tilly49vhalifax **won**

[**Tilly**]

just been reading the letters halifax sent me and ive noticed that they have got different references on i got one from trinity road and one from leeds just wondering if anybody knows what one to put on LBA letter.the letter i got from leeds is the standard sorry for your complaint which was the reply to my prelim now i dont no what reference to put got to post LBA tomorrow any suggestions thanks

[**Tilly**]

help from anyone for above please

[sea-sidelady]

Hiya Tilly,

 

First of all yes put trinity road.

 

I never used a ref number. Just my account numbers.

[**Tilly**]

thanks seasidelady LBA now winging its way to trinity road fingers crossed

[**Tilly**]

hi im helping a friend with reclaiming her charges have told her about this site but she sent her prelim of with a copy of all her charges but the print out the bank sent eg date amount dr will this make a difference

[emmaf01]

You can change the amount at anytime up to issuing a claim in court.

 

Plus, if the bank provided the information, and you've checked it is accurate, then they can't argue with their own info- or can they?

[**Tilly**]

thanks for replying i thought it might be okay

but better to check it out you never no if they

want awkward they must be really stressed and snowed under

what a shame:lol:

[emmaf01]

My heart bleeds- at least they will have to pay staff some overtime! Good to know others will be profiting from our work!

[**Tilly**]

i no it makes it all the more worthwhile to think they are rushed of there

feet its definitly payback time

[**Tilly**]

well lba sent of and recieved and signed for

do you think its worth giving them a ring to

see if they make an offer or just wait to see

if i hear from them

[PPMAN159]

What harm can a phone call do Tilly?

[sea-sidelady]

It is worth a try. Quite a lot of people have had their charges settled by doing this. But remember if they settle now, you wont get all your interest.

[**Tilly**]

well they can either tell me to get lost or be generous not will give it a go i think

[**Tilly**]

did think of that cos mine is over 12.000 do i take a chance or be greedy and add interest on although it might even come to that i guess

[PPMAN159]

Tilly

 

William Hill quote the get lost option as the odds on favourite but as we have seen outsiders do sometime win!

 

Good luck

[**Tilly**]

yea i see wot your saying thenks ppman

[corsicanpine]

Tilly,

 

I'm 9 days into my court claim, they have acknowledged and have 28 days to respond, hopefully this will either be a full refund or not respond and I win by default!! If its anything like the way they have responded so far then it will be the latter! Although I did get a letter from them after my SAR which gave the usual bulls**t. I did try to contact them by telephone before my LBA expired but got bored listening to a recorded message for 15 minutes or so each time, so MCOL it was!!

 

I keep on checking my account daily to see if they have done the wise thing, but nothing yet!

 

Stick with it!!

 

Fingers crossed

[**Tilly**]

thanks for the encouregment i think you need a boost every now and then

when do you actually start to claim mcol it gives me the jitters just thinking about it but im not going to give them the sattisfation of stopping

now.how long has it taken you to get this far just of out interest started mine 28/02/07

[**Tilly**]

i have been looking at the mcol forms is the same ones if your reclaiming more than 5.000 or do you have split the amount thought i might start filling them in as lba is up in the 11th may i dont want mess the forms up and get it wrong anybody have any idea

[**Tilly**]

i have just been online to check my bank account and it is saying enquiry

only but 20mins ago it was normal anyone no what it means this is the first time this has said this advise needed

[corsicanpine]

Tilly,

 

Started beginning of February. Hopefully end soon, in my favour!!

 

My claim is for £1500 so dont have that issue, sorry not sure about your query.

 

Received notice of issue from the court this morning for my other 2 claims with Natwest and Lloyds. These were all started around the same date and I have stuck to my deadlines.

 

Hopefully wont have to go to court, bit nervous about that, although I'm sure they will see sense before it gets to that!!

 

Regards

[emmaf01]

I'm waiting for a court date- don't worry, remember they don't want this to go before a judge either! In fact, they are probably more scared than you, as it could cost them millions.

 

Their defences so far have been uncomplicated, generally just t&c and "we've already paid". They are running scared.

[**Tilly**]

well lba sent of last friday and not heard a dicki bird from them so i think i might give them a tinkle on the old dog and bone just to remind them im still alive

[suze1]

Hi tilly

 

Keeping an eye on your case, chin up. Suze

[**Tilly**]

i have just been reading over copies of letters sent to halifax and ive just noticed i didnt put a date on the lba letter everything else is ive put down will this make a difference dont want to have to start over any advise welcome