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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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British Gas ongoing problems


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Hello, my name is Chris and aswell as saying hello, am checking my posts pop out nicely.  I have  an ongoing problem with British Gas(which shouldn't have become a problem at all), which has cannonballed into recently involving the Energy Ombudsman, Ofgem and I even, hasten to add our government because I am at wit's end. I have a couple of questions. What I write is likely to be mammoth size, I really would like to indicate why I am at wit's end, and as far as I am concerned (conjecture and opinion) its an indication of the inadequacy of our country's system that since and including John Major has been deliberately brought in to be such. Anyway hello and my 2 questions are 'Can I post photos and if so how, are there any instructions?'  and secondly,  'To what extent can I mention names in what I post, first names only, second names? only, both allowed where known? quoting or gist acceptable, do I need to even though its case and should be anyway, state it's a truthful and honest account?'  It's been ongoing for over a year now on something which I am guessing should get sorted in maybe a month for most people, and I would actually like to go into fuller details than I've even said to them because I feel its important you know that I HAVE been significantly hindered and am living under that still as I speak/type. 

Hello, my name is Chris and aswell as saying hello, am checking my posts pop out nicely. 

I have  an ongoing problem with British Gas(which shouldn't have become a problem at all), which has cannonballed into recently involving the Energy Ombudsman, Ofgem and I even, hasten to add our government because I am at wit's end.

I have a couple of questions. What I write is likely to be mammoth size,

I really would like to indicate why I am at wit's end, and as far as I am concerned (conjecture and opinion) its an indication of the inadequacy of our country's system that since and including John Major has been deliberately brought in to be such.

Anyway hello and my 2 questions are '

Can I post photos and if so how, are there any instructions?'  and secondly,  '

To what extent can I mention names in what I post, first names only, second names? only, both allowed where known? quoting or gist acceptable, do I need to even though its case and should be anyway, state it's a truthful and honest account?' 

It's been ongoing for over a year now on something which I am guessing should get sorted in maybe a month for most people, and I would actually like to go into fuller details than I've even said to them because I feel its important you know that I HAVE been significantly hindered and am living under that still as I speak/type.

 

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Not quite sure what you are trying to say but anyway please could you avoid posting solid blocks of text because it is extremely difficult for people to follow – especially if they are using small screen such as telephones.

I have restructured your post above. Properly spaced and punctuated please.

Thanks

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No need to post photos and no need to add names of people you have had dealings with.

Just provide a short summary of what problem you are facing and a chronological list of what has happened until now. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Posted (edited)

I view what '"bankfodder" said very rude.

How he started it was literally an unnecessary comment AND RUDE,

what was said was understandable so to reply with frankly a worse for informing (in his case where a necessary specific should be) is frankly ridiculous

and read his reason for editing too,

and read punctuation in main piece (on a cloud, above a person, RUDE!) especially bearing in mind what I now say next.

My post was in the 'Welcome' tab/section as you people know.

You guys have moved it.  Username "Unclebulgaria67'" retitled my title which was 'Hello' with a capital H to what he's changed it to referring to British Gas.

I have a screenshot saying it was him/her!.

YOU MAY NOT LIKE THE FACT YOU WERE RUDE TO SOMEONE POSTING IN THE WELCOME AREA BUT YOU WERE, PLEASE PUT IT BACK HOW IT WAS and where it was,

coverups aren't very nice and I notice "bluenosebear1987" has changed his street talk 'broh' style comment away from end to his sentence.

What was infront of BF was understandable and part of a hello intro!!!! thus fuller explanation was unnecessary.

Please put it back in the Welcome Area and stop being dishonest, and put the title back to "Hello".

(I see in your moving the post from Welcome Area to here and renaming it away from Hello you have also removed Bankfodders curt

[WHERE succinct should be

(as there wasn't much wording space in that tailored for small explanation area)] and rude comment insert).

 

Edited by dx100uk
we dont want a block of text..this is not facebook..it's a forum
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The title was changed so that people know the issue and the company we're dealing with. "Hello" isn't a very good title. 

The post was moved from the "welcome" channel to the Utilities sub-forum so that it's in the correct place for you and others and to ensure any help received is correct.

There is no cover-up here, everything is public.

And most importantly, no one was rude.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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now do you want help or just come here to rant at the 1st chance.:noidea:

is this indictive of why you have this issue with BG?

there isn't one really just you being pedantic?

now give us a chance to decide lets have some info.

we don't accept .jpg picture files as they are displayed directly to screen whereby anyone members or not can see them, hence we require a multipage pdf properly redacted.

theres a good upload guide to read on that.

so ball is your court... we still would help our worst enemy regardless .

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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