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Lowell/Overdales claimform - old Next CAT debt


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Not forcthe n180 no. Only for WS time if and when, you play your cards then

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A few silly questions.

 

I've downloaded the N180, can I type in all the answers or does it need to be printed out and then hand written (it would be easier to type then print as I don't have a scanner to make copies)?

 

Also should I sign the signature box or just put an X and I've read they can lift the signature and use it? .

And the last thing, can I email it to the court using the email address I sent the defence in to?

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you can do what you like.

as for your other questions read my guide again earlier here CAREFULLY.... its all there.

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On 17/02/2024 at 12:38, dx100uk said:

1 to their sols (omit phone/sig/email) if no sols send to claimant

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, I was going to post one copy to the solicitor and email the court on the email address I sent my defence to.

I feel uneasy filling this form in knowing it's going to the solicitor as I'm asked to fill in a phone number and email address and also sign it. None of this I would like to give to the solicitor or claimant.

Also if I say no to "Suitability for determination without a hearing?" Would that mean that I will definitely end up in court as a judge wouldn't be able to rule in my favour before going to court even if they wanted to?

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I'm not really sure how you think a judge would rule in your favour before court if they want to. They don't review the files until the hearing/determination after they've allocated the case.

No for DWAH means both parties will go to a hearing.

if you say Yes for DWAH then a judge will look at it and decide if they can decide without a hearing. If they can't decide without a hearing then they'll schedule a hearing. If they can, they'll review and make a decision. Even if you tick yes, they can still schedule a hearing if they so wish.

You should tick no anyway because if you tick yes it just gives the claimants an easy way out without needing to turn up.

Forcing a hearing forces them to turn up = higher chance they'll discon anyway.

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please just follow the guide.

the copy sent to the court does NOT get relayed to the claimant.

thats WHY - as we CLEARLY state - you dont give email/sig/phone on the claimants copy if the claim is subject to a consumer credit agreement (CCA).

i would NOT be using email.

1st class stamps and get free proof of posting for each at any po counter.

sorry but again if you'd bother to read like claims...you would not be asking these and most of the other schoolboy questions you are asking.

you MUST daily read up on existing card claimform threads here, else i can see you losing this claim through ignorance. we don't have the time to nursemaid....

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Im really sorry for being a pain.

Again I don't want to give a sob story but if you knew me away from this site you would actually be quite impressed on what I've been doing so far.

 

I have been doing a lot of reading and I think that's why I'm asking the questions I have been as what I've been reading doesn't always match with the things I have in front of me.

 

I'll try and post less and try and figure more out for myself.

 

Thanks again for all the help you have been giving me. 

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12 hours ago, StopTheBullies said:

I'll try and post less and try and figure more out for myself.

Noooo please do not :-D Ask away

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We could do with some help from you.

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  • 3 weeks later...
7 hours ago, StopTheBullies said:

(I actually thought I ticked not to mediation).

Check your copy that you saved for your file ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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the ans is already here in your thread..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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