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    • Thanks @lolerzthat's an extremely helpful post. There is no mention of a permit scheme in the lease and likewise, no variation was made to bring this system in. I recall seeing something like a quiet enjoyment clause, but will need to re-read it and confirm. VERY interesting point on the 1987 Act. There hasn't been an AGM in years and I've tried to get one to start to no avail. However, I'll aim to find out more about how the PPC was brought in and revert. Can I test with you and others on the logic of not parking for a few months? I'm ready to fight OPS, so if they go nuclear on me then surely it doesn't matter? I assume that I will keep getting PCNs as long as I live here, so it doesn't make sense for me to change the way that I park?  Unless... You are suggesting that having 5 or so outstanding PCNs, will negatively affect any court case e.g. through bad optics? Or are we trying to force their hand to go to court with only 2 outstanding PCNs?
    • That is so very tempting.   They are doing my annual review as we speak and I'm waiting for their response once I have it I will consider my next steps.    The debt camel website mentioned above is amzing and helping to. Education me alot    
    • Sending you a big hug. I’m sorry your going through this. The letters they send sound aweful, and the waiting game for them to stop. But these guys seem so knowledgable and these letters should stop. Hang in there, and keep in touch. Don’t feel alone 
    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
    • @Whyisitthisthank you very much for asking. I am still feeling anxious, especially when someone rings the doorbell, or when I receive a letter I feel a it paranoid. I stopped going to the shops unless I really have to. I shop online now. When I see security I feel paralised. 
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Taking Cabot to court for failing to supply HSBC CCA + Distress etc


tbern123
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5406 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Yep all done and dusted.

I am not permitted to reveal the details of the agreed settlement, but I can say this has been resolved to my satisfaction.:D

 

 

Can a mod please now close this thread and if possible set up a Cabot Won section and transfer this thread into it as I am sure there will be many more;)

 

Remember, if this is the last on this thread then Cabot just remember what we said:

 

DON'T-Repeat-DON'T

FECK WITH

The CABOT FAN CLUB!

 

You know it makes sense :D :D

 

 

Sarah

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  • 4 weeks later...

Has anyone dealing with Cabot been sent a deed of assignment between them and the OC covered by Irish and not UK law. CFC has discovered a number of people have these and we are trying to work out who has them and why. If you have one it will be a longish document 30 plus pages and will be either via a SAR or as witness statement from Cabot in a court bundle if action is pending or has gone. Please Pm me or leave a message here if you have one. Ta Muchly.

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Has anyone dealing with Cabot been sent a deed of assignment between them and the OC covered by Irish and not UK law. CFC has discovered a number of people have these and we are trying to work out who has them and why. If you have one it will be a longish document 30 plus pages and will be either via a S.A.R - (Subject Access Request) or as witness statement from Cabot in a court bundle if action is pending or has gone. Please Pm me or leave a message here if you have one. Ta Muchly.

 

 

Just bumping this thread to the top hoping readers can help Rhia with this.

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  • 4 weeks later...
  • 3 weeks later...

CUT

 

It goes without saying, do not email this joker........ :mad:

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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For those that don't know about Cabot

 

Williem Wellinghoff is the name of the person who is head of compliance at Cabot Financial.

 

Obviously he would not be stupid enough to pull a stunt like this...

 

SOME PEOPLE HAVE WAY TO MUCH TIME ON THEIR HANDS !!!!:lol:

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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As the original poster of this thread, can a mod please delete all posts by CUT. Whoever it is, they have requested that members contact them outside of CAG.

 

This can have serious implications especially if any personal information is disclosed to this individual.

 

Once again, I would respectfully request that NO ONE emails this fool. He will get bored and go play elsewhere soon..

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Now that is what you call BIG :p

 

Lizzy, you been looking that photo of me again :lol:

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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I've done what you asked. i removed the quote and name of the troll, too.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Cabot have now passed me to their 'External Recovery Agents'

 

They are not getting their hands on my externals.

 

 

Wonder if they have as much power as Lowells invisible 'Licensed Field Agents'

  • Haha 1

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Cabot have now passed me to their 'External Recovery Agents'

 

They are not getting their hands on my externals.

 

 

Wonder if they have as much power as Lowells invisible 'Licensed Field Agents'

 

 

:D OK - so Cabot's are losing their sense of humour??? :D :D

 

I thought they loved playing games with us too!!

 

Seems they not smart enough to beat us yet? :lol:

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Hi tbern123,

 

Just wanted to add "excellent thread", have been reading through and it has given me several good ideas regarding my own battle with Cabot that is just starting.

Should you feel the urge to offer further advice then i am all ears !!!

 

Keep going... i will be watching with interest.

 

Jetbags

Consumer Action Group, the forum for all of us.:)

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Thanks but this is all over now... Can't make public the outcopme sorry:cool:

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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  • 2 months later...

Hi,

New on here.

 

I've been reading your threads with great interest as I have been having trouble with Cabot for years. Unfortunately I started paying them a little bit every month,but it was after the six year time.

I didn't realise the law then. the six years was up on Sept. 05. I started paying them in Nov 05. I did feel bullied into it and as I was on my own felt I had no choice.But have now stopped paying.

I've joined this site through a friends recommendation and already sent a letter to Cabot re their harrassing phone calls,(every day or night for about 3 weeks!) They have now stopped the calls, thanks to a template from here.

I've now been threatened with debt recovery agents.

 

Anyone have any advice what to do next?

 

Thanks

Nomorethefool

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  • 1 month later...

THis has to be a record... Post 671 on this thread, which I wrote in February 2007 (yes, 2007) has just been CAGbotted and some bigwig's name removed... LMAO, 17 months and then it gets CAGbotted- one wonders if the man in question didn't like seeing his name on the screen.

 

First they remove the (vey popular) Cabot sub-forum, then they're happy to lose (from these forums) some very popular and kowledgeable people and now they are edited posts that are nearly 18 months old-- what next??

Just hate every DCA out there

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