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Partyboy V Halifax ***SETTLED IN FULL***


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Data Protection Act sent about 28 says ago,

Statements recieved for 6 years today,

 

They did not include anything in writing as I requested about manual intervention.... should I write to them saying they have x amount of days left as per my original request saying I shall start proceedings for non compliance with Data Protection Act??

 

thanks

 

PS Total £1546 over 6 years...... thankyou halifax for saving my hard earned money for me!

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Might be worth asking so you have it on record but don't expect a coherent response.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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Sent off Letter Before Action for Non-Compliance with my original DPa request.

 

As they have just sent me list of charges, can I send the preliminary approach for repayment letter while I am waiting for the manual intervention letter?

 

Also, can I request interest back aswell in my preliminary approach instead of only doing that if it goes to court?

 

thanks guys

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If they have provided you with a list of charges (through the statements) and not mentioned manual intervention, then you would effectively be threatening legal action because they did not make mention of there being no manual intervention.

 

I think you should forget that action and proceed with your claim for refunds, starting with the Prelim Letter.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Prelim approach letter sent for £1546!

 

As I pass my local branch on the way home from work I was tempted to just go in ask for a manager and tell them what I am doing and say to save you from more headache u wanna just pay up lol.... but would prob be a waste of time although good fun!!

 

As they sent nothing about M.I. I guess on the practically zero percent chance it goes to court I can request M.I. details for a second time...

 

My 5% works out to be about £75 at a guess which I shall be more than happy to donate!

 

ps lmfao @ all the grief the banks r now getting back!

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I wouldn't bother with the MI arguement again, so you can put that out of the way now.

 

Haowever tempting it might be to talk to the branch, it will be fruitless - as you have suggested anyway!

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 3 weeks later...

Letter recieved from Halifax 1 day after I sent my LBA giving them another 14 days.

 

Usual long letter explaining how they think charges are fair and they adhere to all banking code etc(!) they offered me a measley £170 as a good will gesture. How nice of them!

 

I will send a letter today to clarify my refusal of their heartwarming kind offer of good will gesture!

 

not long to go now!!!!!!!

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Keep up the good work ;)

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 2 weeks later...

Second letter recieved with an offer of £509 and all the usual insulting crud about how to manage your account, LBA deadline today.

 

Called the bank today for a laugh, and it went like this:

 

Me: I recieved a letter with a kind offer of £509, I dont suppose you are in a position to negotiate before I open the court claim today?

 

Bank dude: Actually yes I am, I am a manager here.

 

Me: Well as you realise the LBA deadline is today, and as you are probably aware, every case is being settled in full before court. I am opening a court case today and will be claiming £1875 incl interest and court costs, however, as a gesture of good will, I am prepared to make an offer that if you pay £1546 then I will drop the interest and you will not incur court costs.

 

Bank dude (after a brief pause): I am not prepared to offer you the full amount, we cannot do that i am afraid.

 

Me: Thankyou for your time, I will be commencing court action today and claiming back the full amount. I am sorry you are unhappy with my offer and we could not come to an agreement, however, if you would like any advice or support on how to manage my account better, please do not hesitate to give me a call :-D

 

Opened moneyclaim for full amount,

 

Will keep you updated and happily donate once I recieve funds!

 

Thanks to all of you and good luck, dont give up or let them scare you off!!

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Latter of acknowledgement with intent to defend dated Tuesday 18th

 

I take it that means they have 28 days from then to pay up?

 

that will be 3 days before my birthday, sweeeet!!!

 

seems like theyre stringing it out right til the last minute now, mofos!!!

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They have 28 days from the date of service to submit their defence.

 

I suspect payment will arrive in your account withing the next 10 days.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Got a letter from the Halifax a day after opening my moneyclaim, saying the same crap, they are sorry I refused their final offer of 1/3 of what they owe me, how i should manage my account etc, and they cant offer me any more, and for some reason, they spent 2 PARAGRAPHS explaining how KIND they are for supplying my list of charges FOR FREE!!! (they never cashed my £10 cheque for my DPA request!)

 

they are such a bunch of jokers!!!! I swear they must have some people there that genuinely think its funny to write these sort of letters!

 

 

been 7 days since date of service..... any day now!! :grin:

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CONGRATULATIONS

 

However, DON'T let them get away with the daily interest. Phone them, let them know the claim is NOT settled in full until they pay you - they are trying their luck with this and it's money you should have - even if it's peanuts in relation to the rest of the money involved!

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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