natwest v shelbel1

[gizmo111]

thanks gizmo-shall i wait until 2 1/2 weeks before court date to start preparing court bundle then do you think, if it does go to court how do i get a court buddy

 

where are you livign?

[shelbel1]

i live in oldham ,:-| lancs- i did email one buddy from the list but i didnt get a reply.

[gizmo111]

i live in oldham ,:-| lancs- i did email one buddy from the list but i didnt get a reply.

 

Too far for me, but no need to worry as nat west haven't been to court yet.

[shelbel1]

ok thanks again gizmo-just one more little thing- do i have to post a new thread evertime i need help or can i post threads to people who have replied to me before?

[gizmo111]

ok thanks again gizmo-just one more little thing- do i have to post a new thread evertime i need help or can i post threads to people who have replied to me before?

 

Just continue in your old thread,and then you story keeps in one place, everytime you post on the thread it wil lgo to top of list.

[shelbel1]

hi there gizmo or anyone who would like to help me!!

still hav'nt heard from natwest so i need to start preparing that large confusing court bundle.

do i just simply print everything????? - as i said before its all gobbldy gook to me.!!!!

can i print and send it off anytime or does it have to be exactly 2weeks befor my court date(27/04/07)?

please any advice GREATLY APPRECIATED.

[gizmo111]

Have you not had a offer of any sort from Cobbetts?

[shelbel1]

no nothing at all - perhaps they'v forgot!?

[Deller]

You actually need to prepare three copies of the court bundle, one for the court, one for the defendant and one for yourself. It will probably be a good idea to leave it as late as possible to try and save yourself some printing.

[shelbel1]

THANKS- i will do.

could anyone look at my post about capital one's letter where they have made me a considerably low offer and then give me some advice on what to do next??

[gizmo111]

THANKS- i will do.

could anyone look at my post about capital one's letter where they have made me a considerably low offer and then give me some advice on what to do next??

 

Yes if you post alink

[shelbel1]

sorry bit confusing-dont know how to post a link so here is the letter i received fom cap' one

 

"when we opened your acc' , we sent you a credit agreem' BLAH BLAH BLAH.which i signed & agreed to etc.

as youre prob' aware the OFT havent challenged the right of banks to charge default fees, but merely the level of those fees.

although we feel £20 is just a fee , we've reduced our fees to £12 so that we're inline with our competitors.

i appreciate that you've incurred previous fees at the higher rate & would like to address this.

i've reviewed your account & as a matter of goodwill i'd like to reduce the fees we've added to your account to £12 each.

i've refunded £264.00 & you'll see this on youre APRIL statement.

if i dont hear from you in 4 weeks i will consider this matter closed "

[thereshope!]

Hi Shelbe1:)

 

I'm a bit confused too !

Did you say Cap 1 sent you the letter, because you have posted in the Natwest Thread ?

 

Is it a capital one debt or a Nat West debt ?

 

Hope xx

[shelbel1]

hi hope

yes the one i received the letter off is for my cap' one cred' card, and i need some help on this as no one has answered for me?

any advice?

[Deller]

sorry bit confusing-dont know how to post a link so here is the letter i received fom cap' one

 

"when we opened your acc' , we sent you a credit agreem' BLAH BLAH BLAH.which i signed & agreed to etc.

as youre prob' aware the OFT havent challenged the right of banks to charge default fees, but merely the level of those fees.

although we feel £20 is just a fee , we've reduced our fees to £12 so that we're inline with our competitors.

i appreciate that you've incurred previous fees at the higher rate & would like to address this.

i've reviewed your account & as a matter of goodwill i'd like to reduce the fees we've added to your account to £12 each.

i've refunded £264.00 & you'll see this on youre APRIL statement.

if i dont hear from you in 4 weeks i will consider this matter closed "

 

link provided

http://www.consumeractiongroup.co.uk/forum/general/69755-capital-one-what-charges.html#post693889

[pat shiels]

Hi is it true that Nat West have not been to court yet at the AQ stage myself been going since Nov .

Thanks

[fendyweather]

Its true. They have not defended one case in court yet !!!! So you should be ok................. nothing guaranteed of course, but usually they settle even right up to the day before.......... Fendy xxx

[shelbel1]

help-i'm at court with natwest 27th april-i've had no offers or any communication from natwest so i am preparing my court bundle but i still have no idea what it all means!!! shall i just print it all off and send it x 3 copies(n/w solicitors, court , mine) and hope that natwest get in touch ?/

ANY ADVICE ANYONE PLEASE??

[fendyweather]

Get reading up on the court bundle section and you can begin preparing but dont give up on settlement yet. Remember, theyve yet to appear in court. If I were you, I would wait till say, 18th or 19th and drop them a phone call stating: "Do you know you are in court on 27th, if you dont plan on turning up, are you planning to settle before then, or do I tell the judge you wont be turning up, something smart like that............... Sometimes they genuinely dont realise what date they are in court. I think they are so swamped........ but I also think you will get a cheque in settlement before then anyway. Read read read in the meantime on your court bundle section, and ensure you know what you need to be sending in, still take the time to read up and prepare, but I dont think you will need to submit bundle. But if they havent been in touch to settle before date is up that you have to submit bundle, then still submit it anyway. they usually cave round about now, but has been known to be anything right up to the day before court, so ensure you do your homework before then just in case........... All the best, but whatever you do, dont panic. They wont show. Really. !!!

 

Fendy xxx

[GaryH]

Make sure you get your bundle in by the date stated on the order.

 

Have a read of this thread, which should help, and if you're still not sure of anything after that then just ask -

 

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

[shelbel1]

GARY AND FENDYWEATHER- THANKS FOR THE ADVICE!!

i will try that phone call and see what happens , but in meantime i'll still prepare my bundle in preparation to send off, thanks again fingers crossed & feet & eyes etc ha ha

[hedgey06]

Hey Shelbel............. fingers and toes crossed for you!!!! Good luck with this - let us know how you get on! xx

[shelbel1]

fendy - have got courage up to phone them about wether they intend to settle or not, but hust need to know should i phone natwest or cobbetts?

[shelbel1]

gary i just need to know a bit about statement of evidence , do i need to do one of these in my bundle.

i think i have printed off everything else i need and am still trying to go through it all.

[GaryH]

Not essential unless the court has specifically requested one, but it certainly won't do any harm.

http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires-3.html