kidneybeaner vs Abbey

[kidneybeaner]

Bump, bump. bump!

 

Can I cash a goodwill cheque?

[kidneybeaner]

Anyone know the answer?

[KnellyK]

I don't know whether there are any right or wrong answers...

 

I think if it's a cheque and you can do without it send it back telling them that you won't accept anything except FULL payment of the sum owed.

 

However, in reality you probably need some of the money for the next step, so, if you 're going to cash it, write to them and make sure that they know that you reject it as full and final and only accept it as a partial payment. Maybe you could put a deadline in the letter for a response from them and say otherwise you will deem no reply as acceptance of the cheque being partial payment, then cash it!

 

Only my opinion but I could see you were struggling! Maybe someone else will be along soon or you could ask in the chat room or pm a mod!

[witchywarloc]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

there will be a letter here for you to use

 

 

If this has helped in anyway then please click my scales

[kidneybeaner]

Hi all,

 

Just an update - I received Abbey's defence about two weeks ago and yesterday I received my allocation questionnaire from the court which I'm going to complete this weekend and send it back with my £100 cheque - that's a point, can I add this charge to my court costs?

 

Anyhoo, just trundling along and will have a look when I get back from Glastonbury!

 

Kidneybeaner:)

[petcat]

The AQ fee is refundable along with your other court costs.At this stage why not try ringing or emailing today with your attempt to settle- they could save over 100pounds etc.it might save you some work.good luck and have a great time at glastonbury!!!!

[kidneybeaner]

Really petcat? Is it a good idea to try to settle at this stage? To be honest I want the whole amount owed to me back.... Anyone else have an opinion on this?

 

kidneybeaner

[kidneybeaner]

So I'm handing in my AQ today - there is also a form attached to it called a mediation scheme reply form which basically is trying to get both parties to dettle before going to court. It says I have to fill it in either way - only thing is if I do chose to mediate it looks like I have to shell out another £100......

 

Has anybody else gone down this route and what would people say is the best thing to do?

 

kidneybeaner

[petcat]

Hi I received one too.Do not want mediation they have had plenty of time to sort it out.Dont let them delay you further.How was Glastonbury?did you get wet?!....

[kidneybeaner]

I did indeed get wet but had a fabulous time - The Who were amazing!

 

I'm a little confused though because in your last post you said to try to settle but now you're saying to forgo mediation? Anyone else have an opinion on whether to complete the mediation section of the AQ?

[ICY]

I mpersonally would refuse the mediation, as you have given them every oportunity to settle

[petcat]

well you obviusly didnt want to settle for any less than the full amount so i think you have to be firm.Mediation will delay things further, the same as requesting a stay, which abbey will almost certainly do.See the thread, Abbey abuse Orders, putting the pressure on by gary H and also New strategy for AQ and the new strat CPRpart 18, do a search cos I dont know how to post links.Have a look at my thread if you like, im using most of these tactics.(petcat v Abbey)Ultimately its up to you but keep reading others threads;knowledge is power.

Yes i agree the who are fantastic, didnt realise they were there.Mind you im an old fart now not been since 1990/1991?Going to the cornbury festival soon, taking my six year old cant wait.

[kidneybeaner]

Thanks for the advice petcat - all done, just handed over my AQ and another £100......... Will take a peek at yout thread tonight. Thanks for the advice and enjoy Cornbury.

[kidneybeaner]

So I've got a hearing date, in the first week of September (Abbey are defending in full, the gits). I have to file my court bundle in the next couple of weeks and am having a bit of a panic trying to get it all in order and to the court before I go on holiday (yes, I am still going on my hols even though I'm broke)

 

Anyone else compiling their court bundle at the moment and want to share some gems? I know that it is pretty straightforwardish - it's just when you're sat in among reams of paper trying to get everything straight in your head it can seem a bit daunting!

 

Hope all are well.

kidneybeaner

[Frankey]

Hi have sent mine off couple of days ago and got court date for 14.9

 

I found it useful to do spreadsheet of 'intended contents' from list with statement of evidence template and then find them, print off and add amount of pages to my spreadsheet as I went along.

 

I couldn't get t and c so didn't include in the end.

 

It took me ages, really, hours and hours to sort out so I gave myself a limit of an hour an evening to work on it so I didn't go mad.

 

I intend to negotiate via letter next week now I have sent it off but am prepared to go to court.

 

Keep working Frankey

[kidneybeaner]

Thanks Frankey.

[psm]

GaryH has some very useful templates that made it relatively easy for me to compile my bundle

[jcp1377]

Hubby has same Hereford court date as you - 2pm. Getting him to ring them Monday morning to find out if HSBC are asking for case to be stayed. Bundle date is 13th Aug. He's convinced he's going to mess it up.

[kidneybeaner]

Hey JCP, thanks for your message. I've been on holiday for the last ten days and whilst I was away Abbey sent me a letter saying that due to the test case going through they were asking all county courts for a stay on all claims including mine.

 

As with all things in life I've left it to the last minute and am handing in my court bundle tomorrow (the deadline day....) and will ask the peeps at the court whether the stay has been confirmed. Has your hubbys been put on hold?

[jcp1377]

He rang the court last week - they had no news re a stay and told him to carry on unless we hear direct from them, NOT the bank. So off to Hereford in the morning with the bundle!

[Lula]

Dont forget that just because shAbbey have requested a stay doesnt mean that it will necessarily be granted, so go ahead and comply with deadlines (although the court will probably stay the claim anyway!) and when shAbbey fail to comply still write to the court and ask for their defence to be struck out

[kidneybeaner]

Thanks both - unfortunately Lula the Shabbey have already filed their defence in full, the gits Oh well, onwards and upwards!

[kidneybeaner]

Anyhoo I handed in my court bundle and spoke to a dude in Hereford Court Office who said that all these claims were still going through in Hford and that no stays were being approved.

 

He suggested that if you have a court date it would be less likely that a stay would occur, I've now got everything crossed that it doesn't get put on hold - I need the cash!!!!

 

[kidneybeaner]

So my court date is next Monday. I'm very scared!!!!!

[KnellyK]

So my court date is next Monday. I'm very scared!!!!!

 

Good Luck Kidneybeaner!!

 

I'm just over the brder in Mid Wales - when you win shout loud so we can hear the cheering!!