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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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Tom Brennan v NatWest - This is a must-read!!!


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Yes heres the link

BBC NEWS | Business | Court adjourns bank charges case

 

And here's the article

 

Court adjourns bank charges case

 

_42798115_tombrennan1203.jpg Brennan said he was very disappointed at this latest delay

 

An attempt to force the NatWest bank to justify its overdraft penalty charges has been postponed again.

A barrister, Tom Brennan, is claiming damages from the bank for levying penalty fees he says were unlawful.

He was charged a total of £2,500 by the NatWest for unauthorised overdrafts when he was a law student.

Judge Peter Simpson, at the City of London County Court, adjourned the hearing until a full day could be set aside to hear the arguments.

The judge said the issues were "extremely important" but the two hours set aside to hear the case would not be sufficient.

Outside the court, Mr Brennan said he was very disappointed at this latest delay as it was to his disadvantage.

"It should be noted that any delay is going to assist the defendants because only six years of charges can be made," he said.

"Every day that passes, more money is being saved by the bank," he added.

Settlement

In an attempt to settle the case, NatWest has refunded Mr Brennan's penalty charges, and offered to pay him £1,500 extra if he does not take the case to court.

Mr Brennan has refused to accept this and is pursuing his claim for exemplary and aggravated damages to punish the bank for what he claims was the unlawful seizure of his money, causing him economic harm. The court hearing, which will now take place on 30 April, will not be a hearing of the full case. It will be to establish, first of all, whether Mr Brennan does in fact have the right to claim these extra damages.

 

pmahonc

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We all know that Direct debits and cheques etc are rejected by the Banks computer it checks your account and if you have not go the funds in to pay them it rejects it and applies a penalty to the account.

 

So if a direct debit comes up say £100 and theres not enough money in the account, bingo £30 plus penalty.

 

But if you go to the cash point machine and try to draw out £100 and there is not enough money this very same computer rejects you application BUT you do not get charged a penalty ....I want to know what is the difference. the same computer has rejected the same amount for the same reason not enough money, the cost can't be any different, anyone any different ideas?

 

sparkie1723

 

If your request for cash at the ATM is refused, this transaction involves only 2 electronic messages, and involves no third-party bank and individual to be notified. ATMs became universal no more than 20 years ago, from Day One a purely IT electronic process, with no manual historical precedent (well if a cashier at the counter refused to pay out cash, like the ATM she would never have charged either) .

 

Cheques and DDs bouncing has a different historical origin. 30 years ago cheques and D/D were pieces of paper laboriously centralised in Crawley and Lombard Street data centres from 10,000 originating bank branches nationwide, then redistributed to 10,000 other branches overnight, distance no limit, by strictly secure and confidential courier service.

 

Come 9am the following morning when branches open, one or more human cashiers would go through the incoming pile of cheques and D/Ds to check the signatures and D/D authorities (in the truly old days checking against balances written up in a ledger). Debits ripe for bounce are placed before the branch manager who allows himself a few hours to decide whether to bounce or not bounce, at times even ringing a customer. This is the origin of a bounce charge or exceed-limit charge -- in the old days more legitimately covering a laborious manual service.

 

However times have moved on, and ALL the manual intervention steps have been replaced by automated IT. Cheques and D/Ds no longer travel the laborious two-way journey, and human intervention long ceased. These cost reductions have not been passed on to the customer. Quite the reverse, the £2 manual bounce fee in the seventies has now been jacked up to £39 for the Abbey Bank.

 

Bouncing at the ATM does not have a tradition of incurring a penalty charge. Perish the thought Sparkie, if your thread gives them such a good idea, lol.

 

 

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Madness, surely the judge could see the time would be inadequate prior to today?

 

Although, in some ways, considering it wasnt the full hearing I fail to see why it wasnt adequate?

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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And I would be very proud to say I knew him, IF I DID OF COURSE...........

 

I SINCERELY WISH HIM THE VERY VERY VERY BEST OF LUCK, and I shall be saying a few private mantras for him in my head

 

Fendy,

 

Not for the first time, an Englishman stands up against an army of bullies.

Not for the first time, ten million cheer and support him.

 

 

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from what i can gather it would seem as though he has already accepted the "charges" part of the claim back, and is leaving himself open to only being able to argue the damages side of the claim.

Just read further into the article and realise that natwest has paid the money into the account without Toms permission, this is the usual dirty trick they play, in the hope of avoiding having to prove the costs in court.

I hope the judge sees this and still expects them to prove the costs, by the sound of it the judge realises the seriousnes of the issue and is willing to set aside atleast a day to hear the case.

 

Cant wait till April 30th now

Dont Rush - Take Your Time - Dont always take me seriously

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Im really looking forward to the outcome of all this, funnily enough i am also claiming damages exemplory and aggravated on all of my claims, though i must point out that its nothing to do with this case in question :) .

 

I just thought it may be a useful way of forcing the banks hand as it were, as i would relish the idea of going to court with them.

 

cant wait till april 30th :D

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As I understand it the bank, against his express wishes, 'forced' the 4 grand settlement into his account and then closed it. So to say he accepted it might be a bit wide of the mark. The settlement figure also had a clause with it that he could

not continue his court action.

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Tom Brennan v NatWest

Guildhall court, Monday 30th April (maximise for display)

 

-
Radio 4 interview outside Guildhall featuring Tom

(updated 9pm, 13th April)

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calvi36

 

 

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I'm with this guy all the way (even if I question his motives)

 

The simple fact is, for years the banks have levied a higher rate of interest on unauthorised borrowing, which more than compensates them for the cost of sending an odd 50 pence letter out.

 

In fact scrolling back through my statements, one month I paid them £63.00 in interest, but only had a couple of letters. (Of course the penalties were on top of that. :mad: )

 

They continue to levy these charges and at some point, it simply has to stop, or at least be curtailed.

 

Now when the official regulators etc. wont act quickly , because they are scared the banks will levy disproportionate charges on everyday transactions, then it is time for someone with sufficient knowledge to go to a court and say...

 

Hey, this is unfair, it should never have happened, it needs to stop and someone somewhere has to do something.

 

Take a look at, for example, Tesco's profits, they are immense, but whenever I have been there, I feel as though I have had a really good service at a fair price.

 

I walk out with a smile on my face.

 

(No I dont work there, or have any interest in them, nor is this an advert)

 

Now look at the banks, when did you last go to a bank and think, yep, excellent service, fair price charged ?????

 

I for one feel stitched up every time I go near a bank, soon it will reach a point where you check your wallet, just passing their door. Ha Ha Ha.

 

In fact there's an idea, listen Mr Tesco, you have branches everywhere, which means you already have the infrastructure, you have money coming out of your ears, so there's no problem, ensuring the security of ours and think of all the extra customers through your door, to pay in cheques and withdraw cash etc..

 

If we are worth £250K each, to you in our lifetime, here is your chance to make it £350K and all you have to do is be fair and honest...

 

Or, Sir Branson, prove you are the consumer champion, I can see Virgin are listed on the front page, why don't you break ranks, suffer the intial loss, voluntarily pay back all the penalties you have taken and open up honest, fair banking.

 

I know, you probably rely on the banks money to fund your enterprises, but in fact, all they are doing is lending you our money, so there it is, cut the middle men out, you can have our money directly.

 

(Bet you never thought of that one did you????)

 

If we go overdrawn without authorisation, fine, charge us 29.8, but dont put penalties on top, you can still refuse payments if you dont want us to, hey, we accept that, in fact, why not charge us £2.50, that's five times the 50p I reckon it will cost you and me thinks you could just about handle a 500% profit margin.

 

So, finishing on my soapbox...

 

Go for it Tom...

 

All the best to you.

 

and to the other major institutions...

 

Start thinking... There's money in personal banking, shed loads of it....

 

and to the government...

 

Enough said.

Read, Read and Read some more.

 

The answers are all out there...

 

By the way, it's your claim. I only offer an opinion as another reader. :confused:

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10 unecessary threads on tom? :p surely one will do? :cool:

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Kimmy01,

 

2 of the links are outside of CAG. Who taught you these were threads?

2 of the threads are started by Bankfodder, the remaining 6 carried 300 postings within a few days.

 

Kimmy01, make your personal displeasure known to the authors.

 

 

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Guys- what happened today?

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

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Un1boy

 

personally i think the judge lost his bottle and decided to adjorn for another couple of weeks, as he thought 2 hours were not enough (bearing in mind this wasnt even the full hearing).

Personally i think 2 hours were plenty, as the only bone of contention was the damages aspect, and im sure the judge could of made a desicsion whether to allow the full facts of the case to be heard (at the hearing) in 2 hours.

 

I believe he realised the case had turned into a media circus and pooped his pants (so to speak) :rolleyes: . As now clearly the case, and due weight of, is now on his fragile shoulders, which it would seem may not be able to carry the load.

Dont Rush - Take Your Time - Dont always take me seriously

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If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

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I do have conerns about this case. Thought it is not about the charges per se (since Natwest have already refunded them) if Natwest win it will look to many as is the charges are in fact lawful.

 

It has been all over the media that this man is challenging the charges in court when he is in fact dealing with a different area of law.

 

I commend him on his bottle though.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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indebt.

 

well the main issue Tom is confronting is clearly the charges, but cleverly (like other people here) and simply because he is a barrister he thought he could force the banks hand, and leave them no option but to fully defend in court.

The mans not interested in the damages (hes a barrister for christ sake), he wants the issue publicly heard at a hearing for the sake of the nations consumers. Natwest sneakily paid the funds into his account (without his knowledge/consent and totally against his wishes) and then duly closed his account. This tactic by the bank is very under handed and one used when they are avoiding having to prove their costs in court, me for one will be very interested in the outcome of this case, as amongst other things i to am doing the same thing (though not copied from Tom i might add) i thought of this 4 months ago, and for the same reasons. ie to force the banks hand into court..

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:p

 

If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

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Un1boy

 

personally i think the judge lost his bottle and decided to adjorn for another couple of weeks, as he thought 2 hours were not enough (bearing in mind this wasnt even the full hearing).

Personally i think 2 hours were plenty, as the only bone of contention was the damages aspect, and im sure the judge could of made a desicsion whether to allow the full facts of the case to be heard (at the hearing) in 2 hours.

 

I believe he realised the case had turned into a media circus and pooped his pants (so to speak) :rolleyes: . As now clearly the case, and due weight of, is now on his fragile shoulders, which it would seem may not be able to carry the load.

 

you are absolutely right. i agree 100%.

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Kimmy01,

 

2 of the links are outside of CAG. Who taught you these were threads?

2 of the threads are started by Bankfodder, the remaining 6 carried 300 postings within a few days.

 

Kimmy01, make your personal displeasure known to the authors.

 

not displeasure :p but a rather tad too many threads on tom. even bookworm had to close 1 or 2 today as it was getting out of hand.

 

the two threads started by bankfodder yes of course. :)

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