ICY -v- Abbey

[kia]

same thing happened to our computer last year and thats why the bank case dragged on so long i started back in november but all my files where wipred off computer so had to start again and clouldnt be bothered till after xmas xxkia

[ICY]

Apologies for the delay vampiress, my hard drive is screwed so had to borrow another laptop and work out the schedule again, i have now emailed it to you, thanks for stepping in to help

[kia]

ah never mind icy you can buy another one when you get your money hope youve not done something wrong xxkia

[ICY]

The wonderful vampiress has possibly just saved my bacon, thank you again V

 

Right she has come up with the following, anyone see any problems with it?

 

Dear District Judge Osbourne,

 

Please find attached two schedules. The schedule lettered A is the schedule of charges showing the interest calculated that I submitted to Northampton County Court on xx/xx/xx. The schedule lettered B is the updated schedule including interest up to today's date.

 

Should these schedules not suffice could the Court please clarify what would constitute a proper computation.

 

Yours sincerely,

 

 

CC: The Bank.

[kia]

so glad icy knew it could be sorted best of luck xx kai

[kia]

so glad icy knew it could be sorted best of luck xx kia ps might have posted this twice lol

[ICY]

yup twice posting again lol, letter has gone off to the judge today, i was really worried at first, but thanks to vampiress i have calmed down now, as she has said it may be a case that northampton simply havent sent the schedule of charges over to oldham courts

[woodwa5]

Hi ICY and thanks for posting on my thread. I am just subscribing as you are obviously a lot further forward than me and i can anticipate future problems,

 

Woodwa5;)

[ICY]

feel free to use anything in this thread, if you are unsure about anything jut ask

[kia]

i was gonna make a comment then but i wont xxkia

[ICY]

Fantastic news for me, thanks to Reka i now may not have lost all the file on my screwed hdd. Bit of a relief as the court bundle is stored on this hdd, once these files are recovered someone please make sure to remind me to back all my files up, i am a bit useless at remembering stuff like that lol

[clarion48]

Back All Of Your Files Up Icy........don't Forget Now!!

[kia]

yep do that love xxkia

[johnd3]

thankyou Icy. I have read your entire thread!! Am a bit worried about the GOGW thing. Abbey paid 103 pounds into my account a couple of months ago. I had no back up communication from them. It just said on my statement that they were misc. charge refunds. I recieved the letter accompanying this GOGW only the other day. It must have gone missing in the post or been delivered to the wrong address. Anyway I didn't contact them about that so should I now send an email to them rejecting this as an offer? Why is this so bloody complicated? they don't make things easy for us or themselves do they? Am getting worn down by it all now. I am claiming on two accounts but as one claim. they owe me 4543.79 which includes interest of 762.79. I think 4000 is a fair settlement bearing in mind I have had the cost of the small claims to pay and all the time I have put into composing letters and working out the claim.

 

 

Hey guys I can clear up the "Misc. Chg Refund", if you look back through your recent statements you'll probably find those amounts were debited from your account as charges. They offered me a GoGW of £170 and the same day £20 and£30 were put in my a/c as misc.chg refund. I never saw the £170 but I did tell them to shove it but I didn't mention the £50. I think they are just giving back recent charges when you start reclaiming procedures against them.

 

Johnd3:)

[ICY]

YES YES YES YES i am very very releived to say that all my files have now been restored and my older laptop is now working as normal, i'll make that backup tomorrow after a meeting i have in the morning, HUGE thanks go out to REKA without his hlp i would have been sat here with not a clue, the worst thing is all the pictures of my 2 girls are on that hard drive since they were born to now, and they are the only copy of the pics, i was devastated i had lost the first 5 years of their lives

[reka]

YES YES YES YES i am very very releived to say that all my files have now been restored and my older laptop is now working as normal, i'll make that backup tomorrow after a meeting i have in the morning,

 

awwww, thats brilliant news!!!!

 

[ICY]

Court have received the schedule and explanation on the 21st i called the court today but they cant tell me if it has gone back to the judge, or indeed how long before they give me a hearing date, they said they are very busy at the moment, could be in for the long haul then.

 

The woman who answered the phones was quite abrupt, guess they are getting sick to death of all these bank claims, although she may just have had a bad day.

 

First time i have not had a very freindly response from any of the courts

[kia]

yep reckon so icy maybe its all the bank charges cases lol

[reka]

If the courts are getting pee'd off, lets hope they take out their fury on the Banks

[kia]

nice piccy reka and yes hope so too xxkia

[ICY]

I think i am gonna give inga one last try, see if i can push her into a settlement

[kia]

yep icy honeymoon looming after all lolxxkia

[ICY]

just cobbled this together

 

Dear Inga

 

I am writing in an attempt to make a final settlement on this claim, this claim is now just waiting for a hearing date, which Abbey are repeatedly failing to attend.

I think it would be better for Abbey, the courts and indeed myself if this claim was settled amicably in an out of court settlement.

I am willing to accept the figure of £2000 as a full and final settlement in respect of the bank charges, for which you have already received a schedule.

On receipt of this settlement having cleared i shall immediatly write to the Court withdrawing the claim.

I have reduced the amount from the amount which is submitted to the court, in that i am requesting settlement in the figure of £2000, the actual figure owed to date is £2,113.20, which includes court fees and statutory 8% interest, obviously this figure is rising on a daily basis, and will increase dramatically once i commence getting the legal bundle together, settling now for the sum of £2000 will save Abbey potentially in the region of £500.

If however You are not willing to settle, then i will let the matter run its course and wait for the court to order a larger payout

[reka]

That sounds great, tell her that i and the bayliffs said hi aswell

[ICY]

Well guess what i got from the delectable Inga....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

sweet FA, not even read my email yet

 

I shall pass on your regards for you next time we exchange emails lol