Jump to content


  • Tweets

  • Posts

    • PAPLOC = Pre Action Protocol Letter Of Claim. Heres a handy guide to sme of the acronyms you'll see on the forum... https://www.consumeractiongroup.co.uk/topic/147286-posting-in-this-forum-and-a-z-of-motoring-terms/#comment-4399743  
    • Thames Water is lobbying for higher bills and lower fines to avoid bailout   Thames Water is lobbying for higher bills and lower fines to avoid bailout, report claims – business live | Business | The Guardian WWW.THEGUARDIAN.COM Britain’s largest water company is trying to avoid a potential multibillion-pound taxpayer bailout   despite giving out large dividends to shareholders and large bonuses to senior management UK water company dividends jump to £1.4bn despite criticism over sewage outflows WWW.FT.COM Payments include internal transfers between complex web of holding companies   In charts: how privatisation drained Thames Water’s coffers | Utilities | The Guardian WWW.THEGUARDIAN.COM Decades of underinvestment and bumper dividends have left the firm debt-laden and under investigation   ‘The whole thing stinks’: water firms to pay £15bn to shareholders as customers foot sewage bill | Water bills | The Guardian WWW.THEGUARDIAN.COM With cost of cleanup to be passed on to bill payers, analysis shows they will also pay £624 more by 2030 to fund investor payouts    
    • Are you still claiming Tax Credits / Universal Credit? They will likely take a small monthly amount off , if you are
    • So much for protecting our borders - Guv all just dog whistles   Office for the Independent Chief Inspector of Borders and Immigration to have budget slashed - Neal The Office for the Independent Chief Inspector of Borders and Immigration will have its budget cut by five per cent year on year, David Neal has revealed, Holly Bancroft reports. Mr Neal is giving evidence to the Home Affairs Committee in a one-off session on immigration after being sacked by James Cleverly. The home secretary said Mr Neal had “breached the terms of appointment and lost the confidence of the home secretary” after Mr Neal warned of “dangerous” failings by border force that he claimed were allowing “high-risk” aircraft to land in Britain without security checks. The Home Office had “categorically rejected” the claims, saying that Mr Neal “has chosen to put misleading data into the public domain”. You can read more here: Home Office sacks immigration chief after criticism of border security
    • "In an explosive revelation, Mr Staunton also alleged that the current Post Office CEO threatened to resign over a HR investigation into his own conduct. Mr Staunton said Post Office chief executive Nick Read had fallen out with the HR director “and she produced a document that was 80 pages in length” and there was just one paragraph in there about his own conduct and use of “politically incorrect comments”. Mr Staunton said Mr Read was “really quite upset” and threatened to resign a number of times. But just an hour before Mr Staunton’s testimony, Mr Read had denied - under oath - that he had ever having tried to resign."   I’m victim of smear campaign says sacked Post Office chair as he accuses CEO of lying WWW.INDEPENDENT.CO.UK Henry Staunton, sacked by business secretary Kemi Badenoch, gives evidence to Commons committee     see also from the post above "Carl Creswell, an official from the Department for Business and Trade said Tidswell had told Ben Tidswell that some board members might resign if Henry Staunton were not sacked)" Tidswell says he was right (See 11.14am.)"   So baden-ouch seems to be at the very least twisting the truth - no surprise there    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Barclays- to Reconcile .. BSL ADV


Bluestev
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 446 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Welcome, I'm new to the forum.

 

A message appeared on my Barclays app on Saturday evening last week.

 

Someone took £2,183 from my account.

 

When I entered the application, my account balance was minus 500,000.41 pounds.

 

I thought I was going to faint right away, even though I called the bank, they didn't say anything.

 

Can someone help me, what is this thing?

Link to post
Share on other sites

I can access my account, I can see the minus balance of 500,000 pounds... and account details.

 

The bank refuses to provide any information, I called them three times on the phone.

Edited by dx100uk
unnecessary previous post quote removed
Link to post
Share on other sites

please read this like topic.

 

there is nothing you can do bar wait.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

And if you want a little reassurance, if you owe the bank £5000 then you have a problem.
If you owe the bank £500,000 – then it is the bank which has a problem.

Link to post
Share on other sites

WHY have you £0.5M in ONE BANK ACCOUNT!!!!!:crazy:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

19 hours ago, Bluestev said:

But They refused to give reasons.

 

Why

 

Banks are prohibited by law, by the Money Laundering regulations, from telling you anything. They would be committing a crime themselves if they told you why your account had been frozen, even after they have completed their investigation and unfrozen it. They aren't even allowed to tell you that they have frozen it because of the money laundering rules, althoug people it happens to can generally work out that is the reason.

 

Search online and there are endles sites and media stories about people in your situation through no fault of their own. The advice given is always the same: there's nothing you do about it except wait until they have finished; be polite and co-operative; provide any information they ask for promptly; and there's no realistic chance of compensation because the bank has acted in compliance with its legal duty under money launderiing laws.

 

You can call them to politely enquire when you expect to get access to your money back, but don't expect an explanation.  The initial freezing of an account in most banks is by an AI algorithm not a human being so calling makes sure a real human being is dealing with it now. Are you speaking to the fraud department? Usual advice is to speak to the fraud department. Branch and call centre staff will know nothing and have no access to what's going on and can only fob you off with a standard script response.

Link to post
Share on other sites

Thank you very much for the detailed information.
Today morning I received this SMS message from the Barclays bank:
"Hello. Your account **** has exceeded any arranged limit and has insufficient funds for payments. To avoid returned payments, transfer £499707 by 3pm today."
It's horrifying and  hair-raising that banks can do this to people..

Link to post
Share on other sites

I did it. The customer service  at first denied that they had sent it. I told him not to lie because it was sent from the same number from which they sent the security  code for  personal identity check. Then he admitted that the bank had sent him. But he claimed he n't see it in the bank system.

Link to post
Share on other sites

this minus £500,000 figure appears to be just a spoof figure they mark the a/c with whilst the fraud dept do their job.

have you recently transferred in or out a large sum of money?

what avg figure does you A/C sit at?

 

 

i notice you are using translation software too for your msgs.

 

are you regularly transferring in or out sums to other foreign banks accounts?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

"have you recently transferred in or out a large sum of money?"
 No
"Are you regularly transferring in or out sums to other foreign banks accounts?" 
No. I have never transferred money to a foreign bank account.
"What avg figure does you A/C sit at?"
Variable. One month around £1,800, another month around £2,800.Depending on how much my job/salary is. I think not a huge amounts.
" I notice you are using translation software too for your msgs." 
Yes. Because I don't need to ask for advice on an ordinary topic.

Link to post
Share on other sites

 

 

44 minutes ago, Bluestev said:

Yes. Because I don't need to ask for advice on an ordinary topic.

i dont think the above translated properly?

 

urm... we'll i can see no reason for your A/c to be under investigation at all then 

i wonder if your account has been hacked somehow by some nasty people and they've used it for money laundering?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...