Asset/Link/Kearns Claimform - old Barclaycard debt

[PJB5]

Evening, had an email regarding mediation but it says it is only available if I answer yes to 3 questions, the first of which is:

I am willing to negotiate on the amount of the claim and I will consider a compromise.

But I'm not willing to negotiate any amount or compromise am I as my defence is the debt is unproven. 

 

Any advice what to do, refuse it or go on with the mediation?

 

Thanks

Edited March 10 by PJB5

[dx100uk]

well to date they haven't, but by the time the actual phone mediation happens, they might have.
.
in the 'spirit' of the mediation process, you should give them as much time as possible.
.
should it transpire on the day that they have still failed to provide enough information to make an informed decision, it's then you say no.

[PJB5]

Thanks dx.

 

Should I be requesting the original signed agreement from the claimant again in the meantime then or do I just wait until the call and say they've not completed with my request to provided the original signed credit agreement so I cannot enter into mediation?

[AndyOrch]

39 minutes ago, PJB5 said:

Should I be requesting the original signed agreement from the claimant again

No

[dx100uk]

you really must get reading up here.

is obv you have not else you would not be asking such questions.

[PJB5]

Thought I had updated here,

had mediation call on 22/3 and the guy tried to push ahead.

Explained I had not had everything requested, specifically and most importantly the original Credit Agreement

he spoke to them and came back to me and said they told him they have the 'reconstituted one and do not have a signed copy'.

Mediator said he would refer it back to the Court.