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    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Being Hounded by Lowells - Help!!!!


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Please refrain from getting personal PJMCM..we are all volunteers and give up our time to assist free of charge.Im sure the icons posted was meant in good taste and in response to the claimants remarks rather than yours.

 

It is always difficult to express opinions and emotions without sometimes offence being taken on internet forums.

 

Andyorch

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Andy

The laughing smilies were in direct response to a comment I made in a previous reply.

 

I appreciate that everyone here volunteers, and also appreciate any help that I - and others - have received. However, sarcasm is, in my ever-so-humble opinion, unwelcome, unprofessional and, in this instance, unnecessary. Even worse is that the wee sarcastic smilies were posted by someone who is supposedly part of the "Site Team".

 

Sorry if I caused offence, but my opinion stands I'm afraid.

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Your comments have been reported and noted.....please lets deal with the problem to hand.

We could do with some help from you.

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Andy,

You asked "please lets deal with the problem to hand.". Can you elaborate please?

 

If you're talking about the original query I came to the forum with, then that's exactly what I was trying to do!

 

You will see in the thread that DX advised that I should just ignore Lowells as they were apparently not familiar with Scottish Law or something.

 

Whilst that's easy to say, it causes me concern as I don't know exactly which parts of Scots Law DX is referring to.

 

It's me who's at risk of ending up in the courts,

so whilst I would love to be able to just ignore Lowells,

would only do so if I was sure of my legal footing, if you get my meaning.

 

So if we want to go back to discussing that issue without the sarcasm

and the wee smarty-pants smilies, then I'd gladly do so

- maybe some other users can even glean some helpful info at the same time....

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Hi PJMCM - I think that you shouldnt worry about Lowell in this situation and we want to help as best we can.

Can i ask you, the CCAs? Do they have an entry where it says subject to English Law on them?

 

Technically if these loans were issued in Scotland, they would be subject to Scottish Law :)

 

As for the whole part that DX is referring to - IE Scottish law states that Statute of Limitations is 5 years and once that 5 year date is reached, the debt is extinguished.

While English law is 6 years and after 6 years the debt doesnt disappear. Its things like that Lowell dont always understand,

 

Genuinely - Take it from someone who has dealt with Lowell - Check my thread on SC Clearance. They are easy to deal with / ignore.

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Give me chance to review your thread ... or perhaps clarify your major concerns in a short synopsis?

We could do with some help from you.

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Thanks both...

 

@fkofilee I didn't see anything on any of the CCA docs which indicate they were issued in England.

 

 

I assume that, as the alleged debts were incurred in Scotland

- ie where I lived at the time and still do

- then Scottish Law applies.

 

 

I am aware of the 5/6 year Statue rule (Prescription & Limitation here in Scotland) but none of these are at that stage yet.

 

@andyorch appreciated...

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Okay having read the thread in its entirety you have 2 options....and which you decide to take only you can decide.

 

You can either.....

 

Take what lowlife have presented as legally valid evidence that the debts are enforceable and enter into a agreement to start payment (affordable payment)..this will eradicate any possibility of the debts ever becoming statute barred in the future (2017?)

 

Or you can completely ignore their responses...let the phone keep ringing and the junk mail arriving and take them up to 2017 (SB) or risk them issuing a claim on the debts.

 

From our experience with Lowell Court claims...they are easily defeated because they simply can't be bothered to follow the process through and fail to comply with the courts directions and therefore discontinue the claim.Don't forget they issue claims in bulk ....(100s) ....all the same date so 100 defendants defending they simply do not have the legal capacity to challenge a defence...so the thought of a claim and litigation would be my least concern.

 

Whether what they have disclosed is legally valid and evidence any claim is another question..but i'm sure they must have slipped up along the way somewhere. (you refer to hand typed disclosures as an example)

 

So the choice is yours.

 

Regards

 

Andy

We could do with some help from you.

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  • 4 months later...

I wonder what they did?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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And you for one will never know.

 

Your wee sarcastic digs are the reason I haven't kept this thread up to date and never will.

 

If you think I'm posting on here so that you can post wee smileys and try to look smart, then think again.

 

There are plenty of web resources available where people can get sarcasm-free advice you know.

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And you for one will never know.

 

Your wee sarcastic digs are the reason I haven't kept this thread up to date and never will. If you think I'm posting on here so that you can post wee smileys and try to look smart, then think again. There are plenty of web resources available where people can get sarcasm-free advice you know.

 

Woooo steady on PJMCM...so what about all the other posters and contributors ...it would be nice to have a conclusion considering we give our time free ?

 

Regards

 

Andy

We could do with some help from you.

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And you for one will never know.

 

Your wee sarcastic digs are the reason I haven't kept this thread up to date and never will. If you think I'm posting on here so that you can post wee smileys and try to look smart, then think again. There are plenty of web resources available where people can get sarcasm-free advice you know.

 

 

I'm in a similar position, so would like to know what happened!

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At present there is no "conclusion" to speak of. Things are still ongoing but let's just say I'm not as worried as I was a few months back.

 

I'm fully aware - and appreciative - of the fact that people give their time and knowledge voluntarily, and without recompense, on this and most other forums. I used to do so myself on a very busy guitar-related forum. I tended to mostly frequent the "newbie" areas, as I enjoyed imparting the knowledge I had and also enjoyed seeing people grow as they learned. I was put off that forum, funnily enough, by similar posters to DX.

 

Unfortunately guys like DX spoil the party for me! I get the impression that he - and others like him - post with the sentiment of "look at me - I know something you don't know. Am I not just wonderful?" In other words, they do it to show off. I got the impression that he was laughing at me as he apparently knows more about this subject than I do. That may or may not be the case, but his "bedside manner" is certainly lacking somewhat. I'm afraid that I have a very low tolerance level for people like that, hence my reactions.

 

Thanks again everyone - except DX!! - for your contributions and advice.

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Think you have totally misunderstood dx on this thread. His remarks and smiley faces etc are aimed at Lowell or other DCA's.

 

DCA's often get Scottish issues wrong and this is what is being laughed at and reason for comments.

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