Jump to content


  • Tweets

  • Posts

    • J&P Credit Solutions are specialists on debt recovery. Either way they seem to be swapping between the JandP and IDR whatever their exact definitions are.
    • Primary and secondary teachers are supporting pupils with their own money, buying food and warm clothing. Eight in 10 primary teachers in England spending own money to help pupils | Education | The Guardian WWW.THEGUARDIAN.COM Increasing numbers of children hungry and lack adequate clothing, with two-thirds of secondary teachers also supporting pupils  
    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

me been cabooted


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5928 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Yey I now become a Cabot fan club member.

 

got letter other week saying they taken over debt and included a dodgey looking letter from OC.

 

sent CCA, they wrote back returnin cheque as they will do this for free and they be in contact soon.

 

so far all they sent me was this:

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

and yes it is an application form,

and no it dosen't have interest rates

and no it dosen't have a credit amount.

 

so who gonna pull this apart 1st then lol.

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

and yes it is an application form,

and no it dosen't have interest rates

and no it dosen't have a credit amount.

 

so who gonna pull this apart 1st then lol.

 

:-) , you've done that yourself :D

Just hate every DCA out there

Link to post
Share on other sites

and yes it is an application form,

and no it dosen't have interest rates

and no it dosen't have a credit amount.

 

so who gonna pull this apart 1st then lol.

 

From what I can tell, it isn't even legible.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

Link to post
Share on other sites

lol. cover letter i got with that says statments to follow, so i'll wait for next contact plus few more threat letters so I can play wiv them a little. (only coz I luv DCA's) then i'll very politley (not) send letter to them for closure, i might even push to get default removed :)

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

I'm very concerned at the way that Cabot keeps on not using the rights vs duties bawlarks. They seem to have realised that not providing credit agreements = annoyed judge.

 

It's a pity. Cases have always been so easy the second they start using that one. They tend to get struck out before the hearing.

 

It seems they've learnt some law:(

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

Link to post
Share on other sites

left hand side ok, 3 declaration you can only pick up few words. it printed on a4 sheet but form itself only measures 6x3 inches

 

only chance they got is when hell freezes over

AND I HOPE YOU VISIT THIS SITE CABOT

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

good, now thats what i like to hear

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

ok, I really do like Cabot now, not only sent the £1 CCA fee back saying we do this for free, they have now furneshed me with ALL statemnts, thats jolly nice as thats saved me payin £10 for S.A.R now.

and as a bouns I see some unlawful charges.

 

they done all this for me free of charge and they can't enforce it due to CCA only being an application form

 

Damn jolly nice of them I think.

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

ok peeps. as cabot sent relevant info app form not actual cca i'm just waiting for the call to "arrange payments" so lets start preparing a letter, i dont wanna use templates so i wanna do something different that

 

"polite" but insulting,

"polite" but to the point,

"polite" but i wont take any cr@p

"polite" but lol run out now, so any good 1 liners ect......... please go 4 it, we all got our best bits to dca's so me wanna do letter with all the best bits in

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

I'd start by deducting all the unlawful penalties that were ever applied to the account.

 

Then I'd deduct all the INTEREST that was ever applied to the account. Since there is clearly no interest rate mentioned in the so-called agreement, clearly there was never any agreement by you to pay any.

 

Then I'd start the negotiations with whatever figure is left, and perhaps offer that to them. Oh, dear. That might mean there is a negative balance, so the new owner of the account would perhaps owe YOU money. :D

Link to post
Share on other sites

roflmao i like that 1, that about 70 odd % wiped off before i even started "sweet"

 

keep em comming peeps

 

better go through me "free" CCA/dpa requests now then. i don't mean more work for me I ment more work for them lol

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

PPI too ? Maybe room to look at reclaiming any PPI too - if there wasn't a relevant CCA in place and you'd paid into this PPI stuff there may be room to go after that too.

 

I can't see a tick box relating to this on the "CCA" you show here - but if you paid it - it will sho on statements.

 

Try and keep your argument simple and take it a stage at a time and see what throws up - the LoP stuff really isn't relevant until Cabots prove the CCA exists - so make them prove that CCA first.

 

We are all watching this LoP argument cleverly disguise and leap ahead of the CCA stages. Don't let Cabots do this - plan you argument and take it stage by stage then you'll get the truth of what is going on rather than their bluffing their way through this the way it suits them.

 

If they do come up with a relevant CCA - that's fine really - just move onto the next stage and work through it with a strategy - then you won't get bogged down and drown in papers. Keep it simple. :D

Link to post
Share on other sites

yup i spotted that just now they call it "Repayment option plan" wat ever that is. i'm still waiting for them to phone (naturaly i wont speak to them)

this is too easy so gonna play it out a little and WAIT for any court letters and i'm watching my credit ref aswell

 

prob end up slam dunk, or hook line & sinker if i have my way, i want them to mention court and i'll give em some excuse to run with it, when I receive an LBA i go for the kill and not proper CCA form, tey aint got 1 I know, i only done app form which is up top of me post.

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

even better then. harrasement and threat letters should go down well with non enforcable CCA

The 12=2 are up hopefully they won't start until closer to end of 30 days which ends on sept 19th

muhahahahahahahahahahahaha "Bring It On",

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

ok, I really do like Cabot now, not only sent the £1 CCA fee back saying we do this for free, they have now furneshed me with ALL statemnts, thats jolly nice as thats saved me payin £10 for S.A.R now.

and as a bouns I see some unlawful charges.

 

they done all this for me free of charge and they can't enforce it due to CCA only being an application form

 

Damn jolly nice of them I think.

 

Maybe they are starting to worry about the latest OFT guidance document under consultation. It does very clearly state reasons for removal/refusal of license, one such reason being "failed to comply with credit or other consumer legislation" Looks like that is all DCA's stuffed(think I prefer a traditional turkey this christmas though as it leaves a much more pleasant taste:rolleyes:)

 

Yes, there is a whole lot more failings (consumer complaints - well lots of them already!). Pity OFT have given them the chance to suggest their own version (oops sorry their polite words are more on the lines of "if you disagree the interpretation").

Link to post
Share on other sites

I've just started a new thread in "General Debt" about CCA Vs Defaults. it a thing i am going to play with as I have a default on CRA and it "State" i have breached credit agreement. i only signed a Application form not a properly executed agreement, so I am trying to find out if they can legally enter info on CRA. plaes read new thread it does show I am not avoiding what i owe, this is an exercise I want to try for benefit of US ALL and i'm happy to chuck £30 down pan on court costs to see what the end result would be,

 

if it fails (as it should) then ok. if default get removed it will open a massive window for us all

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

I've just started a new thread in "General Debt" about CCA Vs Defaults. it a thing i am going to play with as I have a default on CRA and it "State" i have breached credit agreement. i only signed a Application form not a properly executed agreement, so I am trying to find out if they can legally enter info on CRA. plaes read new thread it does show I am not avoiding what i owe, this is an exercise I want to try for benefit of US ALL and i'm happy to chuck £30 down pan on court costs to see what the end result would be,

 

if it fails (as it should) then ok. if default get removed it will open a massive window for us all

 

This is exactly my aim with my hubbies claim!! Hopefully it will give Cabots some trouble!! (no less than they deserve?)

 

Make them prove it and then if they can't make them remove ALL data from CRA's and sue them for damages, defamation of character, misrepresentation (I am sure there is a bundle to go at with them) Judges at the Courts aren't at all impressed by these illegible application forms that companies keep coming up with.

Link to post
Share on other sites

it says in new thread in general debt, it not gettin DCA to remove default, it aimed @ OC. what right do they get to default you when all you have done is signed an application form, not an actual "proper credit agreement"

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

it says in new thread in general debt, it not gettin DCA to remove default, it aimed @ OC. what right do they get to default you when all you have done is signed an application form, not an actual "proper credit agreement"

 

 

They don't have the right to default anyone without a proper enforceable CCA agreement wuth all the prescribed terms and conditions in place.

 

Only having signed an application is your leverage for getting the default removed.

Link to post
Share on other sites

that why i started new post, this is a test (i'm happy to through court cost down pan) so everyone who has near enough directly involved in this to post in general debt thread with experiance they had of which could be some use to compile info, or bad, i'm going to weigh all posts up and take it from there, they way i see it if you only signed application form for a credit card they dont have the right to "modify" your credit file. i'm prepard to do this for CAGers benefit to help with what CAGers have helped me with (returned favor if you like)

the more info the better

 

p.s still not heard from cabot yet :(

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

just been readin djdave thread and looked into my notice of assignment a little more,

pont 1 there is a CAB number directly above my address CAB=cabot?

 

point 2 theres 4 lines on bottm left side of notice. letter from cabot have 3 of the 4 lines in exactly same place.

 

point 3 the date of the "notice of assignemnt" (supposedly from OC) is 24 July 2007. the date of the letter from cabot is 24 July 2007

 

point 4 both leeter are exactly the same font and size. I bet that if I S.A.R OC there will be no notice of assignemnt and they are using a different font (OC i know use heavier font)

 

u really recon you process and send letters out in the SAME day cabot? yeah i know u ugly lot read this. anybody would think you are trying to obtailn money by deception.

 

Well have I got news for you, muhahahahahahahahahahahahaha

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

Link to post
Share on other sites

I picked these letters apart some time ago and can safely say the 2 letters I received were printed from the same laser printer.

Type and Typography

He didn't come looking for trouble, but trouble came looking for him.

When the smoke clears, it just means he's reloading.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...