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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Driving whilst disqualified - unaware of proceedings


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My situation is very complicated. 

 

I was stopped end of Nov last year for going a bit fast by an unmarked police car. Officer told me to ‘slow down a bit’ and was going to let me go following licence checks. He then came back and said I was disqualified since July 2021. This came as a total shock to me. Officer seized my car and dropped me home. I had just bought my new car in October and didn’t have a clue about this ban. He advised me to ring DVLA to find out more. 
 

next morning I rang DVLA, was told I had a tot up ban from July 2021 relating to 2 MS90s (all of these were held in my absence). 
 

First MS90 relating to a speeding offence in June 2018 - personally i can’t remember if I received a NIP for this as it was so long ago and I was suffering from severe mental health issues at the time . I definitely did not receive info on the hearing which was in Dec 18 and was given 6 points and a fine in my absence. 
Speeding was dropped and just the MS90 was given. 
 

Second MS90 August 2020 again a speeding offence for a work car which I used to drive on occasion as Fleet Manager (not sure I was actually driving at the time as it was accessible to the whole team). Did not receive any paperwork in relation to this. 6 points given again (which led to 12 points = tot up ban). 
 

Went to court (with a solicitor) for the driving whilst disqualified and have been given a 12 month ban and huge fine. 
 

Any ideas on how I can get myself out of this absolute mess please?? The ban is negatively impacting my mental health again, along with having to deal with the stress and anxiety relating to all of this.
 

Thanks for taking the time to read all of this! 

Edited by unclebulgaria67
post has been amended slightly as this is a public forum and the post contained enough details to inform anyone responding.
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For both of the offences  2018 & 2020,  contact the Courts that dealt with these and request copies of their files. They may charge you small fees to obtain these to cover photocopying and postage.

 

Once you have the details back, you could then look into this further. For the 2018 offence, had you appeared in Court, would it have changed the outcome ?  If the outcome would have been the same, no point pursuing.

 

For the 2020 offence, once you know the date of the speeding offence, contact your employers for the car access logs. Employers should retain records of who used the cars on what day/time. If the employers did not keep proper records on car usage, then look at other records about where you were on the date/time concerned. For example, if you were sat on a computer in a different location, you cannot have been driving.

 

No quick fix unfortunately. Particularly for the 2020 offence, you are going to have turn detective and try to find information, which will enable you to go back to Court.

 

For anyone facing a mental health crisis, it is important to access the help that is available, so that it is possible to deal with these crisis moments.  For details of help available, here is a link to an NHS website.

 

WWW.NHS.UK

You may need urgent help for mental health for many different reasons. Some people call it a crisis, an emergency or a breakdown...

 

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Police have direct access to the Motor Insurance Database [MID]. I don't think ANPR cameras access the MID directly, an actual human being police person has to look it up.

 

I believe the MID records the registration number and details of every insured vehicle in the UK including who the permitted drivers are but the MID website doesn't comment on it specifically.. The information is put on the MID by insurance companies.

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it used to be a case of producing a HORT1 (horty) 7 days wonder notice to prove you were insured, 

thats mostly gone now.

 

plod can now check yes.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Can plod see everyone who is insured on a policy through ANPR.
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