS/FCA have recent told creditors they must include unfair PENALTY charges

that, as a result of the removal of PPI, would not have occurred must be refunded within a PPI reclaim too

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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don't forget the FOS/FCA have recent told creditors they must include unfair PENALTY charges

that, as a result of the removal of PPI, would not have occurred must be refunded within a PPI reclaim too

 

 

dx

 

 

Thanks for adding that dx.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Morning dx.

 

Re your statement of being able to claim charges incurred because of PPI, this is interesting as 2 previous claims, both banks (Citi and RBS) refused to entertain a refund? Have you any links from FOS/FCA I can quote to reclaim as I've been unable to find anything on the web?

 

Cheers

 

TT

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  • 5 weeks later...

Loan update - Nice of 1st credit to send me an annual statement of all financial transactions for last year - could have saved the printer ink by sending a blank piece of paper.

 

Also a nice reminder of ways I could pay - account remains in dispute and hopefully will be until statue barred - must check date for this.

 

Intend

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  • 7 months later...

Umm - update - daughter just had a phone call from Crapquest asking for her oh. Told them writing only - not sure why they should be chasing anything - cc debt paid every month and still owned by Lloyds and loan was sold to 1st Credit.

 

Guess it is a case of watch this space, did check date but forgotten, did write it down but forgotten where - an age thing.

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prob the usual trying to get more money despite an agreement being in place. ignore?

if they've got anything import to say, they can do it in writing. :)

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  • 1 month later...

Two letters arrived out of the blue - one concerning the credit card (under control - no interest, paying £5 a month over the counter direct to Lloyds) the other about the loan - no agreement no paid for a long while and sold to 1st Credit.

 

Will put up separate posts when I have read them carefully and refreshed my memory - daughter worried by this latest develpment.

 

Intend

 

Right - Credit Card first - not the most significant but probably easier to get a plan going. Single envelope rec'd with two letters in.One with Lloyds letterhead from H Singh Director , Collections and Recoveries

 

"We are writing to notify you that Lloyds Bank has assigned all rights, title and interest in respect of this account to the Cabot Credit Management group, effective 26/03/2015"

 

Yes the date is correct - March!!

 

Then states "Please note your existing repayment arrangement will be honoured by Cabot and will be reviewed within the agreed timescales"

 

Letter from Cabot states they have bought the account. They are happy for me to continue with the existing repayment plan and that payments need to be made to pay them not Lloyds.

 

How best to proceed??

 

Is this sufficient evidence/proof of sale?? Am sure this must have been asked before. Both in same envelope, no actual address on the Lloyds letter just registered office. Tempted to ignore for a while and carry on paying my five pound coins in a t a local branch.

 

Why the delay from sale to the letter??

 

Annoyed that they have sold it as paying regular and offered a F+F which probably more that they got from Cabot.

 

Any advice welcome

 

Intend

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STD assignment

 

CCA time

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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