Jump to content


  • Tweets

  • Posts

    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Could this be the biggest claim on the site?


photoman
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6136 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just wanted to say this is my 500th post !! :eek:

 

mmmmmm........ now let me see,

 

500 posts at an average of 15mins each....

.......thats 125 hours

... at the standard rate of £9.25 an hour

...that's £1156.25

+ 29.85 interest, that's £345.14

.......................giving £1501.39

 

-plus of course...

Electricity at 25p per hour £31.25

about 200 cups of coffee at say 10p each, that's £20

60 glasses of wine at £1 each, .. thats's another £60

65 microwave dinners at £3.99 each, so that's £259.35

A cleaner at £8.25 ph for 20 hours..... another £165

plus of course printing postage and stationary say another £15

 

Total = £2051.99

 

.....this is gonna be an interesting bill for costs !!! :D

 

PM, Can you do my Bill of Costs please. I'll buy you a jar of Nescafe!!

 

Tide

Link to post
Share on other sites

  • Replies 258
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Guest ian cognito
Based on number of posts at an average of 15 mins per post at a rate of £9.25 per hour:

 

Can't afford the pay cut!

Link to post
Share on other sites

  • 2 weeks later...
okay, Lets see then ?

 

Based on number of posts at an average of 15 mins per post at a rate of £9.25 per hour:

 

Ian Cognito - 1596 = 399 hours = £3690.75

 

Bong - 2218 = 554.5 hrs = £5129.12

 

GaryH - 3386 = 846.5 hrs = £7830.12

 

Bankfodder - 6090 = 1522.5 hrs= £14,083.12 ! ! !

 

Are you really gonna charge them for this mate?

 

Good on ya if you are! :)

 

PS THat email at the start of the thread is great!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Link to post
Share on other sites

hi photoman,

 

just found your thread and will be watching as things progress

Dont Rush - Take Your Time - Dont always take me seriously

:p

 

If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

MBNA - Case Charges+PPI+CI+LA+Damages+costs

RBS Credit Card - Case Charges+CI+LA+Costs

Barclays - Case Charges+CI+LA+Damages+costs

Halifax - Case Charges+CI+Damages+costs

Online Finance - Case Charge+CI+Damages+costs

Link to post
Share on other sites

Guys,

 

The largest claims are going to come from damages which were caused as a direct result of something the banks did, or did not do.

 

Where would you be had the banks not acted the way they did?

 

Tide

 

i would welcome any advice on my situation i have fos to investigate that we were missed sold a biz loan due to charges and has had a serious effect on our life and company the lloyds have 6 weeks to respond but the response wont be what it should be

 

i thought you might be interested in reading this web page:

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=76059&referrerid=31310

From,

judi3

Link to post
Share on other sites

Guys,

 

The largest claims are going to come from damages which were caused as a direct result of something the banks did, or did not do.

 

Where would you be had the banks not acted the way they did?

 

Tide

 

Ha...very interesting question! What would be interesting to know is has anyone been successful in claiming back damages?

Link to post
Share on other sites

I am also applying damages to all of my claims (exemplory and aggravated damages), plus i am pushing for a form of compensation for inconvenience and my own costs. I do realise fully that under CPR the no costs rules usually applies, however i beleive i can make the judge see that the defence has acted unreasonably, and thus under CPR i can apply costs also.

 

My claims havnt been heard yet (TBH not even filed yet) though i will be filing atleast 2 of them this week coming.

I must also point out my thoughts on damages are nothing to do with Tom Brennans case. i actually got the idea from a claim i saw posted by "just won" many months ago.

And because i would relish actually facing the defence in court i wanted a means of leverage to force their hand into court, i beleive (like tom) this is about the only way it can be done.

Dont Rush - Take Your Time - Dont always take me seriously

:p

 

If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

MBNA - Case Charges+PPI+CI+LA+Damages+costs

RBS Credit Card - Case Charges+CI+LA+Costs

Barclays - Case Charges+CI+LA+Damages+costs

Halifax - Case Charges+CI+Damages+costs

Online Finance - Case Charge+CI+Damages+costs

Link to post
Share on other sites

And because i would relish actually facing the defence in court i wanted a means of leverage to force their hand into court, i beleive (like tom) this is about the only way it can be done.

 

Yes...I would relish the day in court as well. Just asking for them to disclose the true costs in relation to charges would be quite entertaining.

 

I'm going for damages as well and Brennan's case makes an interesting high profile tester case...

 

PM...sorry for hijacking this thread. The time must be close for you so I take it you may have gone underground at this stage. Good luck!!!

Link to post
Share on other sites

Still here !!

Just been posting more on the Business claim thread I started in order to hopefully give and recieve advice more specific to Business claimants.

Don't mind the hijacks, but I do think the issues you've all discuseed would benefit from their own thread?

Just for the record:

No I am not a Mole (unless you consider being practically blind to the banks actions for many years, as a similarity to a mole)!!

Secondly, filed my N1 last week... won't be specific about the total claim for prudencde sake, but lets just say this is one claim I don't think they'll ignore !!

 

Regards to all

 

Photoman

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

I think the Banks are the Moles ...... They are digging enough holes at present! :D

 

Watching with interest PM

 

Pondy :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

Link to post
Share on other sites

ps my mole coment was just a joke in response to the comment that PM had gone underground.

 

Tanz

 

Tanz,

Don't worry, no offence taken.

Actually, if it had been a serious question, it would have been fair enough. I think with all the heightened publicity and pressure on the banks that I would really not put anything past them tactics wise.

There are, in my opinion, without a doubt some bank moles on this site, and sadly this does mean we have to show a degree of reserve with regards what we post.

I do want to post and help many others if I can (just as I have learnt so much from others), however we do need to be a little cautious regards personally specific tactics and personally identifiable info too.

To make an ad hoc comparison; During wartime if you discovered a great new weapon you wouldn't mind the enemy knowing you had a great new weapon, but you would not want them to know all about how it works, and how it can be rendered useless.

 

"......I love the smell of Napalm in the morning " !!

(Apocalypse now)

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

Found this which may be useful as it refers to some of the cases we are referring to also, even though it is in relation to construction:

 

http://www.mondaq.com/article.asp?ar...mail_access=on

 

Thanks Tanz

Had a quick read and useful. Backs up what we already know and believe.

Also a very useful website generally.

Thanks

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

Just by way of an update.

Yesterday, I recieved confirmation and case reference that my claim is deemed duly served upon Lloyds.

They have until May 4th to respond.

Looking forward to seeing what they have to say for themselves.

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

Good luck PM,

 

Watching with interest! (No not CI!)

 

Pondfish :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

Link to post
Share on other sites

photo

 

good luck, BTW are you expecting any particular track to be allocated, or are you asking for mutual small smalls agreement ?

Dont Rush - Take Your Time - Dont always take me seriously

:p

 

If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

MBNA - Case Charges+PPI+CI+LA+Damages+costs

RBS Credit Card - Case Charges+CI+LA+Costs

Barclays - Case Charges+CI+LA+Damages+costs

Halifax - Case Charges+CI+Damages+costs

Online Finance - Case Charge+CI+Damages+costs

Link to post
Share on other sites

Just by way of an update.

Yesterday, I recieved confirmation and case reference that my claim is deemed duly served upon Lloyds.

They have until May 4th to respond.

Looking forward to seeing what they have to say for themselves.

 

Is this for all accounts pm?

 

Do you still think this is the biggest claim on the site?

 

I think with the pre 6 year claims that will soon be coming about, this won't be the case for long mate. lol.

 

Tanz

Link to post
Share on other sites

Is this for all accounts pm?

 

Do you still think this is the biggest claim on the site?

 

I think with the pre 6 year claims that will soon be coming about, this won't be the case for long mate. lol.

 

Tanz

This is just one of my accounts.

Other in the post this week, which will probably double the figures.

Even so, I do agree with you regards the SOL actions now being submitted........ I recived a PM from someone (I shall afford them anonymity), who think's their claim could reach £500 K !!!!:eek:

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...