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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Universal Credit wanting to review my claim-extension rewarded during lockdown and selling my own assets


mummytiger
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there are no relevant 'periods' or 'assessment points', nor any start, nor any end for any period. not sure where you are getting all that from......

you must not have +£6k savings.

thats what they simply state and thats the criteria their systems or whatever they have to monitor your bank accounts will use as a trip flag. as your bank accounts are the only way they can check on you.....

dx

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i am going to do the calculations, so the £6k rule is the 'balance' in my accounts etc at any stage, not 'savings', as i am seeing them as two different things. 

Just an example for how i am going to calculate: (not my true amount as such at this stage) just so i can understand:

On the date i sold the car i had:

Car sale-£6.2k (cash)

Uc payment bank credit-£800

is that £7k that day?,

they would calculate the £1k to deduct £13.04 amount from my uc (4 × £250=£1k) for the assessment period i was £6k over?

But how is that 'savings' if the benefits part is being used throughout the month to live on?

I would say that is more of a 'balance' (part savings).

Surely, it would be the £200 over that would calculated, not the entire £1k as its part benefit payment?

After i understand that part, the rest will be fine to calculate, as the funds were diminishing over time and remained below £6k. 

The trip flag must have been the £3k cash i deposited from the car sale. I wasnt concealing it, that is why i deposited it.

I just was unaware back then of the £6k rule (i take full responsibility).

Now i am aware. I am worried about the implications of the rule and what will happen to me. 

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you need to forget this beginning or end to any assessment period and your differing labels of savings or balance or natural monthly wastage of the benefits given too you.

that's not for you to decide, that's their job if  their system picks up you 'did' attain +£6k at any point over all your known bank accounts and IF  they want to do anything about it.

look at it this way, p'haps the penny might drop...some people that get these benefits dont use them, so their bank balances rise and rise, they then get to the point whereby they have +£6k and get pulled up about it, they then scream, but you gave them too me, not my fault, im sorry ive not spent them!! you cant do this to me...its still +£6k savings!

in your case you sold an existing financial asset, a car, from your past, bought with your past money, it's not an additional new asset inflating your worth. it's called asset stripping, you are quite entitled to do that, and in most peoples eyes this is a big negative marker to your ongoing financial stability. you dont now own that valuable needed asset possible causing further future financial expense.

The DWP if they were to ever be interested would also see it this way. they would also see that the payment of their benefit contributed too and took your savings over their +£6k threshold.....  there is no way they would ever do anything about it, 1 down to that above. 2. because any excess above £6k would be within the £'s sums they had recently paid you. 

now and this is where some people come unstuck when employing asset stripping, is they repeat it again with another asset and bounce again in/out of £6k over several benefits cycles and that might raise an eyebrow, but if its the truth and you tell them the truth and are open, they will not be concerned, SHOULD THEY EVER ASK!! 

you are seriously getting far too worked up about a nothing burger.

as has already been carefully explained....

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, that makes it very clear now.

I intend to be very truthful and transparent during this current review i am having with them...  

I guess i am concerned about how serious the implications of not declaring it, as its my own fault, that is what is stressing me.

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you have not to date stated that you HAD actually received a letter stating they ARE seeking a review?

so they have contacted you?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Universal Credit wanting to review my claim-extension rewarded during lockdown and selling my own assets

three threads merged for history - title updated.

 i see these roads have been travelled before and the same answers given.

they are not 'out to get you'.

as stated before i agree it seems more like a 'are you getting all you should help'.

p'haps your ocd etc has other impacts upon you may not be aware of.

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have been trying to work out my balances every day since i recieved the car funds (its an accumalation of cash and funds in my account due to benefit credits) i am finding it quite overwhelming,as i dont see my benefits i am spending to live on as savings but i did see my car funds as savings (that diminished over 5 months).

What do i do about cash spent on household items/day trips/toys for disabled child etc that i no longer have receipts for or didnt get a receipt to start with? How will they calculate it as a 'deduction' with no proof? Will they not allow it as a deduction?

I do not even have a copy of the receipt i gave the buyer for the car sale, all i have is a copy of the advert (asking a little over what i accepted/sold it for), they only have my word for what i recieved, what happens then?

On 04/05/2023 at 07:12, tomtom256 said:

It wouldn't/shouldn't be treated as income, as you are selling personal items and not running it as a business.

You can sell as many personal items as you like.

You were indeed correct, they werent interested in this, although they did state it was classed as 'regular income'.

Edited by mummytiger
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so what happened then...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The reciepts i had were shredded around 6 weeks ago with all other general documents that were no longer deemed necessary,,just kept an up to date utility bills, council tax bill etc, minimal (some items had perished,damaged etc so didnt see the point in keeping the receipts as the return date had expired and was no longer valid for items i still have)..

Or i didnt get a receipt at all, as didnt feel i needed it, as it reduced my anxiety/ritual behaviour around paperwork (Ocd). I didnt ever think i would need them.

Having a paperwork clearout clears my head.....and now has complicated this matter. 

The car reciept, i forgot to keep a copy of the receipt i gave the buyer.

Edited by mummytiger
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Just provide all of the information available to you that they are asking for.

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We could do with some help from you.

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  • 1 month later...

Hi,

i need advice for the next stage of my uc review,

Just a recap:

Lone parent-Recieving uc lcwra and PIP enhanced (Care & Mobility).(Physical)

Disabled child-New award DLA HRC and LRM. (Physical & mental)

In the last UC review tel call, i was told to report two changes immediately in my journal whilst on the phone:

1.Caring-that i care for my child more than 35 hours per week.Despite me stating that I have family support for the physical part of my childs care that i am unable to do (daytime) and i do the night time care but no physical intervention (more my childs disturbed sleep-mental) but was told even sleeping hours count as care and that i would get CA, which now i realise i wouldnt, as i get LWCRA (cant claim both, i am fine with that).As no 1 family member helps more than 35 hours per week CA isnt an option for them either,which is fine.

2.Add child new DLA HRC award-which i did. 

Now they are asking when my health changed (seeing me as a full time carer) physically caring but i am not, my health hasnt changed. I think they are looking at removing my lcwra and applying an huge overpayment

How do i deal with this please? 

If they take my lcwra and put me as a FT carer, will i lose my PIP too?.

It seems i am being penalised for having a disabled child. 

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Does not make sense.

The only way to remove LCWRA is for a new decision following a new work capability assessment.

So a UC review team cannot remove LCWRA.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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:noidea:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes you can send journal stating no change to own health.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 2 weeks later...

UC have prompted me to do a change of circumstance and report i am a carer for my disabled child,as the CA gets deducted from my uc standard allowance, it doesnt make any financial difference, can i cancel it and state i do not want to claim CA?

I believe if the CA claim proceeds, this will flag up my own pip claim and i will lose my PIP, as its seen as 'how can you care for someone else but not yourself',

I understand that but it isnt that black and white, our needs are different and i have family to support me with what i struggle with my my child) but PIP just see you as a carer and do not care how you say you adapt/navigate it and take away your PIP.

Can i stop the CA going through? 

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32 minutes ago, mummytiger said:

i will lose my PIP, as its seen as 'how can you care for someone else but not yourself'

Utter rubbish!

where did you read that?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Online.

When many disabled parents (on PIP) themselves make a claim for CA, their PIP is flagged and taken away as PIP say you are a carer and thats it.

Edited by dx100uk
unnecessary previous post quote removed
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where post a link.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I just wanted to thank you all that helped with the first part of my uc review (bank statements etc), that has been satisfied and above board and now onto the next part, dealing with the two 'report a change' that came up,

1.Informing them that my child is now in receipt of DLA HRC,so that i can get severe disabled child (SDC) element added to my uc claim.

2. Stating i am a carer (assuming they want to put a CA claim through).

They seem to be withholding my SDC element back payment until i declare my position of current health/care duties towards my child.

I thought they would process that part regardless or do i have to get CA in order to get the SDC element?

Question 1

CONTACT.ORG.UK

Almost 100 parent carers took part in our recent Facebook Q&A about Carer’s...

 

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the advice says:

However, please also be aware that where someone claims Carer’s Allowance for another adult (rather than for a disabled child) this can lead to the disabled adult losing a means-tested benefit payment called the severe disability payment.

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just type no need to keep hitting quote!!

............................

you are not caring for another adult, but a child, i doubt it very very much.

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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