Taking Cabot to court for failing to supply HSBC CCA + Distress etc

[ODC]

Just subscribing

How's your brother Frank keeping:rolleyes:

[elizabeth1]

Just subscribing

 

 

Hiya Dean

 

Just thought I'd ask if you are alright ? Is there anything you need help with?

[ODC]

I think its a question of You Can't beat us so join us. Pay Tbern first Deano

[tbern123]

Just subscribing

 

If this is the real Mr Spencer, can we all please give him some slack. He has never behaved like our friends at Cabot. He replies to emails and questions. He has been very helpful.

 

Respect where respect is due.

 

As for WW, it is open season where he is concerned. He has fobbed me off to many times.

[ODC]

Dear Dean

 

Drop WW in the merde along with his false claims to be that which he patently his not.

 

yours faithfully

 

Assorted Cagers and Rogue debtors

[debt_mountain]

Well said Tbern, Mr Spencer has been nothing but polite and responsive in his communications, I may not agree with some comments but that is why were are in litigation.

 

Evening Dean.

[lookinforinfo]

Tbern, I have just come across this url which might help to squeeze a fair

bit more out of Cabot-

AGGRAVATED, EXEMPLARY AND RESTITUTIONARY DAMAGES [1997] EWLC 247(2) (16 December 1997)

 

there are explanations of claiming damages for injury to ones feelings, as

well as using weight to defer or deter people from going to Court etc.

[tbern123]

Thanks LFI,,,

[ODC]

Tbern, I have just come across this url which might help to squeeze a fair

bit more out of Cabot-

AGGRAVATED, EXEMPLARY AND RESTITUTIONARY DAMAGES [1997] EWLC 247(2) (16 December 1997)

 

there are explanations of claiming damages for injury to ones feelings, as

well as using weight to defer or deter people from going to Court etc.

 

Thanks LFI,,,

Just more for you to make WW's life HELL

[tbern123]

I am really annoyed (being polite)

 

The sheer arrogance of these people. I hope that Mr WW is honestly trying to be funny.

 

As regular reader will know, I sent Kings Hill (No.1) Ltd and Cabot Financial (Europe) Ltd the two following letters

and

 

 

For the benefit of Mr WW

 

In my email to WW dated 8/4/7 I said:

"My first request was made to Cabot Financial (UK) Limited and my second request was made to Cabot Financial (Europe) Limited."

 

In my email to WW dated 16/4/7 I said:

"As I am sure you are aware, I made two separate Subject Access Requests. I wrote to Kings Hill (No.1) Limited and to Cabot Financial (Europe) Limited. Each letter, was accompanied by a cheque for £10.00. cheque 300063 was payable to Kings Hill (No.1) Limited and cheque number 300064 was payable to Cabot Financial (Europe) Limited."

 

In my email of to WW dated 7/5/7 I said:

"As advised on 28 January 2007, I made two separate Subject Access Requests to both Kings Hill (No.1) Ltd (now called Cabot Financial (UK) Ltd) and to Cabot Financial (Europe) Ltd. I made two separate requests, as previously confirmed by the Information Commissioners Office, both companies are registered as Data Controllers. Enclosed with each request were cheques to pay the statutory fee of £10.00. Cheque number 300064 was payable to Cabot Financial (Europe) Ltd and was debited from my account on 12 February 2007. However, cheque number 300063, payable to Kings Hill (No.1) Ltd did not debit my account until 3 April 2007"

 

 

For the benefit of Mr WW and for the avoidance of doubt. I sent them TWO letters and THREE subsequent emails, clarifying that I have made TWO SEPARATE requests.

 

Based on the above and that it took them nearly two months to realise that they had made a mistake, what do you think they would do ?

 

Did someone say apologise ?????? No their response clearly demonstrates the contempt that they hold for their "customers". I am appalled by the shear arrogance of their response.

 

I have today received a refund of £10.00 from Cabot (After repeatedly chasing them and contacting Kent Trading Standards) What has really peed me off and I know that this was done to get a reaction is their response.

 

Dear Mr tbern123

 

Blah blah blah..

 

Upon having reviewed the above account. I confirm that you have paid the fee for the subject access request twice (no s**t sherlock). Please be advised that you should have only paid the statutory fee once in order to receive the whole file that Cabot Financial (Europe) Ltd holds and has processed on you. (Oh, now I understand. Thank you ever so much for explaining that to me. So it is my fault that you presented a cheque payable to a dormant company for payment. It is also my fault that despite two very clearly worded letters and three emails, Cabot didn't realise what happened. I AM SO VERY SORRY)

 

As a result of ther above. I have enclosed acheque for £10.00 in order to refund the overpayment of the statutory fee for a subject access request. (Am I supposed to be grateful, that they have taken since 28th January 2007 to realise what happend)

 

 

Then there is some rubbish about asking me to write to their Solicitors and not them...

 

Yes I am angry and very annoyed. I have said it before, I don't like being treated like an idiot. If they want to yank my chain, they can,

 

 

But, boy I am going to start yanking theirs

[ODC]

I am really annoyed (being polite)

 

The sheer arrogance of these people. I hope that Mr WW is honestly trying to be funny.

 

As regular reader will know, I sent Kings Hill (No.1) Ltd and Cabot Financial (Europe) Ltd the two following letters

and

 

 

For the benefit of Mr WW

 

In my email to WW dated 8/4/7 I said:

"My first request was made to Cabot Financial (UK) Limited and my second request was made to Cabot Financial (Europe) Limited."

 

In my email to WW dated 16/4/7 I said:

"As I am sure you are aware, I made two separate Subject Access Requests. I wrote to Kings Hill (No.1) Limited and to Cabot Financial (Europe) Limited. Each letter, was accompanied by a cheque for £10.00. cheque 300063 was payable to Kings Hill (No.1) Limited and cheque number 300064 was payable to Cabot Financial (Europe) Limited."

 

In my email of to WW dated 7/5/7 I said:

"As advised on 28 January 2007, I made two separate Subject Access Requests to both Kings Hill (No.1) Ltd (now called Cabot Financial (UK) Ltd) and to Cabot Financial (Europe) Ltd. I made two separate requests, as previously confirmed by the Information Commissioners Office, both companies are registered as Data Controllers. Enclosed with each request were cheques to pay the statutory fee of £10.00. Cheque number 300064 was payable to Cabot Financial (Europe) Ltd and was debited from my account on 12 February 2007. However, cheque number 300063, payable to Kings Hill (No.1) Ltd did not debit my account until 3 April 2007"

 

 

For the benefit of Mr WW and for the avoidance of doubt. I sent them TWO letters and THREE subsequent emails, clarifying that I have made TWO SEPARATE requests.

 

Based on the above and that it took them nearly two months to realise that they had made a mistake, what do you think they would do ?

 

Did someone say apologise ?????? No their response clearly demonstrates the contempt that they hold for their "customers". I am appalled by the shear arrogance of their response.

 

I have today received a refund of £10.00 from Cabot (After repeatedly chasing them and contacting Kent Trading Standards) What has really peed me off and I know that this was done to get a reaction is their response.

 

Dear Mr tbern123

 

Blah blah blah..

 

Upon having reviewed the above account. I confirm that you have paid the fee for the subject access request twice (no s**t sherlock). Please be advised that you should have only paid the statutory fee once in order to receive the whole file that Cabot Financial (Europe) Ltd holds and has processed on you. (Oh, now I understand. Thank you ever so much for explaining that to me. So it is my fault that you presented a cheque payable to a dormant company for payment. It is also my fault that despite two very clearly worded letters and three emails, Cabot didn't realise what happened. I AM SO VERY SORRY)

 

As a result of ther above. I have enclosed acheque for £10.00 in order to refund the overpayment of the statutory fee for a subject access request. (Am I supposed to be grateful, that they have taken since 28th January 2007 to realise what happend)

 

 

Then there is some rubbish about asking me to write to their Solicitors and not them...

 

Yes I am angry and very annoyed. I have said it before, I don't like being treated like an idiot. If they want to yank my chain, they can,

 

 

But, boy I am going to start yanking theirs

When you yank their chain make sure you flush the S**t right around the U bend.

[louiboy]

Have they confused themselves now

[tbern123]

I am sending a copy of all correspondance relating to this matter to the Court. This clearly shows the games that Cabot play.

 

I first made a complaint to them 9 months ago. I haven't even started with them yet. Until today, this was a side line, a hobby. Now it is my mission.

[debt_mountain]

This is such a crock of pea. These people have absolutley no respect for their customers!!!. I gave up even communicaing with them and have left it to the court and onl respond to Hodsons and the Court. Saves a lot of stress.

[tbern123]

Thanks DM,

 

I stupidly thought, that I was dealing with reasonable people and that if I treated them with respect, they would do the same.

 

Oh well, lesson learned.

[elizabeth1]

Thanks DM,

 

I stupidly thought, that I was dealing with reasonable people and that if I treated them with respect, they would do the same.

 

Oh well, lesson learned.

 

 

Tbern - they are so unreasonable and nasty people. For whatever reason the people in this company think they are above the law and that they can continue treating people like this and get away with it.

 

It doesn't matter how nicely anyone approaches them - they'll get the same crappy responses from these people. It really is a company that needs teaching they can't keep on doing this to people.

 

The only way to deal with them is in court and with the authorites!!

[debt_mountain]

Tbern, Did you consider asking them, no demanding compensation from them? You have nothing to loose.

[tbern123]

I would have settled for a simple apology. Since that was not arrive, I will now be seeking compensation.

 

I forgot to add, Hodsons sent me a copy of a Cabot account statement and this only shows one cheque. So how can they review the same account and see two payments..

[ODC]

Console yourself with this

 

They are going around in so many circles that eventually they will disappear up their own ars**oles

[elizabeth1]

Console yourself with this

 

They are going around in so many circles that eventually they will disappear up their own ars**oles

 

 

Hey but yes - that's a good place for them?

[ODC]

Yes they seem to have their heads permenantly up their bums

[TideTurner]

Have you asked these idiots for a copy of any 'Letter of Instruction' they have been given? This will clearly state who instructed them to act, the date and details as to their brief.

 

You are entitled to this information as you are the data subject, and unless two letters of instruction were made, they have some explaining to do to the ICO.

 

Tide

[IIIUMINATI]

only deal with the organ grinder not the monkey.

which is which in this case?

[andrew1]

.

.

" LET THIS BE A LESSON TO ALL THOSE WHO HAVE ACCOUNTS BEING CHASED BY CABOT" (Capitals means I'm shouting - and yes I am)

 

What you have been witnessing people, reading through this thread is exactly what Cabot and all their companies and management are subjecting the everyday man and woman in the street to. tbern is a special case, well special to us on this forum because unlike many of you he has taken Cabot on, word for word and challenged their very existence. Not many of you would do that and would not be expected to do in the normal workings of things. BUT...this is what they are doing to thousands of people up and down the country and IT MUST STOP. It is precisely all we have been saying on the Cabot threads for months and months and months.

 

We now NEED ALL OF YOU, to begin taking note of what is unfolding because this is the important time when Cabot, with the help of tbern and one or two others have been brought to their very brink of existence. We have unravelled their myriad of companies, their tactics and their ' untruths' and we are bringing them to their knees by taking their arguments to the courts. We need all of you to begin the process of challenging them on the points being raised on here. Read through carefully and ask your questions, but begin to write and challenge what they are doing to you and they are invariably breaking the law every time they move. Keep posting and keep asking - now's the time to raise the bar and put the pressure on and we can then get the authorities to investigate good and proper and bring their scheming management to account infront of the judges.

 

 

Sorry tbern have I hijacked your thread?

[louiboy]

" LET THIS BE A LESSON TO ALL THOSE WHO HAVE ACCOUNTS BEING CHASED BY CABOT"

I'm going to pick a fight. I didn't get dressed up for nothing.