Intrum/Resolvecall - Old Halifax Debt

[gibson71]

Hi  

I've received an out of the blue letter from Intrum saying they've passed a historic debt to Resolvecall who will be visiting our property if we don't get in touch. 

I am certain this is statute barred and designed to scare us.

  Do we ignore it?

[BlueNoseBear1987]

If it's Statute Barred and haven't made any payments towards it then send them a letter from the Library.

[gibson71]

I don't ideally want to start communication after many years as this may "start the clock" again!

[lolerz]

Can't restart the clock once statute barred.

 

Send the letter from the library and kill it dead.

[gibson71]

Resolvecall attended our property this afternoon without prior notice. 

They wouldn't speak to my hubby as the debt is in my name. 

I wasn't available so they left a card. 

Regarding the statute barred letter, do I send it to Intrum and Resolvecall? 

I have no proof it is statute barred as I no longer have any paperwork. 

No idea if Intrum own the debt or they are debt collectors on behalf of Halifax.

[lolerz]

Intrum buy debts so they're most likely the owner.

It's on them to prove it's not Statute Barred so send the letter.

 

[gibson71]

Will do.  What should I do if Resolvecall turn up again?

[lolerz]

Same as before.

 

Film them, say it's statute barred and tell them to leave.

[gibson71]

Thanks.  Just going through the SB letter, does this need to be marked without prejudice?

[lolerz]

Use the template letter found in our library. Edit with the relevant info etc and send that.

Do you know when the last payment was also?

[gibson71]

I am using the template letter. 

I was just asking if it needs to be marked without prejudice as it is in the template but seems unnecessary.

I have no idea when the last payment was but it would have been many years ago.

The original default with Halifax was probably 2009.

[dx100uk]

yea not sure why its there either.

dx

 

[gibson71]

Thanks I'll remove it from the letter

[London1971]

Resolve call have one of my ancient, ancient debts that went statute barred in 2020, I've had a couple of door visits, first one just left a card, second one I spoke to, i told her how old the debt was and she rolled her eyes, and apologised pretty sincerely I thought. Not heard anything from them since.

[gibson71]

that's great, if they come back, I'll let them know. 

Unfortunately I have no proof of anything but I am pretty sure it's statute barred.