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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • honeybee13
      Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form

      By honeybee13 · Posted

      Well done.   Please let us know how it goes or come back with any questions. HB
    • AndyOrch
      Lowell/Overdales claimform - Old Capital one cap1 card debt

      By AndyOrch · Posted

      Incorrect as the debt will have been legally assigned to the DCA and they are therefore now the legal creditor. Read up on debt assignment.   Andy
    • Theclaw123
      Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form

      By Theclaw123 · Posted

      Thanks Man in the Middle and everyone it's greatly appreciated form was filled in online yesterday now just have to wait and see
    • jk2054
      Appeal Bundles - Civil Appeals - Parcel Delivery Firms

      By jk2054 · Posted

      Hi,    I'm almost done. One question is should I include a header with " Claimant's Trial Documents" or something similar and include a copy of my WX from the trial since that has the claim form defence and documents that were relied upon at trial so that the judge can see that? or should I assume they will already have those documents on the file and so simply include a short statement of case to show the case I intend to prove at the appeal should permission be granted. Since I've made a shorter concise statement of case setting out what I intend to prove at an appeal hearing I'm thinking maybe removing the header of "Documents/Exhibits for use for Permission to Appeal   " since the permission to appeal focuses on the grounds of law and so I'm thinking of just having   Appellant's documents Statement Of Case Skeleton Argument    Then a seperate category named Trial Documents Claim Form Defence Claimant's Witness statement Exhibibts to Claimant's trial witness statement   I'm wondering you think would be better, only because I don't reference a single exhibit in my appeal statement of case since I am just explaining the undeveloped points of law around why the judge is wrong since the  statement only focuses on permission, not the outcome of the appeal so there is no reference to any exhibits?   Or should I just remove exhibits and not add trial documents or exhibits on the understanding the judge will already have the trial documents and that if permission is granted I then include them in my appeal bundle.   Thanks   N/B My statement of case doesn't have the claim form or defence or any witness staements in. it is simply a short 4 page document setting out the claim history and the points I intend to prove at the final appeal hearing should permission be granted.
    • honeybee13
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By honeybee13 · Posted

      Tory MPs didn't expect a July GE - and now they're furious. Tory MPs didn’t expect a July general election – and now they are rightly furious | Henry Hill | The Guardian WWW.THEGUARDIAN.COM Sunak’s party has plunged into a short campaign without a plan, says Henry Hill, the deputy editor of ConservativeHome  

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Taking Cabot to court for failing to supply HSBC CCA + Distress etc

tbern123

By tbern123
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Rhia

Rhia

Posted
Posted

Ah welcome back CabotFG. Was just about to turn in but thought I'd say hello as all the gang is quiet tonight. Thanks for the info. And PM wlecome back too where have you been. You said "away" what the divil does that mean? Wormwood Scrubs?

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Rhia

Rhia

Posted
Posted

As I understand things, Cabot Financial (UK) Limited (a.k.a Kings Hill (No.1) Ltd only exists on paper. Cabot Financial (Europe) Limited is the actual "working" company.

 

I think you will find that your data was never given to (UK) as there is no one there to disclose your data too.

 

I can only assume:rolleyes: that your data must have been passed directly from which ever bank, directly to (Europe)

 

 

CabotFG this is for when you get in from work. Just what (in your opinion) is the benefit of KH/Cabot UK anyway in saying they are buying the account? Why doesn't CF(E) do it from the start and save all the aggrevation. I would suggest that this conflicting company set up has angered most posters and set them against Cabot from then start. From there on it all goes downhill.

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humbleman

humbleman

Posted
Posted
Why doesn't CF(E) do it from the start and save all the aggrevation. I would suggest that this conflicting company set up has angered most posters and set them against Cabot from then start. From there on it all goes downhill.

 

the only reason could be as follows:

 

The company that buys the debt is a non trading company(or call it dormant if you like), if you at a future date decide to sue this company and were successful, you get nothing it a company with no assets.

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louiboy

louiboy

Posted
Posted

The tax benefit. Business Asset Taper Relief On business assets.

Cabot (uk) are holding all the business assets of the Group.

 

The 20% tests

Inland Revenue Tax Bulletin 53 - June 2001 helped to clarify the definition of a trading company and trading group by introducing tests to determine whether a company had substantial non-trading activities:

The “substantial or > 20%” test looks three factors:

1. Income from non-trading activities.

2. The asset base of the company

3. Management time.

If investment activities are shown to be more than 20% of any of these, then it may be presumed that a company is not wholly carrying on a trade.

Some more when I crack open the archives. Programme this stuff for the big boys. Some of it sticks.

 

If you had a large amount of assets how would you lower the tax bill?

He didn't come looking for trouble, but trouble came looking for him.

When the smoke clears, it just means he's reloading.

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Seahorse

Seahorse

Posted
Posted

So... if Europe is only collecting on BEHALF of UK. Where does the money go? If there WAS a debt to be repaid, it certainly isn't Europe who has any right to the dosh.

 

Although I wasn't under the impression that UK WAS a dormant/non trading company. Just merely that it doesn't exist anywhere other than in Ken's fertile imagination and as an entry in Companies House's register. Allegedly.

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humbleman

humbleman

Posted
Posted
So... if Europe is only collecting on BEHALF of UK. Where does the money go? If there WAS a debt to be repaid, it certainly isn't Europe who has any right to the dosh.

 

Although I wasn't under the impression that UK WAS a dormant/non trading company. Just merely that it doesn't exist anywhere other than in Ken's fertile imagination and as an entry in Companies House's register. Allegedly.

 

this is where the term COOKING THE BOOKS come into play, when the debt is realised then it becomes the receipt of CF (E) LTD when there is a dispute it is referred back to the original lender. This way they ensure that the trading company is not at a disadvantage from any lawsuit.

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louiboy

louiboy

Posted
Posted

Corporation Tax Modules are missing. Never mind

The answer the Cabot (uk) is in the Corporation Tax system somewhere. It's of some sort of tax benefit. Had a google for Business Asset Taper Relief and other stuff that hurt my head.

 

(uk) has the assets

(Europe) has the people

 

Business Asset Taper Relief may be down the wrong path although it's definately in the right direction.

 

Is there a Corporation Tax Specialist in the house? Full set of Cabot accounts would be handy.

He didn't come looking for trouble, but trouble came looking for him.

When the smoke clears, it just means he's reloading.

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TideTurner

TideTurner

Posted
Posted

All,

 

If it's any use.

 

I have had numerous battles with DCA's over the term of my 'problem'. Cabot were the first to roll over, albeit reluctantly, and by far the easiest.

 

My thoughts are they are so close to the banks that they are on fire.

 

If you let them bully you, they will. If you stand up to them they will will back off straight away.

 

They are in my little black book, and the board will be pursued for all damages they have caused.

 

Clever - Yes

Balls - No

Suspiciously close to the banks - Yes

Liability to Exposure - Yes

 

Me going after them wherever they may go (Spain, Buenes etc) Priceless

 

Tide

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