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    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
    • Here's a suggested modified version for consideration by the team. (Not sure whether it still gives too much away?)   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you added. Shall we raise the related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding parking periods. Especially with no consideration of section 13 in your own trade association's code of practice and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked, unmanaged over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the above issues and more, with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture a couple of useless ANPR photos. If you insist on continuing this stupid, money grabbing quest, after having all of the above pointed out, we will of course show this letter to the Judge and request “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Signed, "Spot". (Vehicle Keeper's pet Dalmation).
    • Paying DCA's one penny, never mind £50 per month is a mugs game, they have really been milking him as a cash cow   See where received a claim form is underlined in your post, you need to click, on that and read carefully, then answer the questions, then copy and paste into a post on this thread Forget the CAB ,  their advice is sometimes weird. Is it worth defending? Lowell brought these debts for 10 p in the pound , years ago, because they are flawed. Think about it! if it was such an easy win, Capital one could have taken it to court and crushed him.  It could be an invalid agreement, default notice, or many other things. In a nutshell , yes, and we can help you.
    • Origin moved to EA App... I know this all too well.  Reach out to Customer Services I would to see what they can do. 
    • Welcome - One of the team will take a look shortly
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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tilly49vhalifax **won**


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just wondering if its worth a try adding a paragraph on to lba letter goes something like this without prejudice the charges and interest i have claimed above xxxxx however if you are prepared to pay me xxxxxwithin 14 days of the date of this letterand for such purpose time shall be of the essence i am prepared to accept this lower figure in full and final settlement of my claim and interest.i look forward for a full response to this letter within 14 days otherwise i will commence court proceedings to reclaim my money

just wondered if anyone else has gone down this route

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im just about to wriye my lba ready to be posted on friday but dont know weather to send the lba or to send the one were it says however if you are prepared to pay me within 14days of this letter i am prepared to accept in full and final settlement can anyone advise or has anyone done this and comment welcome

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Hi TillyI've just started the ball rolling by sending my prelim letter yesterday by RD to Trinity Road, I await 8 May with anticipation. My claim is only £1,202 w/o interest but I intend to send standard LBA on my claim. This has to be your decision, but it is your money and the Halifax are surely going to want to negotiate if your claim is for a considerable amount. have you looked at the "successes" threads, they've given me a lot of confidence this morning and I intend to hang out for the full amount plus interest if it means court action, this will be just over £1500 and will sort out our overdraft with a little left over for a celebratory meal whether it's in a month's time or 3 months. The decision is yours, I know it must be hard knowing that you have only 2 days to send it and I bet you've got it written out both ways just wanting someone to tell you what to do. It totally takes you over doesn't it. Watching your thread with much interest as you are 12 days ahead of me.Best of luck, Suze

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thanks for your reply suze1 yea you are right i have written both out but have now decided to just send the lba and go for it they have got two choices pay up or go to court dont no wether to send thursday so they get it on the 14th day or friday in which case they wont actually get it until the monday but up until now still had the only one reply from them we have 8weeks blah blah will keep u posted

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Hi TillyI am going to send mine on 8th May which is exactly 14 days. I am not allowing for Sundays or Bank Holiday Monday (which is within my timescale, but have counted Day 1 as today 25th April 2007). Whenever we get demands for money it is 7 (or whatever) days from the date of letter, so I am doing the same to the Halifax. I would send it on Friday 27th May (if that is your 14th day) and then allow your next 14 days to Friday 11 May.Suze x

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Hi TillyI will be watching and learning from your experience too. By the way, in your prelim did you ask them for refund of charges plus interest or just the charges? I only asked them for charges in my prelim, but when it comes to my LBA I will then obviously ask them for interest too, that's ok isn't it? Is that what you're doing? Suze x

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Tilly

 

The spreadsheet is contained on the attached link.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

All you need to is detail the charge,the amount and the date levied and it work the interest out for you

PPMAN159

 

If this comment has helped please click on the scales.

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hi all hit a problem due to send lba tomorrow cant find my prelim copy anywere which had copy of charges but i had two original copys just added up charges on the this one but the amount adds up to more than the first can i still send in this one HELP

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