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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Time limit on debt collection???


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Hi again - more advice please ! :confused: MucK Hall have now sent (carrying on from the above threads) another "letter" to me resembling a P45 with tear off edges - inside stating that they have had no response from me and unless I contact them in 7 days ? they will send "field collectors"

any pointers...................thanks.

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  • 1 month later...

Hi again - another letter from Muck Hall ! this time stating this is the final offer as the "Client" has reduced the amount outstanding by around £300 and this is a "generous" offer !!! LOL. The offer is "time barred" and won't be made again !! I guess just like the Debt itself :confused:.

 

and kindly included a direct debit mandate for me to sign......whats odd though is that the balance they want (same ref no) varies from around £650 to £1,472 and now the generous discount to £1,100 !!

 

Shall I ignore this one also :confused:.

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Yes ignore them.

 

Incidentally they put the bit in about it being 'time barred' not because IT IS time barred but in the hope that should the OFT jump on their necks they can claim they told you the debt was time barred ........so no harm done Eh gov..........otherwise why not just say, as is normal, "this offer is 'time limited to x days

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I have an outstanding debt that dates from 2003, I receive letters every so often from different collection agencies but have not responded.

 

My Experian report says that the default was on 30th Sept 2003.

 

Does that mean if I don't do anything till October this year, the debt is unenforceable?

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I have an outstanding debt that dates from 2003, I receive letters every so often from different collection agencies but have not responded.

 

My Experian report says that the default was on 30th Sept 2003.

 

Does that mean if I don't do anything till October this year, the debt is unenforceable?

 

NO.

 

Thats the date the default was put on the account, the last payment would have probably been at least 3 months before this!

 

Remember it's stat barred from the last payment, not the default.

 

Jogs

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Thanks for that, but just to clarify.

 

I had another debt that has a default date of 16 July 03 on the Experian report, but I have a note that I made a payment as part of an agreed repayment plan in Jan 04.

 

When does the 6 year clock start ticking from, the default date or the last repayment date?

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Thanks for that, but just to clarify.

 

I had another debt that has a default date of 16 July 03 on the Experian report, but I have a note that I made a payment as part of an agreed repayment plan in Jan 04.

 

When does the 6 year clock start ticking from, the default date or the last repayment date?

 

 

Last Payment!

 

JOgs

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  • 2 months later...
Hey thanks guys - I will ignore them - if ? I get any more "letters" I will let you know, cheers again it's hard to know what to do without your help !!!

:D

 

 

Hi Guys , Not been on for a while (so things must have looked up !!:)) BUT I have had another letter regarding this old debt, this time not from Muck Hall but from "Meritforce" Door Step "Collectioneers", based again in Scotland, letter headed "AUTHORISED COLLECTOR VISIT" - they have given me until the 25th May to pay up, stating they are acting for Mackenzie Hall ???:confused: is this another "ignore" letter - thanks in advance - RF ;)

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  • 3 months later...

i received a letter yesterday from debt collecting agency concerning a loan account with abbey.although i held an account with them it was not a loan account.the debt collection agency say cant give me any information except to say was from 1994.this is first correspondence concerning this matter.what do i do?

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i received a letter yesterday from debt collecting agency concerning a loan account with abbey.although i held an account with them it was not a loan account.the debt collection agency say cant give me any information except to say was from 1994.this is first correspondence concerning this matter.what do i do?

 

 

hi, welcome to cag.

as ODC says statute barred.

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred

 

send them a copy of this.

print name.do not sign

 

SAM

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  • 2 years later...

I'm glad I came and looked at this page. I've started getting nasty letters from a firm that I last had dealings with 11 years ago threatening to come and take all my possessions. My partner was getting miffed with me (to say the least) but I am not sure where the debt has even come from!!! I only know it was that long ago as I reverted to my maiden name 11 years ago and this debt is in my married name. I was beginning to panic at the thought of them coming here - but I have just telephoned them and told them that no one of that name lives here - which is true. If they send another letter I will let them know that I know the law this time! Would they even turn up at the door or is it all threats?

:oops:

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  • 2 years later...

I once got a letter from red ref an old phone bill. I knew it was past the date that they could claim it so I replied asking for details of all letters between me and the people I owed the money to. they replied with a letter saying something like "sorry, we contacted you by mistake".

I've now (today) got a letter from lowell, asking if I once lived at another address, which I did. I'm not replying to it, just going to wait and see what happens next. I'll keep you all imformed

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I once got a letter from red ref an old phone bill. I knew it was past the date that they could claim it so I replied asking for details of all letters between me and the people I owed the money to. they replied with a letter saying something like "sorry, we contacted you by mistake".

I've now (today) got a letter from lowell, asking if I once lived at another address, which I did. I'm not replying to it, just going to wait and see what happens next. I'll keep you all imformed

 

This thread is 7 years old

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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