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stonedecroze v halifax 2


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Me too, but I doubt it, think the did the same customer service course as Howard

  • Haha 1

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

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time to do another update:

 

23 April 2007 S.A.R - (Subject Access Request) posted to branch

24 April 2007 SAR delivered

24 April 2007 SAR passed to Head Office

13 June 2007 LBA for noncompliance sent to branch

14 June 2007 LBA delivered

14 June 2007 Noncompliance sent to Information Commissioners Office

20 June 2007 Reply from Information Commissioners Office

21 June 2007 Charges list received from Halifax

25 June 2007 Request for payment sent to branch

27 June 2007 Request for payment delivered

30 June 2007 Thank you for complaint letter from Halifax

02 July 2007 Thank you for SAR letter received

05 July 2007 LBA sent to Leeds address

19 July 2007 Same list of charges received re

Information Commissioners Office complaint received

20 July 2007 N1 issued at Court

24 July 2007 N1 deemed served

26 July 2007 Email to Information Commissioners Office re partial compliance

26 July 2007 OFT test case announced

27 July 2007 Letter re partial compliance sent

requesting statements and copies

of all letters

31 July 2007 Email reply from Information Commissioners Office

01 August 2007 Letter from Halifax informing me

test case

14 August 2007 Request for Judgment filed

16 August 2007 Defence received from Optima Legal

services

17 August 2007 Notice of Acknowledgement recieved

from court, filed 30 July 2007

19 August 2007 Email to Information Commissioners Office re continued non-

compliance sent

26 August 2007 Notice of stay applied by Proper

Officer received

31 August 2007 N244 application for stay to be

set aside filed.

02 Sept. 2007 Request for Judgment returned

because of stay

 

 

Back to sitting on thumbs!!

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Thanks Stone,

 

Errr, well, the pictures over here are much better than in Barclays!

 

Oh, and I'll try to follow the case too. Quite hefty reading but great stuff.

 

Slick

  • Haha 1

We could do with some help from you

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Thanks Stone,

 

Errr, well, the pictures over here are much better than in Barclays!

 

Oh, and I'll try to follow the case too. Quite hefty reading but great stuff.

 

Slick

 

Yeah we tend to be ..... er...... verbose, and ramble a bit but they are good peeps. and like to play with smileys

0005.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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I have just found this......... Urgent Info Needed To Confirm A Bank Leak

 

any thoughts??

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Stoned,

 

The link above doesn't work but try this - http://www.consumeractiongroup.co.uk/forum/general/113210-urgent-info-needed-confirm.html

 

Have you heard, BTW, of the Stay that's been lifted on a case in Torquay.

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Kenny might I suggest Avon skin so soft dry oil moisturising spay.............. guareented to work on them:):):)

 

You can indeed Audreygreeneyes and it works a treat!!:)

 

PS saw the name change from Auburngreeneyes....... and keep up with hat changes- look forward to them!;)

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Hi Stone

 

May I just say CONGRATULATIONS on going Platinum.

 

OK bit late I know.

 

So shoot me.LOL

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Stone

 

May I just say CONGRATULATIONS on going Platinum.

 

OK bit late I know.

 

So shoot me.LOL

 

Regards :)

 

would never do that Overflow!! I realise that the brain cell is working overtime, and little unimportant things get missed. Just keep smiling we will all get there in the end.

 

I am going to start kicking at Howard again, re non compliance to SAR. wrote letter on 26 July pointing out that list of charges was not what I had asked for and specified statements, copies of all letters etc. recieved former but not letters, so 40 days are up so off I go to the ICO again, and LBA giving them 7 more days to comply. At least that way it feels that I am doing something :D:D:D

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Just read that link.

Wouldnt that mean that if it is true then surely all the other banks could not carry on as well.

All bank charges are clumped together surely, so how could the others justify going ahead.

I just hope for all our sakes that this info is correct , but, Ive read it now and Im gonna file it at the back of my mind cause why get our hopes up over only a "maybe".:(

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Just read that link.

Wouldnt that mean that if it is true then surely all the other banks could not carry on as well.

All bank charges are clumped together surely, so how could the others justify going ahead.

I just hope for all our sakes that this info is correct , but, Ive read it now and Im gonna file it at the back of my mind cause why get our hopes up over only a "maybe".:(

 

Regards :)

 

Yeah you are quite right, ifs, buts and maybes. the truth will out on Sept 28 so is not really long to wait, but would be nice if whole house of cards came tumblin down :o:):D

=======================================================================================================

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Hi Stone

 

You know you talkin about that has reminded me that perhaps I should have done that to .

 

I got the statements alright but never did get the T&C's that Id requested and on thinkin about it all Ive been with them for longer than just the six years.

 

So do you think I should have followed your lead and gone that way as well.

Suppose its too late to do it now though isnt it.

 

Oh Well never mind.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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still nothing from Court, yet another charge applied. Same day as wages went in. will ask for it back if I ever get my hearing, if not well another SAR will be winging it`s way to Howard. LOL

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Hi Stone

 

You know you talkin about that has reminded me that perhaps I should have done that to .

 

I got the statements alright but never did get the T&C's that Id requested and on thinkin about it all Ive been with them for longer than just the six years.

 

So do you think I should have followed your lead and gone that way as well.

Suppose its too late to do it now though isnt it.

 

Oh Well never mind.

 

Regards :)

 

Just Email Information Commissioners Office with copies of your original S.A.R - (Subject Access Request) and any other letters, If they think that you have a legit complaint they will take it up for you. If it does nothing else it will let Haliprats know that you are still fighting

 

Howard>>>>>>

d066.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

I can see from your little smilies youve been spyin on me :eek:

 

ROFL.

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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I can see you Stone.

 

Are you angry with me now, you cant hide in here alnight,

 

Ill cwy and cwy and scweam and scweam till Im sick if you dont talk to us.

 

:(

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Share on other sites

Is it something Ive said;)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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No I was away for a while. What on earth makes you think that you could upset or offend me. I am far to thick to offend.

 

BTW thanks Tils for my 5th snotty

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Nice shiny one next eh!

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

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