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    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
    • @Whyisitthisthank you very much for asking. I am still feeling anxious, especially when someone rings the doorbell, or when I receive a letter I feel a it paranoid. I stopped going to the shops unless I really have to. I shop online now. When I see security I feel paralised. 
    • My expectation was their WS would include the best paperwork, like at least true copies of originals, but these just look wrong somehow, perhaps the font and size of font... Not sending me the DN in CCA request but producing it for evidence I would argue could be a tactic used by them... - Page 11 with ticks - there is no reference to IP addresses - Home addresses are correct for dates in documents   Just looking up example Defendant WS's while awaiting your thoughts on this
    • Hello lovely, just posting to check in to see how you are feeling now? Hopefully your feeling better? 
    • Sorry my redactions made it harder dx. Tick dates are 11/12/2014
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Littlewoods


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Hi, wonder if anyone can help?

 

Basically, I used to have a Littlewoods catalogue. Had some money problems and have been paying this off. Trouble is because I have not been able to pay regularly, they keep adding admin fees. They say I owe £105 but I worked out that less the admin fees it was only £40. I wrote and asked if they would accept £40 in full and final settlement but today have had a reply which says:-

 

"On checking I find the full and final settlement is £105.05. The administration is charged according to your terms and conditions of your account stipulated in the back of your catalogue. As the account has been in arrears these charges are correct."

 

Can I argue this with them? I do want to get this debt paid but I am reluctant to pay so much in admin charges. What should I do?

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  • 4 weeks later...

I sent them the letter template as held in the templates section. Just a little editing and it has worked so far, just recieved letter from solicitors acknowledging receipt etc...

Jack

 

Littlewoods Catalogue, won £300 back by default.

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Pay them off the £40 debt if you can. After that, it's all admin charges, and there can be no confusion about it when it comes to claiming, or if they try to default you, or charge interest, or whatever else they can think of throwing at you.

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Sorry to but into your thread, but I am about to pursue a similar claim against Littlewoods too. The other week, I had a slanging match with some Scouse witch over the phone who tried to claim the Administration Charges were legal after I mentioned the OFT ruling. However it is going to be fun when I put in the letter. The charges they have taken from me amount to more than what I owe them at present. He He

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  • 1 month later...

good luck I have the same problem with Empire, paid them 30 this month and got 15 charges for admin, what admin I don't know? going to try tthe credit agreemtn route first with all my catologues as I'm pretty sure I haven't signed any

 

Barclaycard Student credit card £400 partial refund received, S.A.R -

Open & Direct Finance- extortionate, cca to Rockwell debt collection they ran away, now with Bryan Carter, no cca 17/03/08 sent back to Open

Pugsley v Littlwoods, have not received the signed credit agreement only quoting reg of 1983

Pugsley v Fashion World JD williams, 17/03 2008 Debt Managers returning file to JD williams as they could not supply the credit agreement

Capital one MCOL Settled in full

Smile lba settled in full

advice is given informally and without liability and without prejudice.

 

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  • 1 month later...

On the subject of catalogues, I've just received £205 in gift vouchers from ACE and had my balance of £48 cleared after claiming refund of £250 for admin charges, so good luck.

NatWest claim filed 7th Sept, acknowledged 13/9, filed judgement by default 12/10/06,defence and cpr18 rec'd 13/10, Cobbetts AQ rec'd 1/11/06, offered £2000 2/11, refusal sent 3/11, cheque recd 18/11 for £3854.54...WON

Natwest 2nd account S.A.R - (Subject Access Request) sent 19/9,request for payment sent 2/11, £165

Ace Cards & gifts S.A.R - (Subject Access Request) sent 19/9, statements received 27/9, request for refund of £259 sent 28/9

***WON Ace cheque received 18/11***

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On the subject of catalogues, I've just received £205 in gift vouchers from ACE and had my balance of £48 cleared after claiming refund of £250 for admin charges, so good luck.

 

Gift vouchers in my book are a con, as they havent paid you anything out of their own pocket, they are essentially, in real terms, paying you nothing. I have found that it is possible to get the charges back from a catalogue, albeit the long way!

Jack

 

Littlewoods Catalogue, won £300 back by default.

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