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confusedbywcf

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About confusedbywcf

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  1. sorry to hijack the thread just a quick question can welcome charge interest on an acceptance fee? as on my thread can someone please check my rewrite according to my statement of price im being charge interest on that fee
  2. very true i would like to find out something is wrong with this so have ammunition when i have to see them next week
  3. received my Subject access request today makes very interesting reading on my new rewrite from dec 2007 it reads as follows amount of credit £12446 no insurances apr 2.6% flat rate 1% no of payments 84 acceptance fee £195 monthly payments credit £158.54 acceptance fee £2.48 total £161.02 can someone please check this and make sure its correct as i didnt think they could add interest to the acceptance fee
  4. havent looked through it all yet found the front sheet for my 1st loan and it states in black and white comission £100 under the amount of my loan i've never seen so much crap paperwork in my entire life and i work for an accountants officve!!!!!
  5. mind you must be a record for wcf to get a sar back within 15 days start to finish
  6. received my sar today makes very interesting reading on my new rewrite from dec 2007 it reads as follows amount of credit £12446 no insurances apr 2.6% flat rate 1% no of payments 84 acceptance fee £195 monthly payments credit £158.54 acceptance fee £2.48 total £161.02 can someone please check this and make sure its correct as i didnt think they could add interest to the acceptance fee
  7. probably is for welscum that way they can add interest upon interest and screw even more money out of us
  8. hi i had the rest of 1 hp agreement added onto a new hp agreement and more interedt added had £940 left from an old car that had been written off and was added to my new car agreement
  9. just sent off my sar along with £10 postal order, letter unsigned and sent 1st class recorded delivery to nottingham is there anything in the paperwork if and when i receive it that i should look out for
  10. Thanks Dawny I;ve Restarted My Thread And Post Very Kindly Helped Me My New Thread Is Help Please I'm Desperate
  11. but when i multiple the monthly figure £161.02 x 84 months (the term) it comes out as £13525.68
  12. just found the green form from the rewrite all it states is amount to be financed £13568 interest £0.00 i never realised before but they state its 0% and just taken the amount to be financed from god knows where it does say that no insurances are valid as rewritten because of finacial difficulties trying to get scanner to work at the mo so i can put it up for you to see
  13. well when i receive the info back i will put it onto here if it exists!!! thanx so much post for all your time i really appreciate it
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