Manicblonde V Hsbc

[Audreygreeneyes]

wait till freaky and pete adn lattie and jo and pd arrive see what they think, if htis letter is ok maybe we shoudl fire it in as a template for others to use for hardship cases.

[olden]

Yes Audrey, do you mean to say we have been TAKEN FOR A RIDE ? UP THE RIVER WITHOUT A PADDLE ? Well we'll have to see about that!!!

[manicblonde]

Thanks for the E mail got it and will add.

[Audreygreeneyes]

sorry olden but I really cant follow what you are saying or for that matter understand it...............

[manicblonde]

Has anyone got any details of claims with stays that have been lifted recently and what reasons were behind the stays being lifted please?

[Audreygreeneyes]

syd's mum had hers lifted tuesday... its all on here threade:):)

[lateralus]

the letter looks good, aud - i'm thinking a line about how hsbc always pays themselves (through bank charges) first, even to the exclusion of paying for essential services. maybe that's not necessary - the letter looks good - keep it handy

[olden]

my understanding of the "test case " is to estqablish if the terms and conditions are fair....... the penalty charge is not mentiond nor is the amount of the charge........... so coudl be viewed as 2 seperate issues. well thats how I see it, how about all you clever people:)

 

 

what do you think

 

 

Sorry Audrey, I was only trying to answer this post, by saying that we have been taken for a ride, I mean that the cases should have proceeded, the OFT case has nothing to do with them and we'll have to see about that meaning they will have us to contend with.

[Castlebest]

The letter looks fine to me as it is, maybe add a few bits about the continuing charges / threats of recovery and reporting defaults while the stays are in place but that would be optional

 

pete

[Audreygreeneyes]

good points pete:)

[manicblonde]

Got your e mail Audrey. Thanks, just got back from Horse of the Year show! Nackered so wont be on here long!!

[olden]

Hello Audrey, have you forgiven me yet for my nonsensical post? I think I may need help with preparing for court, perhaps this is the wrong place as it is manic's but we are going to meet each other on the day, off to olden.s now then. xx

[manicblonde]

As the order in my case for the hearing has not requested any information in advance do you think it would be wise to send evidence in advance anyway or just arrive with it on the day? I may have asked this already but I'm not sure!!

[olden]

Hi manic I need to know as well, I haven't been asked for anything, I am goi ng to ring the court as it says to do, I don't know if it's too soon today? and also I am wondering is there will be anyone else with us?

[manicblonde]

Hi Olden

 

I rang the courts when I got the letter and they said to bring everything you are going to reply on with you, however, if we send it in advance, saves carrying 3 of everything!!

[Audreygreeneyes]

Manic, let me get mine out the road tomorrow and I will give you what I handed intoday........... but not too earl:):) ok?

[manicblonde]

Thanks Aud & good luck. Catch up with you later! Fingers and toes crossed for you (yes I can cross my toes!!!!).

[olden]

Hello manic, where are you? hope you are all set for friday hearing, apparently there are quite a lot of us, I am certain that we will not get the stay uplifted, but after all this hard work, we have to go through with it, and end up waiting til the result of the case.

[manicblonde]

Hello All!

 

Been at Hospital with my daughter who has fallen and badley broken and dislocated her elbow. Home for a shower and then back up hospital I am afraid as se has the op but shes not too well at the moment! Wont be going to court my daughter is much more important than HSBC charges!

 

Got to go now, Just want to wish all you who are going GOOD LUCK for this am. Will try and catch up when I get home (sometime over weekend hopefully).

[jowalshy]

OMG I hope she will be ok. Good luck.

[freakyleaky]

That sounds painful! I really hope she is ok!

[olden]

Sorry about your daughter, the elbow! such a difficult place too, i do hope she will be OK, she is far more important believe me, you didn't miss much, as you probably know the stay was not lifted, we were so nervous, but actually Hickenbottom was very pleasant and instead of being in there for the allotted 10 minutes we were in there 2.5 HOURS tell you more later

[jowalshy]

We all wait eagerly with your next post olden. Please tell us more. Any insight that can help others would be very handy.

 

My typing is sooo bad tonight. I have had to read and re-read about 6 times now. Muast be the 3 cans of stella and 2 galsses of wine. any spelling mistakes or grammer Ooooop's I do apologise.

[olden]

jow you wouldn't be a bit typsy by any chance? I haven't had a drink, but I feel the same as you through tiredness, 3 hours sleep up at 6 in Cardiff at 9 oclock,

[olden]

Well we survived the hearing, but no luck with the stay, no surprise there then met up with Jenny, which was great, we both felt so nervous, it really helped being in it together, jenny did brillilantly, only 3 of us turned up out of 5, the third was a chap from the sites called butterbean his case was against HSBC, and behind us in court were 4 legal trainees from the university, and a man with Bs solicitor who she referred to as ' a mini clerk' ! ( if I got that right) HSBCs solicitor was there and ours both female (young girls) we arrived at 10am, the judge was late due to another case took longer than expected, and our case finished at 1 oclock! Not the 10mins they told us then. there was a tremendous amount of legal jargon, the judge explained the impending OFT case to us in full! we each had our turn to speak and to be fair the judge seemed to be symathetic, the banks solicitors had their turn, and this time (just our luck) made a meal of it, finally the judge summed up and made his decision, we already knew that because he told us at the start! we had all asked for the conditions in the alternative to be adhered to, but he refused that as well.

 

tell you a bit more later. val