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    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
    • Hello all, just got this from my bank today.   ” Update on your payment refund As you know we temporarily refunded the amount(s) of £381.98 to your account pending investigation. We’re pleased to confirm that an additional amount of £359.99 has also been refunded to your account by the retailer on 18th March 2024. What will happen next To correct this situation, arrangements will be made on 6th June 2024 to reverse the original refund supplied from us.  Our file in respect of this matter will now be closed, which we trust is satisfactory.”   Not sure what to do as I was previously told if I hear nothing back after a certain date that would be the case closed now it’s been changed to the 6th of June. and as you see I’m not getting a full refund I don’t know wether to contact them again and try to get the £20, or if I even can at this point? Thanks again.   
    • Is your current mental health causing you to apply negative thinking? If the answer is yes, then you should get some advice. The following website link enables free mental health support. https://atw.maximusuk.co.uk/?utm_campaign=EMP-ATW-B2C-B2B-leadgen &utm_medium=PPC Google Text&utm_source=Paid Seach&utm_term=maximus mental health&
    • So even if they do repair it in time, you still need to get a marquee etc? If they don't repair it in time, you have to find a new venue? I'm confused?
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Court date 5th March - no bundle receieved yet from barclaycard


stuflo
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I am due at Court with Barclaycard on 5th March - have not received anything from Barclaycard yet - sent my bundle off weeks ago - have not received anything from them. Any advice on what I should do?

 

Do I write to them to chase them up?

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You could try calling and ask if they want to settle.......they dont normally get this far down the line

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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This Thursday (22nd) or next? If this Thursday call their litigation department on 0207 116 4753 and ask if they're going to make a last-minute offer. If they are call the court and ask about an adjournment (you may have to put this in writing but you should be able to email the court - ask when you phone).

If in doubt read the

FAQs

 

If still in doubt - ask!

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Just MHO, but I wouldnt adjourn anything until you have something concrete from Barclaycard, otherwise you stall the entire process - if they dont do anything you will eventually get judgement by default anyway, but I am pretty sure when you call them they will make you an offer.

Barclaycard, unlike Barclays, will make offers by email so you can get something in writing pretty much instantaneously if they are minded to offer you something.

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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I have an email address for the person I was dealing with but he was not in the litigation department, he was in customer services or whatever they call themselves.

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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Thanks for the advice - I have put a letter in writing to Adrian Ruffhead of the litigation department - I would rather have something in writing - have told him in the letter that I would place this before the District Judge at the hearing if no reply is received - I have a Directions Order dated 27th November stating each party to deliver to the other all documents they intend to rely on at the hearing no later than two weeks before the hearing date - they have't done so, I have.

 

I have given them my mobile to contact me, but I want something in writing if they want to settle - IIf they do then say they want to settle before Court I will then ask for the money to be transferred to my bank account - (they did this when they offered me a part payment so this shouldn't be a problem) and when that is done and I have received the funds I will fax the Court with a copy of their letter telling them it has now settled.

 

By the way I am also claiming time for preparation of my bundle and photocopying and postage on top of the amount I am already claiming. I suggest if any one has got as far as me they should do the same.

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If you are happier doing this in writing then go for it....the main thing is you have the upper hand for once!

 

good luck!

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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Hi My hearing was for tomorrow... however, in this mornings post I got an offer for the full amount, they are leaving everything to the very last moment. However if your having problems I finally talked to somebody on 0207 116 1944. This is a different number that I was given to try.

 

Hope this helps

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Hi Stuflo

 

Out of curiosity, how much have they offered in respect to the preperation of your bundle? Would be good to know what they deem appropriate.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

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