Jump to content


  • Tweets

  • Posts

    • Hi Sorry for uploading them wrong. Im not technical at all and self taught so bear with me as im trying my best. Thank you for all the info regarding the signs, this was my thoughts as well. Yes they have changed teh signs since this happened Ill ahve to have a look back through and see if when I took the pictures they were already the new ones or I have the old ones. I cant remember off hand. With regards to Europarks running the site now, Just to make you aware there is another small retail park just across the road and Im sure they are Europarks. The shops within that park are just Aldi and B & M. The site that we received the NTK has a few more shops, Home bargains, The food Warehouse, M & S food and a few others. I put these for identififcation purposes just in case it is the other site that you were looking at. The main entrance sign is on the bend on the left as you drive in the entrance so when you drive in from the right and turn in you can see it in front of you but if you drive in from the other way as we do then you dont see it unless you know its there and as you say you would have to stop to read it al anywayl. The main thing that always jumped out at us was FREE PARKING FOR CUSTOMERS ONLY in large letters. Please find the notice of hearing date attached and an offer letter I received from the vultures DCBLegal this morning,    notice of allocation group nexus.pdf vulture offer letter re group nexus.pdf
    • Good Afternoon Stu,  Many thanks for your reply. I will do as you suggest and email them for the exact terms. I shall have a look through the Tenancy Agreement too  myself  
    • You need a back up plan. If you believe that redundancy is very likely, start looking at other employment options.  Don't leave it until you have been made redundant before looking for new employment. I regularly speak to people who have been made redundant and about mental health. Those who have a positive plan, get into employment quickly following redundancy and manage to maintain their finances. Those who don't have a plan, decide to accept redundancy and a period of unemployment. They end up in a downward spiral, with redundancy money spent, debts accumulated, mental health decline and difficulty finding new employment.  
    • Interested observer here as I'm in a similar situation. People become conditioned into seeking and maintaining a perfect credit score/file, but if your situation is that you're unlikely to obtain further credit for the foreseeable future anyway due to your other outstanding debts, then tanking your credit file now won't make a difference other than you've took back control of your finances.
    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

kings hill/hodsons[cabot] claimform - mogan Stanley card **DISCONTINUED**


mrrj
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6086 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 212
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I knew the good people of the Cabot 'fan-club' would come in (on masse) and help..Thanks all.....mrrj -- ya see, you're amongst friends here....I can almost hear WW now..."Oh God, not ANOTHER one" ..

Just hate every DCA out there

Link to post
Share on other sites

Hi im new to this site and just stumbled accross it after searching for advice. I have been served with court proceedings from kings hill for a debt acard company that they have purchased .I have replied to the courts for an extension (28 days , court letter dated 20/02/2007). i was all prepared to get a ccj but after reading plenty of theads on your site i wondered if i had a glimmer of hope . Please Please help me thanx .

 

Right, this is where life gets interesting regarding the name change. As rhia pointed out earlier, the raising of court papers in Kingshill No1 Ltd name is to be questioned. I posted earlier that it may be because it was raised before the name change. If what you are saying is correct, that the court papers were issued 20/02/07 then there is an issue because Kingshill No1 Ltd became a Dormant company (by name only) on 15/01/07 and the company Numbered 03757424 at Companies House then became Cabot Financial (UK)Ltd and all paperwork raised regarding the old Kingshill accounts should be in the name of Cabot Financial (UK)Ltd if being submitted to court. I'd suggest a scan over the paperwork for the Cabot Financial UK Ltd previously known as Kingshill No1 Ltd wording or speak to the court.

 

You are going to need to read over Debt Mountain, & tbern Cabot threads in your spare time because there are some real issues here. It does get confusing, but you'll soon get a feel for what they are doing and we all will help you step by step through it all ... we just love it !

Link to post
Share on other sites

Don't worry - I met this crowd before they are no threat really.

As others before me have said do the CCA and SAR request first of all and send an 11 pound cheque/postal order. With this you are asking for a signed true copy of your credit agreement and any data they have on you regarding the account etc.. letters to edit are in the template library for you to use.

 

Make a copy of the letters to copy to the court with your reply (a copy of your payment is a good thing to keep too) you can write and as others have said tell court you simply don't recognise the debt and you have sent to the company involved for the CCA/SAR info - enclose to court the copies of these letters. (by doing this you are showing court you are seriously looking to gain the relevant info to reply to the claim properly)

 

Ask on the court form to have the case transferred to your local court etc.. there is a tick box there to do this in the form. Tell court you are a private individual you can't travel for purposes of this case etc.. and they allow you to have case heard locally if the need is there later for a hearing.

 

It maybe a good idea to copy any correspondence you make with court to Hodsons - just to keep them updated on where you are up to etc.. (shows willingness on your part to play it clean etc..)

 

Court will then send you an AQ (allocation questionnaire) form to complete with a date written on it - make sure you keep to the court dates for completing your forms etc.. (chances are they won't file AQ papers) and again copy papers to Hodsons. With the AQ papers - write to court to remind them you asked for relevant paperwork off this company and you are still awaiting their arrival etc.. - copy any response from Cabots to court to show your are trying etc.. and they haven't complied to date.

 

All you need to do is keep within the deadlines court sets for paperwork and reply etc.. court will see who is dragging their feet and not supplying the data to support the claim.

 

Great advice so far, it is really good to see all of "the fan clubs" learnings coming together on one thread.

 

When you return the AQ you could add a draft order with it (there is a sticky thread with a draft order to attach to the AQ you can ammend). In this order I would have a line about the claimant having to provide a copy of the agreement, t&c, proof of assignment and proof of any default.

 

This is then looked at by the judge and if he thinks this info will help the case progress he can take these draft orders and demand by a set date when Cabot must supply them to the court.

 

If for some strange reasong they cannot supply them (highly likely) the case will be stayed or even struck out.

If I have helped click my scales....

 

Find my threads by clicking here

Link to post
Share on other sites

I knew the good people of the Cabot 'fan-club' would come in (on masse) and help..Thanks all.....mrrj -- ya see, you're amongst friends here....I can almost hear WW now..."Oh God, not ANOTHER one" ..

Was WW not a Bond character, a bit stupid and gullable, (sp) Wilard Whitehose or something - got locked up in the mountains guarded by Bouncer and Bamby if I remember correctly.

If I have helped click my scales....

 

Find my threads by clicking here

Link to post
Share on other sites

Sure looks like our friend DSS wants a new job? :) He really is pushing his luck?

He is just doing what he has trained to do and is probably making good money. It is Cabot I think need the new job or atleast start from scratch and write off all debts that fail the CCA criteria and only by CCA approved debts. Bet the new owners are a little miffed that they have just paid a few quid for a portfolio that has a large proportion of uncolectable debts. Shame.:D

If I have helped click my scales....

 

Find my threads by clicking here

Link to post
Share on other sites

Well, you pays your money, you takes your chance. I'm sure other accounts in our portfolios are bearing somewhat better fruit for them. It's a pity we don't know who those people are, so we ask them to our little party.

 

I think I'll get some kind of flyer printed off, and leave it in our local library. ;)

Link to post
Share on other sites

The CCA request definately should be sent by recorded delivery. If you didn't run off another copy and send it again. It is important that you be able to show the judge, if it gets that far, you did what you claim you did. This company will deny ever having received your letter.

Link to post
Share on other sites

Does anyone else agree that it it would be an idea getting an email off to Ken Maynard himself asking for the court action to be stopped until things are clarified? At least that would show the court an attempt to be reasonable and save the court's time. even if he answers in the negative.

Link to post
Share on other sites

Does anyone else agree that it it would be an idea getting an email off to Ken Maynard himself asking for the court action to be stopped until things are clarified? At least that would show the court an attempt to be reasonable and save the court's time. even if he answers in the negative.

 

It should probably be sent to Hodsons but it would do no harm. I think the fact the AQ adds 2 weeks and mnoving to a local court would add 2 weeeks and there is still about 2 weeks till the 28 days runs out, it does give 6 weeks which is enough time for the CCA and the SAR to run thier course so the data will either be avaiable for presenting at a hearing or not.

If I have helped click my scales....

 

Find my threads by clicking here

Link to post
Share on other sites

did no-one else pick up on the fact he said he sent the CCA non recorded because it was a PO BOX

 

ALWAYS SEND RECORDED!

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

Link to post
Share on other sites

I did send a cca on monday but didnt do it recorded delivery as its a po box number ,is there another address ,also what is a sar. Im just going to post the court form claiming dispute against the claim and that i want it dealt with at my local court.

Link to post
Share on other sites

I did send a cca on monday but didnt do it recorded delivery as its a po box number ,is there another address ,also what is a sar. Im just going to post the court form claiming dispute against the claim and that i want it dealt with at my local court.

 

sar= Subject Access Request under the Data Protection act - details in the templates library - costs you £10 and you should get every detail they

(institution or company) hold on you.

 

ALWAYS send recorded delivery whether to a P.O box or otherwise. A P.O Box is just for the post office delivery to sort them because they invariably get so much mail ( from CAGGers no doubt! :D ) recorded delivery will only cost about £1 and will save you many many £'s in the long run.

 

10 Kingshill Avenue

West Malling

Kent ME19 4LT

  • Haha 1
Link to post
Share on other sites

Bang another CCA off pronto to them. I'll PM you in a mo, but you need to send it registered to this address...

 

Cabot Financial (Europe) Limited

10 Kings Hill Avenue

Kings Hill

West Malling

Kent ME19 4LT

 

Keep the stub you get from the post office, and staple it to the copy of the letter that you keep for yourself. You're going to need to invest in some folders.

 

SAR is a Statutory Access Request. It costs another £10, and it requests ALL the info that they have on you, under the Data Protection Act.

Link to post
Share on other sites

Have you got nothing better to do than sit around waiting for replies to threads, Sarah? :D

 

Not sure what you mean, but as i'd posted before yours I thought you were trying to steal the credit :D anyway, it's my lunch break! :D

  • Haha 1
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...