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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Damage caused by negligence of property agent


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Hi

What I would also consider is sending that Landlords Letting Agency that you have been dealing with in this matter a Subject Access Request (SAR) requesting 'ALL DATA' from when you reported this matter to them initially to date. (you want to see what they have been up to.

They then have 30 Calendar Days to respond and that time limit only starts once the have acknowledge receipt of your SAR Request.

Something else as you previously mentioned similar has happened on previous occasions to this do you still have evidence of this and your correspondence as this may be useful if you do proceed down the courts route on this occasion to show the courts this Landlords history of failing to act to prevent further damage to your property.

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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Yeah I have email correspondence from 2020 about a leak. It took them a month to fix it after 5 email reminders that time too. Luckily the ceiling never fell so I didn't take it any further. Still cost me to get the bathroom painted again. 

Have sent them the SAR request which they have confirmed receipt of. 

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Hi

It will be interesting to see when the SAR comes back if it contains copies of the emails you have from 2020 which it should so lets wait for that SAR to see if they are open or not and if not it's then a complaint to the ICO for their failure to comply with a SAR Request properly

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Got the following reply from agent. This is their answer to my request for LL's information while stating the Housing act guidance mentioned earlier. 

 

Quote

I’ve spoken with our representative and the below information is only for blocks rather than houses/flats as yours.

 We are not withholding the details however these emails are very accessible on land registry if you would like to get this information. 

 You can forward across the notice you wish to serve to our landlord and we will forward this onto him

 

Would it be ok to serve the invoice through the agent? Or should I do both? Land registry address and this? 

Edited by axil23
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I would've given the invoice to the agent last week!

Legally you would be right to serve any notices to the letting agents, especially that you now have it in writing that they will forward it to them. That's essentially all you need. The name of the landlord c/o the letting agent would be legally served in this case.

 

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Received an email from the LL's Insurance claim agent to say that they have got my email and have forwarded it to their insurance broker so that legal cover can be engaged. 

He is the same guy who emailed me at the start to say that this was an act of god so I would need to claim from my own Insurance. He is not his Insurance broker or been appointed by a company so I am not sure why he is emailing me. Maybe his acquaintance? 

What does he mean by Legal cover? I never mentioned anything legal in my letter. Just a simple this is what happened and if you can settle up for the attached invoice please. Nothing aggressive at all. 

What should I do next? 

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Yours is not the next move :)

We could do with some help from you.

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  • 4 weeks later...

It has now been over 4 weeks since I sent the letter with details of what has happened in a timeline format. Along with this I sent the bill and explained reasons why I believe its not an unforeseen event. 

Received a reply after 2 weeks as per above from his claims agent. Nothing since then. 

What should I do next? 

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did you send the SAR stu mentioned?

Time to start drafting your letter of claim.

We could do with some help from you.

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Yes. They replied back to it at 28 days and it only has correspondence from this time around and not the previous leaks. Plus they have left out an email from it in which she says that their member of staff has left the company as being the reason for delay. I would need that for proof or is my email enough?  

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If that's all they've sent then it's an incomplete SAR and they're not compliant.

Start drafting a letter of claim for the costs of the works. I'm sure some of the site team will be along shortly to help tidy up what you produce.

We could do with some help from you.

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6 minutes ago, lolerz said:

If that's all they've sent then it's an incomplete SAR and they're not compliant.

That depends on what the OP asked for...

 

On 10/11/2023 at 02:24, stu007 said:

What I would also consider is sending that Landlords Letting Agency that you have been dealing with in this matter a Subject Access Request (SAR) requesting 'ALL DATA' from when you reported this matter to them initially to date. (you want to see what they have been up to.

Is this what the OP actually requested?

We could do with some help from you.

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I requested the following 

Quote

I would like a copy of the following personal data that you hold about me, and which I have a right to view under the Data Protection Act 2018:

I would like to request 'ALL DATA' from when I reported the leak at *******  till now that you hold. The day that I reported the leak was 9th October 2023.

Is this sufficient? 

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Not for a complaint to ICO.

Looks like they've sent exactly what you asked for.

 

Presumably, the reason for wanting absolutely EVERYTHING was...

On 10/11/2023 at 02:24, stu007 said:

this may be useful if you do proceed down the courts route on this occasion to show the courts this Landlords history of failing to act to prevent further damage to your property.

 

We could do with some help from you.

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Previously it was a different estate agent hence why I didn’t ask for anything prior. I have email correspondence from then but that agent has closed down since. 
 

The only part they haven’t included is the email from them to say the delay was due to their employee leaving. Shall I ask them for it or would my email do? This is a vital part to prove their negligence. 

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Either way, you'd need to start drafting your letter of claim to recover your costs for the repair.

We could do with some help from you.

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normally it's 14 days in this case but with the festive period I don't think it's unreasonable to give them 28 days this time around.

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We could do with some help from you.

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Letters of Claim as per CPR 6.3 must be sent via post unless they have explicitly stated that they're willing to accept service by email.

It's always better to send it by post anyway. 1st Class and get a certificate of posting from the post office (don't just pop it in the post box). It's deemed as served 2 days after.

You know from earlier that it should be sent to the letting agent so send it in the post to them.

 

Edited by lolerz
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We could do with some help from you.

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  • 2 weeks later...

Yes include the reply form :)

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  • 2 weeks later...

Got the following email today from a company called MPL Claims. 

 

Quote

With regards to the above claim, please note our involvement as the appointed claims management company on behalf of ******** Insurers.

Our claim reference number is ********.

Please can you provide:

1) images of the damage;

2) details of your allegations against our insured; and

3) confirmation as to whether you have reported the claim to your own insurers?

 

What should I do next? 

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looks like your PAPLOC worked.

respond with the info they require.?

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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