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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
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    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I also have a date for the 15th Aug must be a hat trick!!!!

 

Where is your hearing? manchester anywhere. Dont know about you? But i am frigtened Getting every thing together is going to be a nightmare.Specially when you dont know what your doing.

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I am at Chester - at least we have a bit of time to get it all together. Have you looked at the Got a Court date thread on this site as it seems to go through everything step by step. I am sure it will all go ok, just use the time to understand what you can and prepare - but from all the other results nobody seems to have got as far as court. Are you at the court in Manchester...:)

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I am at Chester - at least we have a bit of time to get it all together. Have you looked at the Got a Court date thread on this site as it seems to go through everything step by step. I am sure it will all go ok, just use the time to understand what you can and prepare - but from all the other results nobody seems to have got as far as court. Are you at the court in Manchester...:)

 

Thanks i will have a look at that.

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Hi maggie, dont think we need copies of the N1 or the AQ I hope not as I dont have copies either, sure someone will tell us. I think we just need the basic court bundle and any more info to use as evidence such as the OFT report and the parliament early day motion. I think it can all be found on the GOT a COURT DATE page. We can only prepare as best we can and keep fingers crossed. Sure it will all be worth it in the end ££££.

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  • 3 weeks later...
  • 3 weeks later...

My court date is 15 august.I havent heard a thing from yorkshire bank.Whats going on? I havent done my bundle yet.But i notice something to do with litigation!Whats this all about? Not to sure.:???:

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I am flapping now its so close to court date 15 august.i aint got a clue what to do about this court bundle.My head is up my backside.Worring about this court date.I need to sort this out before its to late.Can anyone point me in the right direction for a court bundle.Which is simple.For a simple person.Please! please!:???:

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I also have a date for the 15th Aug must be a hat trick!!!!
Hi georgieboy.Have you heard anything yet?I havent heard a thing.Got a bit stuck on this court bundle bit.Its doing my head in.I dont know where to start.What to print off etc.Iam getting really fed up with it all now.
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No not heard a dickiebird but don't really expect to till the very last minute or even on the steps of the court!! Just about sorted the bundle out and hope to send that off this weekend probably cost a fortune to post. Keep your chin up nearly there all the hard work has been done - at times it has been a bit daunting but the folk here have been fantastic;) ..

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What do i do about the interest thats accrue at 49p per day untill settlement.Do i leave this untill the day of the court?Or add this on?Not to sure how much this is? Since 23/04/07Are you any good at adding up? Thank you
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My courts dates the 15 august What do i do about the interest thats accrue at 49p per day untill settlement.Do i leave this untill the day of the court?Or add this on?Not to sure how much this is? Since 23/04/07Are you any good at adding up?
thank you
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I am in the middle of getting my court bundle ready.I have printed off the court bundle from this website.I have copied my statements.The letters from them.What else do i need?How do i present the file for courts. My court dates 15 august.I want to make sure i have everything right so i dont mess up.Havent heard from yorkshire bank yet.Not a thing.Please put me on the right road.Whats a litigation?Ihave seen this wrote up around the site.

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Maggie May, I have just recieved my hearing date yesterday for 25 Sept 07, Only they have given me until 1 Aug for them to receive my court bundle, a whole 6 days, that is kind of them. Anyway I am panicing a little like you. I have also printed the court bundle but am yet to read it. We both need to get hold of T&C's for Clydesdal/Yorkshire Bank. There is a library link on this site, that is under construction, which has a limited array of PDF copies of T&C's I will download the software that allowes me to read them tonight (Rapidshare or something). Also, not sure if its applicable but there is a link for a report by the OFT against the banks regarding excessive bank charges that may be useful but the one I have found is for credit card charges and I am not 100% sure if it is also applicable to Bank Charges. Let me know how things progress and if there is anything I can forward to you.

 

Regards

 

K

 

Litigation n. any lawsuit or other resort to the courts to determine a legal question or matter.

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Hi maggie just been on channel 4 news that all claims maybe suspended due to the OFT takinig the banks to court - so we may have to await the out come of that hearing. Can anybody shed any further light on the matter..:confused:

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I have emailed the OFT and HM Courts Service to find out the current impact on consumers awaiting the arrival of their hearings. I would recommend that you all compile your court bundles regardless, there is no harm in awaiting today's judgement before popping them in the post. Fingers crossed that for once the consumer will reign triumphant. Monitor OFT website and all news agencies closely today.

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I have emailed the OFT and HM Courts Service to find out the current impact on consumers awaiting the arrival of their hearings. I would recommend that you all compile your court bundles regardless, there is no harm in awaiting today's judgement before popping them in the post. Fingers crossed that for once the consumer will reign triumphant. Monitor OFT website and all news agencies closely today.

 

Clubby i havent got a clue what to do to download.I have never done it before.I went on to the rapideshare i didnt know which one to download.I am a mallet head.Sorry.I never went to school Can you tell me how to do it?Thank you.

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;) Hi to you both,

"Zootscoot" a Moderator of the Cag Site has posted a piece on the site for everyones viewing regarding the "Court Case" test , and has said that anybody that has already issued a claim to continue as normal unless you hear otherwise from court, also make sure you comply with any orders and to attend all hearings, but to be prepared in case the Courts issue a Stay pending the outcome in the High Court, which could be a lengthy process.

If you have not issued a claim yet then still stick to a timetable as before and issue your claim, as if you leave it until after the High Court Case, you may lose the right to claim some of the older charges under the "Limitations Act".

If your case then happens to be Stayed at least you will have your foot on the ladder.

 

The Test Case if Successful on the substantive issue of fairness will go on to consider issues of limitation and restitution.

the whole of the information can be found under "Consumer Forums" "OFT test case : What this means for you. ;) ;) hope this helps . Junkimunki xx

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6 threads merged. Please stick to one thread.

 

Maggie, despite the OFT test case, you must carry on preparing for court. Have all of your questions been answered now, and have you got everything you need for your bundle?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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6 threads merged. Please stick to one thread.

 

Maggie, despite the OFT test case, you must carry on preparing for court. Have all of your questions been answered now, and have you got everything you need for your bundle?

Hello caro.I am stressing a bit.,Not to sure what i need.I have downloaded.Bookworms.court bundle for cag.My letters from bank.My letters i sent.Do i send my statements to court or list of charges? Thats all i have really.Not to sure what else to do.Mmy court cases is 15 August so i have to send all my things off to bank/court before wednesday.I have asked a couple of times for help but got no reply.How do i send it off in a folder?
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