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    • You need a back up plan. If you believe that redundancy is very likely, start looking at other employment options.  Don't leave it until you have been made redundant before looking for new employment. I regularly speak to people who have been made redundant and about mental health. Those who have a positive plan, get into employment quickly following redundancy and manage to maintain their finances. Those who don't have a plan, decide to accept redundancy and a period of unemployment. They end up in a downward spiral, with redundancy money spent, debts accumulated, mental health decline and difficulty finding new employment.  
    • Interested observer here as I'm in a similar situation. People become conditioned into seeking and maintaining a perfect credit score/file, but if your situation is that you're unlikely to obtain further credit for the foreseeable future anyway due to your other outstanding debts, then tanking your credit file now won't make a difference other than you've took back control of your finances.
    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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Well done Postggj for your excellent work! No doubt what you're digging up will be part of their losses. It's good because you're showing companies they can't take the p*ss out of people anymore. The world is definitely changing as more consumers are questioning accounts, policies etc., which is only a good thing, as it makes companies be more open and honest. Unfortunately for Welcome, I don't think they'll survive as their whole business model has been built on lies as I and most of the people on here know first hand!

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SIX GUESTS NOW

 

THIS IS FOR OUR FRIENDS IN NOTTINGHAM BURNING THE MIDNIGHT OIL

 

there is an ongoing internal fraud investigation into wcf i know this as was on the initial team, whereby customers who just enquired about a car ended up buying one without their knowledgem this came to light after collection team tried to collect from customer, but 90 days after payment was due, there was no car but another 20k on the books, one wcf branch alone had 22 such cases over 1 weekend

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Fair enough, I'm just trying to understand it. To make the books look better for the shareholders and investors?

 

Serious questions need to be asked as to why a company as large as Cattles have got away with all these things for so long without question from our politicians and the FSA. Fair enough, they've been a waste of space since they were formed, but it all leaves a bad taste in my mouth!

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ffs.robbing bar stewards.

hope this is the end for them.

either way they will not get another penny from my sis without a court order!

 

and dont recommend they go that route.dont think the judge would like

a.FORGED SIGNATURE

b.2ND APPLICANTS DOB FOR PPI.....ON A PERSONAL LOAN

just for starters.

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Wow Seven Guests

 

The Whole Set Up Is Commission Run

 

I Have The Proof In Writing On This

Commission Hungry Muppetts

Senior Figures New It Was Going On But Did Nothing, Every Body Was Making Money

 

The Double Dealing Has Caought Up With Them

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good - i've had it checked by someone else as well and they agree - oohhhh Welcome Compliance i've nailed your asses to the wall...perhaps think back to a phone conversation where you said I didn't know what I was doing....well I know more than you think and it's gonna come back and bite you idiots! - I've got you - how about all 7 of you stop watching this and start discussing how you're gonna sort it out :)

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I Was More Inclined To Look At The Court Reports

Thats Not Going To Happen

After I Give My File On Friday To The Seriouse Fraud Squad In The City Of London,

 

Its Old Baily Time

 

Ok People

Turning In Now , Up Early

 

All I Can Say Is This Has Been A Long Time Comming,

Many Thanks To The Regular Welcome Crew For All The Tit- Bits

 

All It Took Was One Small Bit Of Info To Blow This Whole Racket Apart

 

Ill Let You Know About My Meeting On Friday With Hmrc And The Fraud Squad

 

Many Thanks

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G nite postggj and thankyou. Friday 13th never looked so good lol.

 

Andie, I think it was fate you had to go back to court, their own arrogance has hung them. They just never thought us little folk would or couldn ever look into any of this....and all they had to do was pay us back what they ripped us off, and we would have gone away none the wiser.

 

Welcome.....my regards, and a sincere friendly warning. Do not continue to underestimate us caggers :D, we are not done yet.

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

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This was posted by Joncris on 11th Feb 09, on the ball or what!:

 

"I think the backers of Direct Group, Barclays & Lloyds, are also the banks backing Welcome & who may breach it's banking covenants............ interesting yes"

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

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ive never been interested in stocks n shares before but cattles has me rivetted now 2.07p i am so proud to of joined this forum, you make me proud i cant believe what you are doing, but friday 13th seems like its gonna be a fab day for welcome haha and caggers

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