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at AQ Stage HELP should I ave taken offer


anita kane
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am obsessed by this site, but am very worried now, heres my summary:

9/10 request for repayment

25/10 LBA

10/11 offer of £2000 against a £3000 claim

14/11 DG intend to defend

29/11 DG request breakdown

1/12 I supply breakdown

8/12 A & Q issued Form N149 I received it today 12/12

 

deadline for me to respond with £100 fee is 27 December.

 

Am stressed now. Foolishly thort it would be a simple process. Will have to rob peter to pay paul for the latest court fee! Wrong time of year for all this. But I do no that I have got this far so got to continue now as already paid £120 in court fees. However, having said that, at the hearing I'm not sure I will be able to put my case across, I have no legal representation, I would not have got this far without the site, I feel I will be lost on my own. If I lose will I have to pay the bank costs. On the court form they have not indicated they are counter claiming? i wonder if this means I wont have to pay their costs if I am unsuccessful.

Now wish I had accepted the initial offer, what do you think, anyone with a similar experience?

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Don't worry - this is standard. It is highly iunlikely that you will ahve to appear in court. It is a case to be allocated to small claims so they cannot counterclaim for costs.

 

Have a good read of the HSBC forum successes and you will see at what point the ygenerally pay out. Unfortuneately you will have to pay the £100 AQ fee if your claim is over £1500 - but you will get it back.

 

See here for guide to completing AQ http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Good Luck, and I hope your wait is not too long.

Consumer Health Forums - where you can discuss any health or relationship matters.

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I think your money is VERY close, hang in there and good luck! x

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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