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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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HSBCrusher v HSBC - The Battle continues.. claim 4 ready to go!


HSBCrusher
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I received my letter from HSBC this morning confirming their intention to defend. Whilst I am more than happy to see this through to the bitter end, do you think that they will be stupid enough to face me in Court?

 

NO!

 

(just my opinion of course!!!! :D )

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Been reading this through. Going through with a claim at the moment, HSBC returned my cheque for the data request along with 6 years (minus 10 pages) of my statements, but none of the manual intervention data. I imagine this is so they don't have to fully comply with the request!

I fancy sending the £10 back now and asking for all the data!

HSBCrusher- what you've done is pretty cool, I'm really curious to see what the swines saw on your account closing notes.

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They normally send back the cheque.... I don't know why they do this.

 

Whether the cash the cheque or not, they must comply with the data request.

 

I'm really curious to see what the swines saw on your account closing notes.

 

I am too!!:D

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Good good- send a schedule with the lba too, taht way they can't stall you by askng you for it again!!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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I specifically stated on my court order against HSBC that I wished for refund to be in the form of a cheque paid direct to myself. If HSBC agree to refund, can I insist on this payment method, rather than direct to my account, which has not been active for years.

 

Absolutely - they tried crediting it to my MCS account but I asked for it in a cheque; they proceeded to credit it to my account instead (which was closed ages ago) and they forward you on a cheque with it.....the weirdos!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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  • 2 weeks later...

Please keep us up to date. I just read Jimfishybobs saga & wasted good wine laughing so much at his unfortunate happenings with Smile! Perhaps they should rename it retch!

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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hello splang.

 

I have to confess, I have not been able to do so.

I have been very busy at work, and it's been left half done.

(and lets be honest, the banks rely on the fact that some of us can be lazy!;) )

 

thanks for the kick up the backside... I will do it right away! :D

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hello splang.

 

I have to confess, I have not been able to do so.

I have been very busy at work, and it's been left half done.

(and lets be honest, the banks rely on the fact that some of us can be lazy!;) )

 

thanks for the kick up the backside... I will do it right away! :D

 

Yup, they do indeed - get it done mate, and let us know when - have you done ur POC? I'll paste mine if u need it? Let me know.

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Moneyclaim has gone in, another 80 quid! :mad:

 

(thanks for the offer uniboy :-D)

 

Oh well, not expecting too much correspondence as it's coming up for Christmas.

 

When will these guys learn... I'm not going away am I?

 

I have claimed twice already, I have taken them to court once already. What do they expect?

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I do wonder when they will get the idea..... :rolleyes:

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Moneyclaim has gone in, another 80 quid! :mad:

 

(thanks for the offer uniboy :-D)

 

Oh well, not expecting too much correspondence as it's coming up for Christmas.

 

When will these guys learn... I'm not going away am I?

 

I have claimed twice already, I have taken them to court once already. What do they expect?

 

No probs crusher - just glad you got it done.

 

Going off topic a lil bit (sorry) but in the small claims track are we entitled to calim costs - court costs letter and postage costs etc?

 

Black Horse seem to think not!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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OK thanks Crusher - I have been told that they aren't liable for our costs. I got them with everyone except lloyds!! Nevermind, if you don't ask, you don't get!

 

Good luck crusher!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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hey crusher, how's about a quickie....

question that is:

there are several people now who have had offers, accepted but it doesn't look like the money will come through until after the aq deadline.

am i right telling them they need to go ahead and file it before the deadline passes, even though they have signed the acceptance. bit of a grey area for me, unchartered seas........ yeah or nay, a lot of people will struggle to find that extra dosh at this particular time. what say you? could it negate their acceptance if they don't file by the deadline and the case is not resolved (money received) when the deadline passes.

thankx for the input.

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hey crusher, how's about a quickie....

question that is:

there are several people now who have had offers, accepted but it doesn't look like the money will come through until after the aq deadline.

am i right telling them they need to go ahead and file it before the deadline passes, even though they have signed the acceptance. bit of a grey area for me, unchartered seas........ yeah or nay, a lot of people will struggle to find that extra dosh at this particular time. what say you?

thankx for the input.

 

I would firstly ask tell the bank you will need:

 

a) The cash deposited into account or a cheque before the AQ date

b) Failing that written confirmation of the offer.

c) I would also inform the court that you have reached a settlement and you are awaiting payment ask them to delay the submission date by 1 week.

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