FMOTL payments?

[Billy Williams]

It has been decreed by the "site team" that making payments to creditors in cash, is somehow related to the FMOTL nonsense.  As I am not legally qualified, I wonder if anyone can indicate the specific legislation that supports the links to FMOTL idiocy?

Closing threads, with no proper response being provided seems very common on here, which doesnt seem that helpful if the points raised, may well be of interest to others, who might find themselves in the same situation?

[BazzaS]

Needs to be merged with previous thread.

[Nicky Boy]

Billy, 

Your original thread was asking for advice on a private parking company problem and you declined to follow the same process everyone goes through. It was clear that you were simply going to do your own thing, so there was no point in continuing the thread. Especially as it descended into off topic conversation. 

You have now started a topic in the Bear garden, apparently to discuss paying selective invoices in cash.

So, why not start the conversation in a constructive manner. 

1   2   3   go!

[dx100uk]

its the reason as to why he is in this hell of a mess...but wont listen...

dx

[Billy Williams]

The "approved" process for dealing with the parking companies, doesn't seem to be particularly effective?  Wonder what the reason for that might be? 

@Nicky Boy

I am not sure that posting up a scan of a pro-forma, parking scammer threat letter, on here, and then bending over and waiting for whatever the companies have in mind, is the best possible course of action? 

Seems to me just the type of reaction, they would wish for?  

 

 

.

[BazzaS]

Well, when people (as you have done) don’t engage with the site and follow the advice / “approved process”, it’s not surprising things don’t go well. That is the reason.

When you ask for advice, don’t give the details requested, don’t follow the advice, then the only real surprise is that you feel you can whinge about it “not being effective”.

CAG is a self-help site. You actually have to help people to help you for it to be effective. If you choose not to, the fault lies with you, not the site.

[Nicky Boy]

2 hours ago, Billy Williams said:

I am not sure that posting up a scan of a pro-forma, parking companies threat letter, on here, and then bending over and waiting for whatever the scammers have in mind, is the best possible course of action?  Seems to me just the type of reaction, they would wish for?

Rather than just paying them? (Apparently, your chosen course of action).

Aaaand... Now back to the topic in hand.

Pros and cons of paying for goods and services in cash....

If the thread continues going off topic, I will be out of here.

 

 

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[Billy Williams]

I am honestly mystified?

From reading through a few of the thousands of posts on here about the parking companies, it seems the "advice" consists" of scanning and then posting up a pro-forma, threat letter, on here, kicking that around for a bit, and then essentially hoping they dont take it to court? 

Cant honesty see how that benefits anyone, other than the scammers themselves? 

 

.

[AndyOrch]

Devil is in the detail hence the upload to see if due process has been followed. Any topic without uploaded documents is in reality hear say on your word and your interpretation. So impossible to advise.

It could be that you don't even have a parking charge and using the topic again to test opinion on " Paying by cash Only " ??

[Billy Williams]

@Nicky Boy

The parking companies are not set up for taking payments in cash.

In my case I owe £170, so would propose to them, 8 payments of £20 and one final payment of £10. 

All of these being made in cash, using coins of low denomination. 

Had an offer of payment been made, any court would take a very dim view of them taking court action, given the fact its not unlawful to pay in cash.

 

@Andyorch

The pro forma threat letters are just that, they seem to disclose little or nothing about due process? 

I would guess the companies are likely to take less than 2% of non-payers to court, and there is obviously a strong need to project the idea that isn't the case?

Hence, the numerous forums, suggesting that court action IS highly likely, and outlining various ways of how to deal with the threats..

[Nicky Boy]

10 minutes ago, Billy Williams said:

The parking scammers are not set up for taking payments in cash. In my case I owe £170, so would propose to them, 8 payments of £20 and one final payment of £10.  All of these being made in cash, using coins of low denomination.  Had an offer of payment been made, any court would take a very dim view of them taking court action, given the fact its not unlawful to pay in cash.

Interesting idea. Do, please let us know how your proposal is accepted...

[honeybee13]

@lookinforinfo posted this link on another thread.

https://www.royalmint.com/help/trm-faqs/legal-tender-amounts/

[Billy Williams]

They will refuse the proposal for sure. 

All that's needed is some documentary evidence of the refusal, and if they then take it to court, they will need to explain the reason for the refusal.  That they are not equipped to process cash is immaterial..................

 

1 hour ago, honeybee13 said:

@lookinforinfo posted this link on another thread.

https://www.royalmint.com/help/trm-faqs/legal-tender-amounts/

 

Immaterial in this case, as the sums involved are all less than £100. 

Times are very hard at the moment, and I would imagine they would need a VERY good excuse from to explain to a judge, why a proposed staged payment arrangement had been refused?

[Nicky Boy]

 

29 minutes ago, Billy Williams said:

I would guess

19 minutes ago, Billy Williams said:

I would imagine

You seem to do a lot of this Billy...

 

27 minutes ago, Billy Williams said:

They will refuse the proposal for sure.  All that's needed is some documentary evidence of the refusal, and if they then take it to court, they will need to explain the reason for the refusal.  That they are not equipped to process cash is immaterial..................

 

25 minutes ago, Billy Williams said:

Times are very hard at the moment, and I would imagine they would need a VERY good excuse from to explain to a judge, why a proposed staged payment arrangement had been refused?

You're simply hypothesizing and procrastinating... just do it and let us know how it goes.

[Billy Williams]

@Nicky Boy

Not at all. 

Its quite impossible for them to sidestep the law, and they would need an extremely good reason to have refused a payment plan, which many judges might well see as wasting court time

! This seems a far better way to resist the attentions of them, than posting the pro forma letters on here?  

[honeybee13]

Please keep us posted on how it goes, Billy.

[Nicky Boy]

2 minutes ago, Billy Williams said:

which many judges might well see as wasting court time

"might".

Coulda, shoulda, woulda...

JUST DO IT! (Shame that phrase is probably already copyrighted)

[Billy Williams]

I have already screwed the energy providers and the high court bailiffs.................lol. 

Seems a bit more effective than posting the pro forma threat letters on here?

[honeybee13]

That's not how I read your EdF thread...

[Nicky Boy]

Just

Do

It.

sigh!

losing the will to live...

[Homer67]

1 hour ago, Billy Williams said:

In my case I owe £170

Why do you think you 'owe' them anything?

[Nicky Boy]

I can see this going down a rabbit hole again...

[Billy Williams]

10 minutes ago, honeybee13 said:

That's not how I read your EdF thread...

I would have thought the fact I am now in a position to seek compensation from an energy provider, and a high court bailiff operation, was a relatively good result? 

[BazzaS]

“Position to seek”

”could, might”.

 

How about doing, rather than talking about doing. Convince us with the results (which would be a ‘win-win’)?

[dx100uk]

but you are not in any such position. that's just the point people are making........

you think you are cause of this wonderful fmotl like scheme that's failed 1000's of times before - the i pay by cash only twaddle

dx