the funding corp worst company ever!!!

[JonCris]

gilly didn't understand a word of that:confused:

[postggj]

Ditto

[gillypam]

Hi.what l am saying is with the bos being void stephenson have had a look at the hp what came with the car there,s little fault with it .so for us to volentry hand back the car to tfc we would have to get another car with my husbond working nights 40 miles there and back and with our credit score there no chance. we love to get rid tfc and have,ing already paid them over £10,000 still 18mths to go before we pay it off a car which was £5000what we paid for it.

[postggj]

If You Have Paid More Than A Third

Do A Voluntry Termination

 

Return The Car And Owe Nothing

[postggj]

Gillypam

 

Back On About 8

 

We Will Have A Chat

[gillypam]

Hi.yes we would volentry hand it back but we need a car for my husbond to get to work and back with starting at daft hour with be,ing a waggon driver.we have try,ed the bank for a loan but no chance.

[JonCris]

If the BoS which, is an essential part of the documentation, is defective that poisons any other document which emanates from it. In other words the whole deal is kaput

 

What did Stephensons say about that?

[gillypam]

Hi Joncris.l did ask stepenson about this when you mention,ed it in one of your last posts. and they said it dose sometimes but there,s not alot of faults with the hp agreement so they can,t go down that path .

[JonCris]

Who said that?

[gillypam]

Hi Joncris.gillian lavelle litgation exevcutive who taken over from mark bowden at stephenson.

[postggj]

some thing is very wrong with this

[gillypam]

Hi postggi. what do you mean please explain.

[postggj]

a bill of sale and cca agreement are linked

the consensus is that if the bos is invalid it reverts back to the credit agreement

 

i know this is not the case

if one is invalid, both are crap

 

ill let john chriss take over for a while on this

better have two opinions than one

[drob]

Gillian Lavelle ha also taken over my case. I haven't has a progress report on my case for several weeks. The last i heard was that my credit agreement had been passed to a Barrister.

Edited June 21, 2009 by drob

[gillypam]

Hi drob.what did she say about your credit agreement in ours theres not a lot of faults so we can,t go down that path?

[drob]

Hi gillypam..... I haven't heard anything since the agreement was passed to a barrister. I can only presume that it has been passed to a barrister for an opinion as to the validity of the agreement.

[gillypam]

Hi drop.keep me posted l am going to ask them again if bos dose posions so all are crap ?l

[drob]

I had an independant person (Solicitor) look at my Credit Agreement & BOS aswell as Stephensons. In his opinion he thinks that the invalid BOS does not make the Credit Agreement unenforceable.

 

Personally i question this as the BOS does make reference to the Credit Agreement in the terms & conditions. Also if the PPI has been misold then this will surely question the validity of the credit agreement.

[postggj]

bang on drob

[nish40]

When my agreement was sent to the Barister by Mark Bowden, it took 5 weeks from when he received it for me to get a copy of what he said.

 

One thing i was miffed about, is that i weren't even told MB had left.

I hope Gillian Lavelle is up to date

[JonCris]

I agree with postggi I should ask Stephenson for a 2nd opinion Also I'm not upto speed has Mark left?

[drob]

Yes Mark Bowden has left and it appears the Gillian Lavelle has taken on some of his files

[gillypam]

Hi all. l got told a week before he was leaving gillian lavelle must have taken all tfc cases .glad we did,nt have a ppi it makes you wonder if we can do something about tfc or are they going to get away with bos been void and credit agreement been valid?

[larlieboy1]

Hi GillyPam I am having the same problems as you I have found out the BOS with TFC is void and they have failed to take the car because I told them it was illegal. I have had the agreement looked at by Stephensons and they say its above board.Surely a company that gets you to sign documents that are illegal should not get away with it and it should effect the credit agreement.

[gillypam]

Hi larlieboy1 so stephensons have said its above board so what are they going to do have they said .quite alot of people are saying that if the bos is void it posoins the credit agreement you wont to ask stephensons about this.it stinks