ITV - 'Tonight' programme - Friday 23 Feb 8.00 pm

[Calculator]

For those interested, I understand that Friday's ITV 'Tonight with Trevor McDonald' 23 Feb 8.00 pm features bank charges. (I assume the programme has been timed to tie in with the major banks announcing their annual results this week).

[ukaviator]

I heard it is a follow on from a previous show. Will watch it tomorrow. Thanks for reminding the team.

 

Uk

[dave]

Yes, it's a follow up to see what has happened since the last show on the 5th June last year. I am being interviewed at 5.30 tonight.

[Guest NATTIE]

LloydTSB reporting profits on Friday as Barclays did Tuesday re Watchog Programme

[MrFancypants]

Hi I'm new just joined the battle

 

I've watched a number tv programmes recently involving bank charges & I have to say that the interviewers seem to let the banks spokesperson make the most outlandish statements without taking them to task They seem to be in complete denial about their amoral behaviour.

 

How in heavens name do these people sleep at night!!

[datxman]

I was listening to the radio yesterday when some manager or director from a bank was being interviewed about possibly starting to charge for current accounts as they believe this is much fairer than charging PENALTIES. Every defence I have received state they are not penalties???? the mind boggles:confused:

[CrispDust]

Blood sucking vampires don't sleep at night.....

[Spiceskull]

Blood sucking vampires don't sleep at night.....

...you can say that again...

[Tigs33]

Strange that they won't accept that these are penalties, because when I spoke to a lady at HSBC service centre she admitted that these charges were to deter people going overdrawn, so they ARE penalties.

[harrythehawk]

Yep, manager at Halifax collections stated the charges were penalties to me, asked him to repeat and said it again, currently awaiting a written transcript of this conversation which has been specifically requested in my SAR that followed

[reidnet]

LloydTSB reporting profits on Friday as Barclays did Tuesday re Watchog Programme

 

Thanks for that Nattie.. Cant wait to see what My bestest friends at lloyds have made in profit.. I hope they remember to pay my second claim before friday and deduct it from their total..lol

 

Ian

[empowered]

Get in the queue Ian LOL!

Debs

[mariejader]

Yep, manager at Halifax collections stated the charges were penalties to me, asked him to repeat and said it again, currently awaiting a written transcript of this conversation which has been specifically requested in my S.A.R - (Subject Access Request) that followed

 

I wonder if you will get it, I bet that the callls that day were not being monitored due to some technical fault or some other excuse

[Calculator]

Reminder to watch tonight's programme ITV 8.00 p.m. 'Tonight with Trevor McDonald' (Bank charges)

[Guest NATTIE]

bump on this one as a reminder

[Thailand]

I enjoyed this one more than ever, Angie Knight almost blushed!!

 

There has also been a video done to go through the stages, ideal for an extra tool for newbies:)

[matt_smith2000]

What about the bit right at the end though where Martin Lewis said that charges would be capped at £12 by the OFT.

 

Would that mean we would all have to revise our claims downwards to take in the £12 maximum, or do we still argue that even at £12 its unfair (which it is).

 

If I had the choice, I'd rather pay true cost (£2.50 to £4 range with £4.50 being for a bounced cheque).

[Thailand]

What about the bit right at the end though where Martin Lewis said that charges would be capped at £12 by the OFT.

 

Would that mean we would all have to revise our claims downwards to take in the £12 maximum, or do we still argue that even at £12 its unfair (which it is).

 

If I had the choice, I'd rather pay true cost (£2.50 to £4 range with £4.50 being for a bounced cheque).

 

It'd only be a half victory if it was set at £12, it wouldn't affect your ongoing/new claims.

 

It'll just be the level the OFT would take action if the bank didn't obey, and if you take them to court - they'd still have to prove thier costs.

 

JMHO

[debt_mountain]

What about the bit right at the end though where Martin Lewis said that charges would be capped at £12 by the OFT.

 

Would that mean we would all have to revise our claims downwards to take in the £12 maximum, or do we still argue that even at £12 its unfair (which it is).

 

If I had the choice, I'd rather pay true cost (£2.50 to £4 range with £4.50 being for a bounced cheque).

Nothing changes, at the moment if they appear in court and justify that £20 is fair or £11 is fair then the judge will award that ammount.

 

If the OFT state £12 then again the banks will have to prove it. The £12 figure the OFT state is the level at which they will begin an investigtion. Less than £12 they will not look into a complaint but above £12 and they will.

 

So in reality I don't beleive anything for claiming shoudl change but banking will change. Charges will reduce but banks will probably start charging for use of accounts.

 

These are just my views.

[kippy2]

What about the bit right at the end though where Martin Lewis said that charges would be capped at £12 by the OFT.

 

.

 

sorry but how does martin know what the OFT will do on bank charges. report not due out yet. lets not speculate and carry on regardless

[Bookworm]

No, what Martin said is nonsense. The OFT can not change the law, and the law says they can't charge more then what it costs them.

 

Martin also states a "cap", which it isn't. The OFT set an amount at which they themselves will take legal action, and specifies it is NOT a cap or a level beyond which people can not reclaim... They also always say that only a judge can decided what is or isn't a penalty.

 

I am afraid Martin's advice there was downright misleading and could lead to thousands of people losing out on a lot of their charges by accepting lower amounts. Not good.

[matt_smith2000]

I am afraid Martin's advice there was downright misleading and could lead to thousands of people losing out on a lot of their charges by accepting lower amounts. Not good.

sorry but how does martin know what the OFT will do on bank charges. report not due out yet. lets not speculate and carry on regardless

'nuff said really. Got my wife depressed though. I told here not to worry about it

[Bookworm]

Quite right. Tell your wife to come here and read what we say instead, it's much cheerier. ;-)

[Thailand]

Bookie, I don't know if this has been covered anywhere else but what do you think about Martin stating you should put in your interest claim in with your prelim? his angle seemed to be that you would get a better percentage offer this way - which personally I thought was bad, obviously because we are entitled to it all (I originally thought it was a boo-boo).

 

I still enjoyed though.

[Thailand]

I am afraid Martin's advice there was downright misleading and could lead to thousands of people losing out on a lot of their charges by accepting lower amounts. Not good.

 

OOOPS, I guess this covered that.