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    • Hi all,        I really need to start my own thread on this Claim with Overdales/Lowell for a Cap One debt. but have already got to this stage .. My initial question for the moment - until replies come in - is that I figure my main stance is that a purchased debt cannot be claimed, debts can only be claimed by the original issuer of the debt .. but mediation is about coming to an agreement. So would I be acting in bad faith if I enter into mediation yet not seeking to come to a financial agreement? Also, I need to reject the scheduled time slot and ask for another as I'm not going to be free during those hours. The wording of the email gives the impression that I am given this one slot and if I reject it, then I am rejecting mediation - there is no mention of rescheduling, only of freeing up the slot for others .. although, I would have thought it would say so, if there were no possibility to reschedule.. Can I ask for another date without issue?   Anyway, if it's more helpful, I am happy to post up my defence and start a proper thread? I had a lot on at the time and had to do things right away due to the time limits, so didn't feel I had time to come here and go back and forth for info, so put my defence together from reading through relevant threads, late at night. CCA request appears to have been fulfilled (I'm still to check the accuracy of the documents). The other thing, asking solicitors about the particulars of the claim, hasn't .. although I forgot to ask for proof of postage and didn't send recorded post either (whereas the CCA I did), so not sure if I can pursue that easily ..?  
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    • Looking for a bit of assistance. I moved into a rented flat on 20th April 2024. I viewed it on the 14th April. Before I moved into the flat, the letting agency provided me with an offer sheet, in said offer sheet I made a number of requests and conditions related to me progressing with assuming the tenancy. These were: 1. A professional clean of the flat prior to move in date. 2. The hob, shower glass and bathroom cabinet be replaced prior to move in date. These were all planned actions by the landlord when I viewed it. I could see the boxes for the hob and other items in the flat. I prepared to move in on the 20th April but none of the work mentioned in the offer sheet had been completed. The standard of the clean was abysmal - mouldy food left in the fridge, nothing wiped down, bathroom mouldy etc. The hob, shower glass and bathroom cabinet were also not installed. I decided to not officially move into the flat as it was not in a condition as promised, my partner lives relatively close by so I lived with her initially. It was only on the 24th April that the hob, shower glass and bathroom cabinet were installed. The cleaners visited again 2 weeks after move in date (3rd April) and attempted another clean of the flat. Again, it was a poor job. I resorted to cleaning the flat myself. I have numerous pictures of the things I identified during my clean and have sent this all to the letting agency. Because of the issues faced, I asked the letting agency that the rent be reduced for the initial month. Exactly halved - to represent the 2 weeks that I was not living at the property. The landlord and letting agency have responded by saying that they will be willing to accept 1 weeks rent as a deduction but not 2. My question is, am I in a strong position to insist on the 2 weeks rent returned or have I been fortunate that they have even offered a weeks rent as a deduction? I would like to insist on the 2 weeks. I have paid the 2 weeks only as my rent collection date passed 2 days ago. Thank you for any assistance. Any further relevant details required let me know and I will provide.
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NPC/DCB(L) Vanishing Windscreen PCN Claimform - Taxi - Appealed - No Parking Or Waiting At Anytime - St Thomas Hospital, London, Se1 7eh.


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  • 4 weeks later...

Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents.

Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer. 

Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid;

Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference.

Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.

 

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Interesting. Ok so everything they sent in response to my CPR request was part of that attached PDF, there were no other documents. I'll re-upload the original PCN from their response pack and leave dates and times in this time. 

 

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Ok thank you

Is there anything else I need to do on this at this time,

they've responded to my CPR 31.14 that I've uploaded here,

logged into the bulk court website with the intention to defend all,

so what happens next?

 

Regards

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Thank you for posting an unredacted copy of the NTH. I guess that it wasn't you who redacted the contract though both look similarly redacted. The contract has not been issued correctly since the signatories have been redacted and it doesn't appear to name them or give their positions in their respective companies. Nor have their signatures been countersigned by independent witnesses.

And No Stopping/No Waiting cannot offer a contract so no breach has occurred. You only stayed for a minute according to them?

 

I assume they with the sar you also received the copy of  original PCN sne to Arval. So could you please post that one up too.

 

 

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No they must've redacted the contract, that was like that when I received it.

Yes correct I was there for 90 seconds! 

Yes I uploaded the whole contents of their response to my CPR31.14, which included the original PCN 

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I'll dig through their documentation see if I can find it, if needs be could I request a copy from the PPC since they seem to want to take it to court?

Actually looking at the original post of mine in this thread it appears that I didn't retain any of their original NTK docs etc as I thought they'd dropped the charge since I hadn't heard anything on this in over a year.

 

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6 hours ago, northmonk said:

Yes correct I was there for 90 seconds! 

There is supposed to be a 5-minute consideration period.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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Right would that be grounds for a dismissal right there then, 90 seconds?!

Lookingforinfo - you're getting crossed wires buddy, we're in the hospital thread here, the ICO complaint was my other appeal the Locton estate one

 

Regards

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Yes, it would.

Especially as they are supposed to put up extra signs to show that parking restrictions have changed, which of course they won't have done.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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The fact remains that the original PCNs and NTHs contain details that, if wrong, can help your case especially when you are the hirer. You can be completely absolved from any claim by the parking scrotes. Yet you appear to throw them away despite having been told about their value from the first PCN you wrote to us about. 

We are doing our best to help you and you appear to be doing your best to thwart yourself every step of the way. 🤨

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Yes I only contacted you on this hospital charge at the claim form stage, I'd discarded the NTK months ago thinking they'd dropped it. In future I'll hold onto any NTK for much longer, although a year is a fair while, until it's obvious it's been dropped

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  • dx100uk changed the title to NPC/DCB(L) Vanishing Windscreen PCN Claimform - Taxi - Appealed - No Parking Or Waiting At Anytime - St Thomas Hospital, London, Se1 7eh.

what defence did you file by the 19th april please?
dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Oh shoot i didn't!

I've not been through this process before and had completely forgotten the 19 days rule etc from the forum sticky,

what happens now then? 

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Ok

I've done my defence and printed it out ready to post first thing tomorrow to the court,

see attached pdf for my generic defence copied from sticky

obviously with my reg not left in on the defence form.

This defence is relevant in my case since I was there 90 seconds so couldn't possibly have entered into a contract right?

Regards

1. Defence
1. The Defendant is the recorded keeper of xxxxxx
2. It is denied that the Defendant entered into a contract with the Claimant.
3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC),
any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide
car-park management services and is not capable of entering into a contract with the Defendant on its own
account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that
the Claimant has authority to bring this claim.
4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant.
5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer.
6. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief
claimed or any relief at all.
(

 

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