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    • Hello I hope someone can give me some advice here, as I am at a bit of a loss on how to proceed. This relates to alleged offences under the RTA. Yesterday I received a notification from the local police of intention to prosecute for the following offences: 1 driving without due care and attention 2 failing to stop at a road traffic accident 3 failing to report a road traffic accident At this stage they have only asked me to say whether I was the driver at the time or not and provided a blank sheet of paper to give information about the incident. Going by the location (just round the corner from where I live) I can only imagine this relating to one recent incident, which wasn't actually an accident but more of a road rage event. I was driving past someone unloading or working next to his lorry which had stopped in the road. I wasn't going fast or anything, while I went by lorry man turned around and punched and kicked my car whilst going past him. I stopped and got out and wanted to know what he thought he was doing punching and kicking my car. He then hurled some verbal abuse at me, swearing and he was quite aggressive. I still didn't know what his problem was and said I would report him to his company for threatening behaviour and vandalism for punching my car. I got my phone and tried to take a photo of his lorry and number plate but at that moment he came right at me, still shouting and swearing, so I was worried he may hit me next, as he already punched my car. I thought if the guy hits me I will come off second best, so I decided to retreat. I quickly got back into my car and left. When I checked my phone later the photo I tried to take was blurred and useless, so I thought it was pointless to report the incident to the police, as the guy would not be traceable. Over that I forgot about it until I got the letter yesterday in the post. This is the only thing I believe this can relate to, but I have no idea based on what the three above allegations come from There was no road traffic accident, more of a road rage incident. So I am at a loss what to do. I have 28 days to respond. Should I just say yes I was the driver and was there and see what happens next, or should I already make a written statement on the attached piece of paper they sent me and send that with it ? Is there anyone here who would have a rough idea what to do next ? I tried my legal advice line through my Union, but they have sent me from pillar to post, now say it needs to go to a different department again and that would be chargeable as the RTA comes under Criminal Law. So any advice would be appreciated Many Thanks
    • So a quick update got bounced around two different departments and managed to speak to a DVLA bod , explained the situation and they could see the overlap and that DD payments had been made from Feb , also no formal remiders prior , they gave me a number for the legal dept who I am calling this morning to see what they can do in terms of the SJP notice , still have time to submit this online.  Will update after my chat this morning 
    • Also, I am trying to understand how invoicing a large sum in a 6m period becomes tax fraud?   Is it because if he had invoiced over the £85k threshold he should have been obligated to charge vat?  Which would have meant hmrc would have benefited from the vat amount? So by not charging it Hmrc have lost out on £s revenue?  Is that what makes it tax fraud? So as a self-employed contractor, let's say he invoiced one Co for 200k.  Should he have charged vat on the full 200k (£40k)? Or just on the sum above the threshold (£23k)?  And that by not charging vat, he has knowingly withheld tax £s from Hmrc? And is the payer complicit ?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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listen people

 

In the next week i will be posting a thread.

with any luck it will be made a sticky.

 

it has all fallen into place now the insurance racket welcome do.

i have absolute proof that welcome pay commission payments to its dealers and

 

SCREW YOU FOR COMMISSION ON THE MICKY MOUSE INSURANCE.

 

NOW THE DEFINITION OF A BROKER IS THAT THEY WILL SEARCH THE MARKET PLACE TO GET YOU THE BEST DEAL.

WELCOME HAVE THE PPI ETC ALREADY ON THE AGREEMENT FOR YOU TO SIGN.

 

WE ALL KNOW THAT WE CAN GET THE SAME INSURANCE MUCH CHEAPER THAN WELCOME.

 

BUT YOU SAY WELCOME ARE NOT BROKERS, THEY JUST DO THE INSURANCE

WRONG

 

HOPE YOU ARE WATCHING MR P IN NOTTINGHAM AS THE CAT IS OUT THE BAG

 

ITS CALLED

 

WELCOME ELITE BROKERS

 

THEY PUT THE INSURANCE ON AND THEN SCREW YOU FOR 17-20 % COMMISSION FOR THE PRIVILEGE OF SCREWING YOU.

 

ALL UNDECLARED SO AGREEMENTS ARE TOSH

 

WILSON V HURSTANGER

 

FEEL FREE TO COMMENT MR P

 

I HAVE ALL THE RELEVENT DOCUMENTATION THAT SHOWS COMMISSION PAYMENTS MADE AND WELCOME ELITE BROKERS

 

SHAME YOU DID NOT MENTION THAT TO YOUR SUCKERS

 

NORWICH UNION/AVIVA/DIRECT GROUP

 

HERE I COME

 

WELCOME ELITE BROKERS - now why is that name familiar - oh ues cos I have so far collected 7 commision statements that show payments to Welcome Elite - but it's more like 25% not 17%

 

You would think they would have no way of denying this however they have come up with a zinger!

 

Nottingham also know I know and he knows I have the proof - he's seen it!

 

But theres nothing like a good concocted story to explain it away and believe me it's a crap as everything else they do!

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WELCOME ELITE BROKERS - now why is that name familiar - oh ues cos I have so far collected 7 commision statements that show payments to Welcome Elite - but it's more like 25% not 17%

 

You would think they would have no way of denying this however they have come up with a zinger!

 

Nottingham also know I know and he knows I have the proof - he's seen it!

 

But theres nothing like a good concocted story to explain it away and believe me it's a crap as everything else they do!

 

now that i must see, please share amongst us Andi, wont you ...when you can that is...:lol::lol: I cant wait!!!:lol::lol:

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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been offered this from welcome

£2623.16 (PPI refund)+ £729.64 (interest paid) + £412.02 (8% simple interest) - £111.80 (rebate received) = £3,653.03 (rounded up)but it doesnt seem right to me unless i have worked the figures out wrong,have paid for 3 years at 17% interest.is the offer wrong?

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7 guests........;) Late night in Nottingham ?

 

 

eeeezzzyy...dont forget the other 3 that are on emanevs thread...watching Post do his best!! :lol::lol:

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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well done on the work. It seems welcome are delaying things against. Perhaps I am being unfair as they probably can't make head nor tail of their own statements. Anyway never accept the first offer readily. I am now on the second improvement so from being offered nothing I am now at £600+.

 

It seems welcome know they are finished that why they are taking desperate measures.

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aaahhh paid welscum the monthly payment via debit card this morning usually no problem...taken it twice with no warning and no approval from me, rang them they say their systems crashed so it was a computer glitch....has this happened to anyone else, the bank cant refund as its down to welscum to refund back as debit card payments cant be stopped

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Please

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