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About Me


Found 5 results

  1. this might take a while, but here goes.... I split with my ex late in 2012 – September or thereabouts She was a compulsive gambler and got us into all sorts of bother!!. We sold the house and paid off debts etc....or so I thought. A few months ago I started receiving letters from Lowells at my new address (presumably they found me via the Electoral Roll or similar). They were claiming payment for several different debts which they claimed I owed. I thought at the time of us splitting that there may have been the odd debt which was missed (my head wasn't in a great
  2. Hi I have been a member for a while and this is my first post, I will try and be brief I am in need of some advice on whether I am doing the right thing, in Feb 2003 I took out a loan with Bank of Scotland over 10 years, I ran into financial problems in Aug 2005 and went on a debt management plan with Payplan. In Oct 2005 I was informed by Blair Oliver & Scott that all dealings with the loan would be dealt with through them, I assume this is when the loan was defaulted as there is no trace of the loan with any of the leading CRA's however I was never inform
  3. Hi all, I need your help I find myself in a weird situation where I recently checked my credit file to find that BT had registered two bits of information all relating to the same account number with Equifax but the weird bit is they Show confliction one entry shows an account with a different 4 digits ending and the other shows another account with a different four digit ending both relating to the exact same debt hope I haven't confused yous yet. I recently contacted bt and they told me this was as a result of a bill incurred when I left bt for bt vision bt bro
  4. Hi, I am in a similiar kind of situation. I have signed a consumer contract back in sept 2004 and moved to scotland in 2005. I did not receive any thing or acknowledge anything for over five years to my creditor( I am living and working in scotland for over five years too) I have a county court judgment made against me two days ago for not paying to the creditor. In the judgment it is said as the contract was signed in the england therefore the english prescription law (which is six years) applies and i m liable to pay the money. Any advice??? Thanks
  5. Hi I have masses of debt, which I am managing just now, but in a few months I'll be losing part of my income. I won't have enough income per month to keep up after that but realistically in a few years I'll have a fairly decent income and don't want to jeopardise my credit any more than I have to. I'm a homeowner and have a few assets but not enough to clear everything. I've arranged to see a debt counsellor at CAB to discuss my options. What should I be looking out for? My debts come to around £70k not including mortgages, and if I managed the payments it would all be paid o
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