Jump to content


  • Tweets

  • Posts

    • Hi all!   Thank you in advance for any help you can give me!!    I parked up (at 18:08) in a rush, entered my Reg and paid for an hour of parking. At 18:20 I got a ticket for not paying for parking.    I've just looked at my receipt and noticed why ... I put "22" instead of "21"  when i put in my Reg. yes... what a stupid mistake.    I seem to remember there being a court case or a rule change about entering the wrong reg but the company wasn't at a loss because i had paid for the parking just technically for the wrong car. Am i making that up?    Any advice would be gratefully received, even some key points i have to hit when doing the appeal      
    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
    • Donald Trump now banned from countries including Canada and UK as convicted felon WWW.INDEPENDENT.CO.UK There are 37 countries that bar felons from entering, even to visit.  
    • Well, they trashed their last election manifesto pledges, so nothing new really is it? They just find weasel words to try to claim they haven't actually failed if you just look at it just a little squinted and in this particular way  - and are stupid.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

StyX Vs RBoS


StyX
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6222 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

All the letters you need are in 'Templates' and 'step-by-step' which I'm certain you must just be forgetting because I KNOW you've read the FAQS and aren't just blindly going along with the advice of others?

 

Anyway, I'll save you a few clicks and fetch you a link - here it is http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

  • Haha 1
Link to post
Share on other sites

  • Replies 69
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

News Update, no response as yet from the bank, so have sent out LBA. The only downside is i am moving in a little over 2 weeks, so i am not to sure how i am going to handle that. Hopefully it will all work out.

 

StyX

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Styx.

 

Royal mail have a redirection service you can set up when you move home. I have it set up for a year @ £35 but you can have 1 month, 3 month and 6 month also.

 

RM just put a sticky over the envelope with the new address on.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

  • 2 weeks later...

Cheers T4FF. I think i will be okay as although i don;t have a lace to move to yet i do have time to re-direct my statmenets and thus my claim letters.

 

I have had a response offering me only the charges, in full, but not the interest i was also claiming, i an kinda wondering what to do next. I have two options, accept and leave it or accept and continue to ask for the rest. I would like to do the latter but i can't seem to find the relative letter(s).

 

Would anyone like to offer me some of their sage wisdom, or at least point me in the right direction.

 

StyX

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Sounds like you've found what you need, my advice would be to accept the charges as PART PAYMENT of your full claim and give them a further 7 days to pay the full amount before you intend to issue a claim for the remaider.

 

By the way, bridesmaids auditions are by photograph only. You say you'd look good in pink, lets see the evidence!!!:lol:

 

Cheers;)

:lol: Sweetrevenge :lol:

Don't get mad - get even!

If I've helped you please hit my scales 'n' bump my rep!

 

RBS (My A/c) S.A.R - (Subject Access Request) sent /10/06, statements rec'd 20/10; Prelim sent 3/11/06, s*d off letter rec'd 20/11; LBA sent 28/11, Settlement offer rec'd 18/12

WON at LBA with compound contractual interest £607

 

RBS BF Account S.A.R - (Subject Access Request) sent 4/11, part response rec'd 28/11, further info sent 3/12 awaiting statements at 20/12, Sent LBA 19/01/07. Received all statements resulting in 3 claims, £1,278, £4,279 and £7,250(!) all with contractual interest.

 

 

This is now very out of date!!!!

Link to post
Share on other sites

I do look good in pink damn it!!! Okay so maybe i would need to shave my legs, and the beer belly would be a little off putting, but damn it I can do it....

 

Cheers for your support and help

 

StyX

 

EDIT: Weeeeeeeeee beer. My final words.

 

I will be proceeding with the letter i found in templates for i accept partial payment. They are gonna pay, screw with us and we will screw back

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

sounds like your doing ok styx, keep at them they will cave in but the do tend to wriggle a bit first.

bos~ Data Protection Act sent

~ statements received

~ owed £1766.82

~ prelim letter sent 30/08/2006:D

~lba handed in 14/09/2006

bos Data Protection Act sent

~ statements received

~ owed £1217.86

~ prelim letter sent 30/08/2006:D

~lba handed in 14/09/2006

court date issued of the 17th november

27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.

 

rbs~ Data Protection Act sent off 21/09/2006:mad:

Link to post
Share on other sites

wee as in weeeeeeeeeeeeeeee the sound a child would make going down a slide, if that makes sense, rather the scottish expression meaning small or urine. urine beer would taste... well like ****.

 

Monday i will post my response. And if i get back my interest as claimed, then some of the monies will go towards my dear departed sis. if anyone is interested i will post a pic of the resulting tattoo.

 

Peace and love

 

StyX

 

p.s. guess who has been drinking yet again

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

  • 3 weeks later...

So i am homeless, my friends family, kinda my other family, have housed me. I have still to reply to the letter, they gave me 8 weeks, i have some time to play with.

 

Oh, and i have yet to post off my letter of partial acceptance

 

Otherwise how is everyone.

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Royal Bank of Scotland;

 

Data Protection Team

36 St Andrews Square

Edinburgh

EH2 2YB

 

Reclaim Bank Charges Help Thread - MoneySavingExpert.com Forums for the full listing of other departments.

 

Hope that helps, if you need any more help you can pm me and then i can do what i can.

 

StyX

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Please keep me/us informed as to how you are progressing.

 

My news update. I have found the letter they sent me and i have several more weeks to respond and push them to repay me in full.

 

I do have a question. Given i am technically of "no fixed abode" i.e. staying with friends and i have all my statements being sent to my grandparents in wales. If this gets to the small claims court, would it be in wales or where i am staying at the mo?

 

Hope you are all doing well. Sweetrevenge how are ya hanging?

 

StyX

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Hi StyX,

 

As far as I am aware. The address they have on their system, which is where the statments will be going, will be the country you need to claim in.

 

Cheers,

superward

 

PS Still waiting for a reply to my prelim letter. They have till this Tuesday :!:

  • Haha 1

superward vs First Direct - WON!!!

superward vs RBS - WON!!!

Link to post
Share on other sites

If this gets to the small claims court, would it be in wales or where i am staying at the mo?

 

As long as you can receive mail at your current address then I would use that, then the court would be local to you, rather than having to travel to a Welsh court if you filed from Grannies'.

 

If you don't expect to be at your friends' house long enough to see this through (that doesn't actually matter if they will still take your mail for you) or you can't receive mail there, then you will have to go the Welsh route.

 

All the best mate

 

 

Phil

Link to post
Share on other sites

  • 3 weeks later...
  • 2 weeks later...

I think the delay for court action is today, BUT i have been contacted by customer services who are sorting thru my claim. I will give them a few days and then simple comfirm which address teh account is at and then start the court action.

 

Anything think this is a **** idea, a good idea, or feel they have waste moments of their life reading the above.

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Don't expect Customer Relations to be too speedy with their investigations...they should be waist deep in refund letters by now.

 

Perhaps write to them to let them know you are delaying your action a couple of days (state exactly how many) and keep a copy for yourself- all evidence of your reasonableness and willingness to resolve without court.

 

Then go ahead with the inevitable next stage...

Link to post
Share on other sites

This is the final step before court. I have the email address of the person in question, so i might just email her and ask her for a rough time frame. Then depending on her i.e. a week, 2 weeks, then i will given her that level of time with the warning that i will take it to the court level. and start sending letter with copies of the email attached. Unless you think this is a bad idea in which i will simple do was you have suggested. But i am dealing with the depart that is handling my request.

StyX Has Won

 

RBS - £2,500

Link to post
Share on other sites

Personally, I would try to obtain some sort of timescale from them via email - a lot are doing so right now.

 

You have to be careful though - don't just accept their timescales....if you don't think they're reasonable then continue on to the next stage.

 

I think it would just be interesting to find out what they're gonna say. You can then decide what you are going to do once you have received their response.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...