Jump to content


And so it begins


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6254 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

;-) Hello All

 

My god I love this site

 

I finally received all my statements from Halifax this morning and the total of charges they owe me is £955. So I have completed the letter requesting that total and am about to go to the post office to send it recorded.

What a satisfying feeling it was going through all my statements with a highlighter!!! (its the little things)!!

 

Il keep you all updated!!

 

Jen8-)

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Welcome to the site.

Any help needed just shout.

 

Do you have all the letter templetes and info you need?

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

yeah i do.

I have spent the last 3 weeks lurking on here and absorbing lots and lots of information!! There's sooooo much!!!

 

It will be interesting to see what the Halifax say!!!

 

Jen

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

jlhmside we are at exactly the same stage. will keep an eye on your posts!

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank/54619-new-claim-coming.html

 

My thread

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

Link to post
Share on other sites

start by reading the FAQs and step by step instructions. Then read posts on this forum so you know what to expect.

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

Link to post
Share on other sites

Well the prelim letter for Charge refunded has been received and signed for yesterday - I feel bad with it being Valentines I should have put a kiss on the letter!

 

Just waiting on their response now!!

 

Jen

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Wow they've replied - I have had the standard letter - "sorry you are not happy..........we'll reply in 40 days blah blah" yeah right!!!

 

Clock is ticking till the next letter! 7 days to go!!!

 

I just want that little bit Xtra!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Well Tomorrow is the 14 days after prelim letter up and all i have had is the bog standard letter!!! Just got the LBA letter already and updated my charge spreadsheet which is now £1015 in charges - god my bank account will look healthy when that goes back in!! Just hope I am not wasting my time!!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Deffinatly not wasting your time, and just think of their happy little faces when a load more letters hit them in the morning.:D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

Thanks for all your replies, I will definitely stick to my time scale - just makes me laugh that they try to get more time to 'look in to the matter' cant be that difficult!! After all we provide them with all the figures!

 

One LBA coming up!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Good luck!! My LBA isn't going off until next Wednesday so you're a bit ahead of me. I was thinking about making a phone call or two to see if they would like to save themselves time and money by just making me a pre-court offer. Makes sense to me!

Link to post
Share on other sites

Thanks for the luck! I hate the idea of phoning them used to get so harrased by them asking for money although I guess now its me wanting the money off them so I might get the courage to phone them!!!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Does anyone think its worth a phone call ?? I hate the idea of phoning them but really want to know where my money is. They havent responded to first letter nor to the LBA although they have 10 more days for that!

Any advice welcome!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Don't worry! They haven't responded to my prelim or LBA (1 week left before filing at court). I spoke to them today about some missing statements which I still have not received. The woman asked if I had heard about the bank charges. I told her it was an old request. She told me they have never been so busy in telephone banking and were about four weeks behind with all requests.

 

Continue with your timeframe - you will win!

12-03-07 Halifax Received £1800

05-06-07 Halifax II Small Claim Served for £2503

Capital One - Won £768

Halifax Credit Card - Won £756

Link to post
Share on other sites

I'VE HAD AN OFFER!!!!!!

Hello All, I actually enjoyed our postman ringing the door at 7 this morning as he had a lovely letter off Halifax!!

 

They have offered me £753 as GOGW, which I am happy to accept although going to phone to wangle more is it worth it do you think?

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

i know people have had success from phoning them to get the money up, Im just desperate for cash at the mo!!

 

I just hate the idea of phoning them.!!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

why accept less than they owe you? you will get everything back in the end!

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

Link to post
Share on other sites

I know you're right I think I will phone them and see if I can get their offer up to the full amount! Any ideas on what to say - I am rubbish on the phone!!

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

Well I bit the bullet and phoned them. Spoke to the woman who sent the letter out to me Claire McBride. She isn't particularly nice to speak to and started spouting about how there isnt a ruling against charges being unlawful and that do I agree that charges should be levied in the result of terms and conditions being breached.

I stood my ground and said how disgusted I was that Halifax charged these amounts and if she wasnt prepared to give me a full settlement then I would proceed to court and add on interest and court charges blah blah

In the end she gave in and has settled in FULL!!!!!!!!!!!!!!!

Woo Hoo!!!!!!!

Now Im going after ABBEY :):)

jlhmside

 

Halifax Bank Acc - WON 8/3/2007

Halifax CC

Halifax CC2

Capital One - LBA sent 18th April

Barclaycard - request for repayment sent 25th April

Abbey Bank Acc - Waiting on statements

MBNA CC

Egg

 

:eek:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...