Hi Anthena, Welcome to the forum. They do have 40 days to respond, so a little wait still. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=9 Start a thread, Anthena v Halifax Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi jtMill Welcome to the forum. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=11 title it jtmill V Lloyds TSB Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi bokke7, Welcome to the forum. As the £40 is not a true reflection of what it costs the banks reclaim it. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=13 Title it ,booke7 V G E Money. Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Dustpig, Welcome to the forum. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=46 Title it Dustpig V Nationwide. Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Syal Crab. Welcome to the forum. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=7 Title the post, Syal Crab V Barclays bank. Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi princesswawa, Welcome to the forum. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=46 Title your post, princesswawa V Nationwide. Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's http://www.consumeractiongroup.co.uk/forum/scotland/13516-scottish-procedure.html?highlight=scottish+procedure LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi 19doyler48, Welcome to the forum. Why not reclaim back from the date you opened the account, the template letter has the relevent information for asking this request. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=13 19Doyler V Northern Bank. Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi megananandmac Welcome to the forum. Please follow these links to your banks forums and start threads; A&L http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=47 Lloyds TSB http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=11 (your user name) V (banks name) Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming http://www.consumeractiongroup.co.uk/forum/scotland/13516-scottish-procedure.html?highlight=scottish+procedure FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Pedro, Welcome to the forum. As long as it's your first claim against your bank there should be no pitfalls, Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=18 Title your firts post there, Pedro55 V RBOS Here is a link to the spreadsheet, http://www.consumeractiongroup.co.uk/Spreadsheets/England/Simple-charges-calc.xls Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Fuzz, Welcome to the forum. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=11 Title it fuzz33 V Lloyds Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Pixie, Welcome to the forum. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=6 Pixie10 V Abbey Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi doddsy Are you happy with the money they have credited? If not and you want to further the claim send a letter. Thanks but I wil persue the rest. Or manipulate this one to fit. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Then restart the process. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=9 doddsy68 V Halifax Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Purplerain, Welcome to the forum. Please find your banks forum and start a thread; (your user name) V (banks name) Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi bobbyj, Read in here. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

REGISTERED ADDRESS: - ABBEY NATIONAL PLC ABBEY NATIONAL HOUSE 2 TRITON SQUARE REGENT'S PLACE LONDON NW1 3AN

Address to Serve Court Papers REGISTERED ADDRESS: LLOYDS TSB BANK PLC 25 GRESHAM STREET LONDON EC2V 7HN

REGISTERED ADDRESS: - BARCLAYS BANK PLC 1 CHURCHILL PLACE LONDON E14 5HP

Hi Aqualibrium, Welcome to the forum. The letter is fine but they will probobally ignore it, follow the letters in the templates library. Stick to the timetable in there. That way you can't go wrong. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=46 Title it Aqualibrium V nationwide Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Silver................ Welcome to the forum. It's not just you, we are all being messed about by the banks. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=7 Title it silvertonguedevil V Barclays. Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Andy, Welcome to the forum. Please find your banks forum and start a thread; (your user name) V (banks name) Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Tigger, Welcome to the forum. You need to send the DPA non compliance letter. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=9 Tigger11111 V Halifax Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Sammy, Welcome to the forum. Please follow this link to your banks forum and start a thread; Sammy the shammy V Abbey Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... At a glance guide to claiming..... FAQs.... Templates Library.... If you have charges going back further than six years read in here; Claiming beyond 6 yrs - important new information!!! There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.c o..../flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful. __________________

Hi Dockmaster, Welcome to the forum. Please follow this link to your banks forum and start a thread; Dockmaster V Abbey Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Chiggers, When you finally get to submitting your final claim you can add any further charges.You can also add cost for time.You are claiming for 6 years, if you have charges dating further back reclaim those as well. Please follow this link to your banks forum and start a thread; http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=10 Title your post Chiggers V HSBC Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.

Hi Dubaiernie, Welcome to the forum. There is a way around this problem. Do you have a member of your family or friend in the UK? If so you can claim using their address for corrispondence.If you can sort that follow these instructions and reclaim whats yours. Please find your banks forum and start a thread; (your user name) V (banks name) Other members with experiance of your bank can offer informed advice. use the template letters in order. Stick to the timetable in there. please take time to read the faq's LINKS.... http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html FAQs.... Templates Library.... If you have charges going back further than six years read in here; http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html There is also live chat, visit if you need any quick advice. http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php Finally good Luck. Happyolddog. If this helps please tip the scales,Left,this lets others know if my information is useful.