overflow v abbey

[overflow]

hi everybody,

i'm a new user and just want to say i think this site is amazing.

I'm still waiting for my statements off my bank, its been nearly 40 days and i may need to give them a ring and gee them up.They are dragging thier heels i think

I am going to read all i can now and hopefully i'll feel more confident about claiming back my charges.

thanks

overflow

[livelylad]

hi everybody,

i'm a new user and just want to say i think this site is amazing.

I'm still waiting for my statements off my bank, its been nearly 40 days and i may need to give them a ring and gee them up.They are dragging thier heels i think

I am going to read all i can now and hopefully i'll feel more confident about claiming back my charges.

thanks

overflow

 

Hello and welcome, that sounds like a good idea. When you have your statements start a thread in your bank forum and post your questions there.

[Batgirl]

Hello there:)

I have just registered here (about ten minutes ago!). I just wanted to say 'hi'. I have been a slave to my bank for years, now the worm is turning! I will be sending my request for statements in the morning so it's early days yet. This seems like a very supportive place. Can't wait to look around.

[out of pocket]

Hi,

 

I've just registered and am completely baffled by it all at the moment. I think this site is great and its about time that we stood up to the banks and demanded fairer treatment and penalties. I can't believe how many people have got refunds... well done! I just hope I'll be one of you.

 

I have just downloaded my initial letter, which I will be completing and sending to the Halifax today.

 

 

[Batgirl]

Hi out of pocket

 

I'm with the Halifax too. I'm sure they are one of the worst of the lot for rip-offs, charging £39 per bounced cheque, returned dd/so etc. I wanna slap that Howard when he comes on the tv singing and dancing lol!!

 

Maybe we'll bump into one another on the Halifax threads where we can compare notes! Good luck to you.

[overflow]

hi again

im a bit miffed, having been waiting for statements from shabby since 30th Dec ive still not got my hands on them all so ive posted the first letter now and paid out another tenner but this time i hope ive done it right.

Ill have to be more patient and see.

Good luck to everyone though

[hedgey06]

Hey overflow! If you use the SAR template letter and send to shabby's Data Protection Manager (address should be in the bank forum) along with your tenner, they're under obligation to send you your statements within 40 days. It's worth paying a quid for recorded delivery - you can check they've received it. If they don't comply with this, get on to the Information Commissioner and report them!!

 

Good luck,

hedgey

[overflow]

Thanks for the advice hedgey .Ive actually sent another tenner and used that letter this time . Just hope I have better luck.

Im going to post letter number 2 off to the halifax tomorrow requesting all my charges back.

Has anybody heard how long we can reclaim before it is going to stop?

A freind told me she'd heard this on the news. People will still be able to claim but not the six years.

I'd better get a move on then eh

[hedgey06]

Haven't heard anything about not being able to claim for the full 6 years. Important thing is that you've started the ball rolling now. Time to get back what's rightfully yours!

 

It could be worth starting new threads in your relevant bank forum (one for shabby, one for halifax), e.g., overflow vs.......... You'll find tons of advice and support available.

 

Good luck,

Hedgey

[livelylad]

I have changed your thread title and moved it to the Abbey forum.

[jcaps]

overflow, they said the same thing when credit card companies were told to reduce their charges.The same outcome is inevitable, forget martin lewis and mse.

[overflow]

hi

had letter back off shabby acknowledging my request for statements.

well its something i suppose, i'll just have to wait it out now and see if they are forthcoming, which i doubt.

i'm still a little dubious if im honest , is it just me or are there others like me who cant seem to get their heads round all this legal stuff?

i must say i find it all a little confusing , and i've bought the recommended books too.

well if i want my money back i'll just have to wade right in i suppose ,but, i'm sure i'll make a load of clangers and be the exeption to the rule and have to pay shabbey loads instead of them coughing up. Oer.

[Batgirl]

Hi Overflow

 

Well you've had more than I've had lol! That said, I requested them after you did. I think it's only natural to feel uncertain. We are part of a society that just seems to 'put up and shut up' so it does come as a shock when you realise that maybe you can do something about it...which you deffo can!

 

You are right, you just have to go ahead and wade! Yes the legal stuff looks confusing, and yes it's very scary, but it's all put together on here so well that really we can't go wrong. I am still waiting for my statements but I come on here each day (soo darn addictive lol). The advice and support here is fab and it gives me the confidence I need, and believe me, I need LOADS of help with that!

 

Chin up, we'll fight the good fight together:D . Btw, you won't drop clangers. There is too much good advice here to allow you to do that.

[overflow]

hi again everbody

just checking in again to let you know i've still not had my statements back of "SHABBY" yet. This is the second time i've applied for them as I got the first time wrong,doh!

Anyhoo they got my letter on 7th March and I had the standard reply back, you know the sort of thing, "Very sorry blah, blah, blah". Not heard a peep off them since. Funny thing is I sent a cheque for £10 but on checking it has still not been cashed but as they aknowledged my request I presume they have got it.

The 40 days is up on 16th this month so if I dont hear I will pen a letter of complaint to the right person and wait for whatever to happen.

Why, oh why cant they just accept defeat gracefully and do the right thing.

Well all thanks for reading this and keep up the good work y'all

 

p.s.

I missed the Whistleblower but have since read all about it on this site .

WOW! What an eyeopener.

[overflow]

Hi all and thank you sam78.

I feel empowered now you'll know what I mean. Well today I posted off a LBA to Shabby.I've given them another 14 days to comply with the DPA, even though they've already had 106 days.

I was going to send a letter of complaint to the Commisioner but want to get it right so after reading a few more posts I realised this was not the thing to do yet. So once again I sit and wait.

Oh well it will be worth it in the end , wont it?

[ukaviator]

Oh yes it will..

 

Can you start a thread under Abbey?, as your still posting in the Welcome Forum.

[happyolddog]

Hi Overflow,

 

Welcome to the forum.

 

Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

use the template letters in order Stick to the timetable in there.

 

LINKS....

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

[overflow]

Thanks ukaviator, to be honest I wasnt sure how to go about starting thread but thanks to some well appreciated advice from fellow forumeers (is that even a word) I think ive got the hang of it now:o

[Deller]

Hi overflow.

 

Go to the Abbey forum, you will find this on the CAG front page but here's a link to get you there now.

 

http://www.consumeractiongroup.c o....um/abbey-bank/

 

To start your own thread click on the New Thread link which looks like this

 

 

This will then start your thread where you can give it a title and enter your first posting.

Every time you or someone else makes a posting on this thread it will move to the top of the list.

If you ever loose your thread, say because you havn't visited the site in a while, then you can view your subscribed threads in the Quick Links drop down menu near the top of each page.

 

Hope this helps.

[overflow]

hi can somebody advise me please. Im a bit confused. Does it matter how long you wait to send a preliminary letter to the bank after youve received your statements. Do you need to do this straight away or can you wait a while.?:?

[noobrider]

doesn't really matter so just fire one in when your ready

[overflow]

thanks . just a bit confused on that issue, didnt know if it would make any difference or not:)

[Deller]

Once you've sent your preliminary letter it is best to stick the timescales that follow though!!

[overflow]

thanks for the advice deller. Tryed to tip your scales but tapped the wrong button and screen went blank so tryed to do it again and was told icould not add twice. Sorry.

very welcome advice though

[Deller]

Dont worry you did, so thanks!!