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givememymoney V HSBC


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yep just a bit of business and then back to take on the bank. Heres one to throw out what if I just take my accounts overdrawn to the amount that I am owed and then close the accounts!!! I am sure they will send me a letter or two and I can respond that I will be investigating their claims and will come back to them in eight weeks time!!! :D

Guide to claiming back your bank charges

 

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:( No offer in the post today. Just a letter from a different HSBC department asking what I think of their service and if I have any suggestions for improvement!!!! Makes me mad :mad: I have a few suggestions most of them involve them shoving various inanimate objects where the sun doesn't shine!!

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My suggestion for improvement "Stop taking people's money by way of unlawful bank charges".

 

Go on, you know you want to!!!

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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I finally answered one of the numerous "marketing" calls this afternoon from HSBC and ended up with a discussion about charges. The woman on the other end of the phone had the cheek to say that "it doesn't make the bank happy when they have to charge customers". Now you can imagine my reaction to that so I felt obliged to give her a 5 min lecture on how "happy" :) I think that HSBC is to apply charges to my account whenever they feel they can get away with it. Needless to say we didn't completely agree on all matters banking. But she was decent enough to wish me a "great weekend"!!!!

 

There is one thing that would have made my weekend great and that would be a cheque from HSBC!!!! :D

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Hey I am back from India brought a bit of a dodgy tummy with me!!!! :eek:

 

Anyway my post had nothing in it very disappointing but this morning I have a letter from the court saying that HSBC/DG have until 21st March to submit their AQ or the defense and any counterclaim will be struck out without further order. So lets hope I get and offer in the next few days. I think a number of people have had this happen recently.

 

:)

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Would there be any merit in writing a general letter to the courts making them aware of the abuse that banks like HSBC are making of the court system in purposely delaying the delivery of their AQ's wasting claimants and courts time. If so where would we send such a letter?

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i've no idea - and besides - each court acts independently - but i guess there must be some central point - try looking on hmcourts,,,like where the mcol was. might be the home office.

have you seen all the publicity on here around the whistleblower program monday night at 9. might be interesting. there will be a power surge with everyone watching! and probably then another avalanche of enquiries and claims. get ready for the newbies!

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I wonder whether a letter to the Patricia Scotland - Minister for Justice might be an idea?

 

The whistleblower program has moved to Wednesday night will definately be watching and I am sure you are right about a further influx of newbies!

Guide to claiming back your bank charges

 

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Actually I did know about the change in days in India and even sent a text to my Sky + box to record it in case I forgot!!! :)

 

Business wise a good trip but my guts are bad now!! :eek:

 

What do you think about a letter to the Minister for Justice?

Guide to claiming back your bank charges

 

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a little blurb from crusher:

 

Remember, its actually best to try not to get a win by default.

You are better trying to ring debbie and get them to put in a defense, (although this is something that goes against my intense will to get the bailiffs in on hsbc...:grin:) as a default judgement normally results in loads more delays. The judge WANTS to get this case heard, not won on a technicality.

 

take a look at this.....

 

default judgement

 

take a look at that link

i particularly like the letter in it............

 

:

Dear

 

Claim Number 7XX00000

 

You have not filed a defence for claim number 7XX00000 at (Town) County Court, and the time to file a defence has now passed and judgement in default has been/will be granted.

 

I am writing to give you one final opportunity to make full payment of £000.00

 

If I have not received payment in full by 4pm (date - 7 days from date of this letter) I will file for Judgment in Default/apply for a warrant of execution.

 

Yours sincerely

 

think it's time for a letter?

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hey, while you were in india, you didn't by anychance do any 'moonlighting' for the hsbc call centre did you??? lol - drop a couple of new prompt cards in or anything? teach them to speak english? lol

If i've been helpful in any way....then tip my scales over there!

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I did offer to a few people on here to pop in and deliver their messages personally but no one took me up on the offer! :D

 

I did meet someone willing to sell me your personal data though!!!! :eek::lol:

Guide to claiming back your bank charges

 

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AQ all filed and I have a reciept for my payment :D and HSBC have yet to file their AQ I will make another call to the court tomorrow.

givememymoney,

i filed my AQ on 6th march so i'm in exactly the same position as you, the judge gave them a seven day extension on 7th march but the court still hadnt sent it out last friday 16th said they have a backlog, so sitting and waiting DG phoned me and said they were looking at it about 10 days ago!! so still no further to closure

good luck we might both get a surprise tommorrow

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I did offer to a few people on here to pop in and deliver their messages personally but no one took me up on the offer! :D

 

I did meet someone willing to sell me your personal data though!!!! :eek::lol:

 

haha did you buy it though??:grin:

If i've been helpful in any way....then tip my scales over there!

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givememymoney,

i filed my AQ on 6th march so i'm in exactly the same position as you, the judge gave them a seven day extension on 7th march but the court still hadnt sent it out last friday 16th said they have a backlog, so sitting and waiting DG phoned me and said they were looking at it about 10 days ago!! so still no further to closure

good luck we might both get a surprise tommorrow

 

I am not holding out too much hope. Want to join my competition??

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/75024-guess-when-will-i.html

 

:cool:

Guide to claiming back your bank charges

 

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Yes and I am absolutely stunned all those transactions to that rubber factory!!!!! :grin:

 

we'll just keep that between us then shall we?? lol

If i've been helpful in any way....then tip my scales over there!

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