Assett/Link/Kearns ignored everything - now have CCJ - old MBNA card Debt

[Charly67]

Hi everyone,

I need a little advice, on how to fix this issue. The (edit claimant) that issued it was LC Asset 2 S.A.R.L.  I have the letter sent to me by the court. But I did act upon it to rebuff their claim. So in away it is my fault.

Any Advice would be greatly appreciated.

Thanks Charly67 

[BazzaS]

So, did you:

a) acknowledge service / submit a defence?

b) get given a hearing date / attend court?

 

Pointless trying to offer specific advice without knowing the details to decide if you need to

i) go go a set-aside, or

ii) consider an appeal, or

iii) pay it before it goes on the register of CCJ’s.

[AndyOrch]

Welcome to the forum .

 

Topic moved to the appropriate forum. Financial Legal Issues forum.

 

Please complete the following then we have some history of the debt and claim .

 

 Post your response back here

 

Andy

[Charly67]

a) no i did not acknowledge service or submit a defence.

b) no i did not attend court.

i) no

ii)no

iii)no

 the ccj was issue against me for a credit card debt that was bought by  Lc Asset 2 S.a.r.l.

from mnba, debt 4766.60 

 

 

 

 

[BazzaS]

Did you receive a claim form from the court? Telling you the timescales you had to provide an acknowledgement of service / file a defence?

[Charly67]

Yes  I received a letter but,  I did not open the letter straight away.  I put it one side, then I got a second letter which I did open, telling me I have a Ccj issued against me.

[BazzaS]

When (even down to just the month) did you get the first letter?

 

it would be unusual for it to be very close to the one after the 14th November for an initial notification of claim.

When did you receive it? And what did it say?

 

If it

a) notified you of the claim and

b) gave you the timescale to respond, and if

c) you didn’t response, and

d) the claimant them sought a default judgment……

you then can’t seek a set aside on the basis of not having been given an opportunity to defend the claim …..

[Charly67]

image.pdf

[dx100uk]

silly thing to do to ignore everything.

 

not a lot you can do really.

 

you have a CCJ for +£5k.

 

dx

[Charly67]

Ok thanks.